4432 Concord Rd, Waco, TX 76705 Property Records

McLennan County property record for 4432 Concord Rd, Waco, TX 76705

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,612 sqft · built 1964
Lot Size	0.248 acres (10,803 sqft)
Owner	Company Name on Record
Tax Bill	$4,629 (2025)
Deeds & Mortgages	Jul 2021 Mortgage Jan 2019 Transfer
Flood Zone	Zone X (minimal risk)
APN	`28-057000-026001-9`

Property Details

APN / Parcel Number

Primary APN	`28-057000-026001-9`
Alternative APNs	`2805700002600190111` `126615`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,612 sqft Living Area
Gross Area	2,052 sqft
1st Floor Area	1,612 sqft
Flooring	Wood

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1979
Exterior Material	Brick Veneer
Construction Type	Wood
Roof Type	Reinforced Concrete
Roof Material	Composition Shingle
Lot Area	10,803 sqft (0.248 acres)
Lot Dimensions	58 ft deep x 196 ft wide
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	208 sqft
Storage Building	128 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	4432 CONCORD RD
City	WACO
State	TX
Zip	76705-2633
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	TOMAS DE LA VEGA ACRES .248
Legal Subdivision	TOMAS DE LA VEGA
Jurisdiction	MCLENNAN TX
Township / Civil Division	WACO
Census Block Group	2
Census Block	2003
Census Tract	1700

Owner

Source: McLennan County records, as of August 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	6762 STATE ROAD 144, GREENWOOD, IN 46143-7531
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Jul 13, 2021	Deed of Trust, Mortgage · Conventional Mortgage CAPITAL CONCEPTS INC
Jan 23, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Sep 15, 2022
Transfer Doc	0000038210
Record Updated	Oct 29, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLENNAN TX
Property Address	4432 CONCORD RD, WACO, TX 76705-2633
Transaction Type	Mortgage
Record Updated	Sep 30, 2022
Title Company	PATTEN TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000027525
Date	Jul 13, 2021
Instrument	2021027525

Lender

Name	CAPITAL CONCEPTS INC
Type	Non-Lending Institution
Address	HOUSTON, TX 77042

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

January 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MCLENNAN TX
Recording Date	Jan 23, 2019
Property Address	4432 CONCORD RD, WACO, TX 76705-2633
Document Number	0000002385
Instrument Date	Jan 16, 2019
Instrument	2385
Transaction Type	Transfer
Record Updated	Apr 4, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	901 N 63TH ST WACO TX 76710, WACO, TX 76710

Tax Assessment & Valuation

Source: McLennan County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Texas
Municipality	Bellmead City
County	McLennan County
Unified School District	La Vega Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$220,000 (-) Land $8,350 Building $211,650	$220,000 (-) Land $8,350 Building $211,650
2025	$4,629.00 (+2.64%)	$220,000 (+2.72%) Land $8,350 Building $211,650	$220,000 (+2.72%) Land $8,350 Building $211,650
2024	$4,510.00 (+17.72%)
2023		$214,180 Land $8,350 Building $205,830	$214,180 Land $8,350 Building $205,830
2022	$3,831.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	3 (1989–2018)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Oct 2018 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · lower than 84% of Texas
Wildfire Likelihood	0.07% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BELLMEAD serves 10,664 people · EPA ID TX1550001
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Arsenic resolved · Jan 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	9 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 305 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Astound Broadband Cable	1,500 / 50
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Central Link Broadband Fixed Wireless	100 / 20

May also be available: Nextlink, T-Mobile.

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