4432 E Miami River Rd, Cleves, OH 45002 Property Records

Hamilton County property record for 4432 E Miami River Rd, Cleves, OH 45002

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,332 sqft · built 1940
Lot Size	0.587 acres (25,570 sqft)
Owner	Individual Name on File
Last Sale	$110,000 (Nov 2009)
Tax Bill	$1,875 (2025)
Deeds & Mortgages	Dec 2020 Loan Modification Mar 2017 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`570-0190-0006-00`

Property Details

APN / Parcel Number

Primary APN	`570-0190-0006-00`
Alternative APN	`0041417`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,332 sqft Living Area
Gross Area	2,232 sqft
1st Floor Area	900 sqft
Attic	Attic
Attic Area	432 sqft
Basement Area	900 sqft

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Material	Asphalt
Lot Area	25,570 sqft (0.587 acres)
Garage Type	Basement
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	200 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil

Location & Zoning

Street Address	4432 E MIAMI RIVER RD
City	CLEVES
State	OH
Zip	45002-9623
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ES EAST MIAMI RIVER RD 0.587 AC R2-T1-S22
Jurisdiction	HAMILTON OH
Township / Civil Division	MIAMI
Census Block Group	1
Census Block	1010
Census Tract	20403

Owner

Source: Hamilton County records · APN 570-0190-0006-00

Assessment roll updated January 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	4436 E MIAMI RIVER RD, CLEVES, OH 45002-9623
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 01, 2020	Loan Modification, Mortgage · FHA Mortgage US BK
Mar 02, 2017	Loan Modification, Mortgage · Conventional Mortgage US BK

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Nov 02, 2009 · Amount on Record
Deed Sale	Nov 02, 2009 · Amount on Record
Prior Sale	Aug 19, 1998 · Amount on Record
Deed Document Number	2009145977
Deed Book / Page	11279 / 50
Prior Transfer Date	Sep 24, 2009
Prior Transfer Doc	0000000817
Record Updated	Sep 20, 2026

December 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	HAMILTON OH
Property Address	4432 E MIAMI RIVER RD, CLEVES, OH 45002-9623
Document Number	0000128598
Instrument Date	Dec 01, 2020
Transaction Type	Mortgage
Record Updated	Feb 08, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4432 E MIAMI RIVER RD CLEVES OH 450029623, CLEVES, OH 45002-9623

Mortgage

Document Number	0000128598
Date	Dec 08, 2020
Book Page	014310/001163
Instrument	128598

Lender

Name	US BK
Type	Bank
Address	MADISON HEIGHTS, MI 48071

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	324 Months
Due	Dec 07, 2047

March 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	HAMILTON OH
Property Address	4432 E MIAMI RIVER RD, CLEVES, OH 45002-9623
Document Number	0000028811
Book / Page	013386 / 002265
Instrument Date	Mar 02, 2017
Transaction Type	Mortgage
Record Updated	Jul 14, 2017
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4432 E MIAMI RIVER RD CLEVES OH 450029623, CLEVES, OH 45002-9623

Mortgage

Document Number	0000028811
Date	Mar 31, 2017
Book Page	013386/002265
Instrument	28811

Lender

Name	US BK
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 30, 2047

Tax Assessment & Valuation

Source: Hamilton County records · Assessment roll updated January 21, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
County Subdivision	Miami Township
Unified School District	Three Rivers Local School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,875.00 (+8.44%)	$34,770 (+0.01%) Land $10,504 Building $24,266	$99,340 (-) Land $30,010 Building $69,330
2024	$1,729.00 (+1.89%)	$34,768 (-) Land $10,503 Building $24,265
2023	$1,697.00 (-17.9%)	$34,768 (+4.52%) Land $10,503 Building $24,265	$99,340 (+4.52%) Land $30,010 Building $69,330
2022	$2,067.00	$33,264 Land $10,416 Building $22,848
2020			$95,040 Land $29,760 Building $65,280

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of December 22, 2024 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	22 (1989–2020)
Claims Outside the SFHA	5 of 22
Most Recent Claim	Mar 2020 · river or lake flooding
Claims by Event	Severe Storms And Flooding, Apr 2011 · 3 claims

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Cincinnati Bell Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

Based on FCC filings for 6 locations within half a mile of this property.

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