4432 Harpeth School Rd, Franklin, TN 37064 Property Records

Williamson County property record for 4432 Harpeth School Rd, Franklin, TN 37064

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,240 sqft · built 1983
Lot Size	2.4 acres (104,544 sqft)
Owner	2 Individual Names on Record
Last Sale	$515,000 (Oct 2019)
Tax Bill	$2,510 (2023)
Deeds & Mortgages	Jan 2026 Mortgage Nov 2019 Loan Modification + 2 more
Flood Zone	Zone X (minimal risk)
APN	`144-003.02-000`

Property Details

APN / Parcel Number

Primary APN	`144-003.02-000`
Alternative APNs	`094144 00302` `236279`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,240 sqft Living Area
1st Floor Area	1,240 sqft

Exterior

Year Built	Built 1983
Effective Year Built	Effective 2010
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Roof Type	Gable
Roof Material	Metal
Lot Area	104,544 sqft (2.4 acres)
Garage Type	Detached
Garage Area	1,200 sqft
Porch	Slab
Porch Area	509 sqft
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	None

Location & Zoning

Street Address	4432 HARPETH SCHOOL RD
City	FRANKLIN
State	TN
Zip	37064-7309
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SE
Jurisdiction	WILLIAMSON TN
Township / Civil Division	2
Census Block Group	3
Census Block	3019
Census Tract	51002

Owner

Source: Williamson County records, as of July 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4432 HARPETH SCHOOL RD, FRANKLIN, TN 37064-7309
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 9, 2026	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Nov 19, 2019	Loan Modification, Mortgage · Conventional Mortgage PINNACLE BK
Oct 7, 2019	Warranty Deed, Transfer · Commercial Mortgage COGENT BANK
Oct 31, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 7, 2019 · Amount on Record
Deed Sale	Oct 7, 2019 · Amount on Record
Prior Sale	Jan 22, 2013 · Amount on Record
Deed Document Number	201941448
Deed Book / Page	7767 / 810
Prior Transfer Date	Oct 19, 2017
Prior Transfer Doc	0072180821
Record Updated	Oct 29, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILLIAMSON TN
Property Address	4432 HARPETH SCHOOL RD, FRANKLIN, TN 37064-7309
Transaction Type	Mortgage
Record Updated	Jan 19, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4432 HARPETH SCHOOL RD, FRANKLIN, TN 37064-7309

Mortgage

Document Number	0099210272
Date	Jan 9, 2026
Book Page	9921/272
Instrument	26000908

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2056

November 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	WILLIAMSON TN
Property Address	4432 HARPETH SCHOOL RD, FRANKLIN, TN 37064-7309
Document Number	0078290112
Instrument Date	Nov 19, 2019
Transaction Type	Mortgage
Record Updated	Dec 17, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4432 HARPETH SCHOOL RD FRANKLIN TN 370647309, FRANKLIN, TN 37064-7309

Mortgage

Document Number	0078290112
Date	Dec 5, 2019
Book Page	007829/000112
Instrument	51511

Lender

Name	PINNACLE BK
Type	Bank
Address	NASHVILLE, TN 37203

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Dec 4, 2039

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WILLIAMSON TN
Recording Date	Oct 7, 2019
Property Address	4432 HARPETH SCHOOL RD, FRANKLIN, TN 37064-7309
Document Number	0077670810
Book / Page	7767 / 0810
Instrument Date	Oct 4, 2019
Instrument	19041448
Transaction Type	Transfer
Record Updated	Feb 8, 2022
Title Company	FOUNDATION T&E FRANKLIN

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,905.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4432 HARPETH SCHOOL RD, FRANKLIN, TN 37064-7309

Mortgage

Document Number	0019041449
Date	Oct 7, 2019
Instrument	19041449

Lender

Name	COGENT BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Oct 4, 2039

Interest

Rate Type	Adjustable Rate

October 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WILLIAMSON TN
Recording Date	Oct 31, 2017
Property Address	4432 HARPETH SCHOOL RD, FRANKLIN, TN 37064-7309
Document Number	0072180821
Book / Page	007218 / 000821
Instrument Date	Oct 19, 2017
Instrument	44932
Transaction Type	Transfer
Record Updated	Nov 13, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	4432 HARPETH SCHOOL RD FRANKLIN TN 370647309, FRANKLIN, TN 37064-7309

Tax Assessment & Valuation

Source: Williamson County assessment roll, as of October 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Williamson County
Municipality	Thompson's Station Town
Unified School District	Williamson County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$218,300 (+63.46%) Land $76,625 Building $141,675	$873,200 (+63.46%) Land $306,500 Building $566,700
2023	$2,510.00	$133,550 (-) Land $21,275 Building $112,275	$534,200 (-) Land $85,100 Building $449,100
2022	$2,510.00	$133,550 Land $21,275 Building $112,275	$534,200 Land $85,100 Building $449,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (2010–2024)
Claims Outside the SFHA	1 of 2
Most Recent Claim	May 2024 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FRANKLIN WATER DEPT serves 77,222 people · EPA ID TN0000246
Water Source	Surface water
Last State Inspection	Jan 2025
Also Mapped Here	H.B.& T.S. UTILITY DISTRICT
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
United Communications Fiber	8,000 / 8,000
Verizon Fixed Wireless	300 / 20

May also be available: Xfinity.

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