4432 Elmshaven Dr, Dayton, OH 45424 Property Records

Montgomery County property record for 4432 Elmshaven Dr, Dayton, OH 45424

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,979 sqft · built 1972
Lot Size	0.219 acres (9,583 sqft)
Owner	Individual Name on Record
Last Sale	$140,000 (Oct 2015)
Tax Bill	$3,664 (2024)
Deeds & Mortgages	Mar 2021 Mortgage Jun 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`I39300210 0019`

Property Details

APN / Parcel Number

Primary APN	`I39300210 0019`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,979 sqft Living Area
1st Floor Area	434 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1972
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Lot Area	9,583 sqft
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	56 sqft
Deck Area	200 sqft
Patio Area	200 sqft
Shed	1 Shed
Shed Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	4432 ELMSHAVEN DR
City	DAYTON
State	OH
Zip	45424-4726
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	602 FOREST RIDGE 4-3
Legal Subdivision	FOREST RIDGE 4-3
Legal Lot Number	19
Jurisdiction	MONTGOMERY OH
Township / Civil Division	RIVERSIDE
Census Block Group	3
Census Block	3001
Census Tract	90304

Owner

Source: Montgomery County records, as of January 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	4432 ELMSHAVEN DR, DAYTON, OH 45424-4726
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 4, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage AMERISAVE MORTGAGE CORP
Jun 12, 2017	Deed of Trust, Mortgage · Line of Credit WRIGHT-PATT CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 16, 2015 · Amount on Record
Deed Sale	Oct 16, 2015 · Amount on Record
Prior Sale	Oct 16, 2015 · Amount on Record
Deed Document Number	0000057205
Last Transfer Date	Mar 4, 2021
Transfer Doc	0000017903
Record Updated	Jun 8, 2026

March 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MONTGOMERY OH
Recording Date	Mar 4, 2021
Property Address	4432 ELMSHAVEN DR, DAYTON, OH 45424-4726
Document Number	0000017903
Map Reference	MB 91 PG 115&116
Instrument Date	Jan 27, 2021
Instrument	2021-00017903
Transaction Type	Transfer
Record Updated	Apr 19, 2022
Title Company	BCT SOLIDIFI

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	4432 ELMSHAVEN DR, DAYTON, OH 45424-4726

Mortgage

Document Number	0000017904
Date	Mar 4, 2021
Instrument	2021-00017904

Lender

Name	AMERISAVE MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Feb 1, 2051

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY OH
Property Address	4432 ELMSHAVEN DR, DAYTON, OH 45424-4726
Document Number	0000037965
Instrument Date	Jun 12, 2017
Transaction Type	Mortgage
Record Updated	Jul 17, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4432 ELMSHAVEN DR DAYTON OH 454244726, DAYTON, OH 45424-4726

Mortgage

Document Number	0000037965
Date	Jun 29, 2017
Instrument	37965

Lender

Name	WRIGHT-PATT CU
Type	Credit Union
Address	BEAVERCREEK, OH 45434

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Jun 28, 2042

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Montgomery County
Municipality	Riverside City
Unified School District	Fairborn City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$68,970 (-) Land $13,720 Building $55,250
2024	$3,664.00 (+2.98%)
2023	$3,558.00 (+15.59%)	$68,970 (+39.98%) Land $13,720 Building $55,250	$197,070 (+4%) Land $39,200 Building $157,870
2022	$3,078.00	$49,270 Land $9,800 Building $39,470
2020			$140,760 Land $28,000 Building $112,760

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 21, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONTGOMERY COUNTY WATER SERVICES 2 PWS serves 83,033 people · EPA ID OH5701503
Water Source	Purchased surface water from DAYTON PUBLIC WATER SYSTEM
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jan 2017
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 368 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, T-Mobile.

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