Berrien County property record for 4432 Chamberlain Rd, Buchanan, MI 49107
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,965 sqft · built 2014 |
| Lot Size | 3.13 acres (136,343 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $4,203 (2025) |
| Deeds & Mortgages | Apr 2026 Line of Credit Apr 2026 Line of Credit + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-0003-0005-04-0 |
| Primary APN | 05-0003-0005-04-0 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,965 sqft Living Area |
| 1st Floor Area | 1,965 sqft |
| Basement Area | 1,965 sqft |
| Unfinished Basement | 1,965 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2014 |
|---|---|
| Effective Year Built | Effective 2014 |
| Lot Area | 136,343 sqft (3.13 acres) |
| Garage Area | 649 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 4432 CHAMBERLAIN RD |
|---|---|
| City | BUCHANAN |
| State | MI |
| Zip | 49107-8400 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AG AGRICUL |
| Legal Description | SPLIT/COMBINED ON 11/19/2014 FROM 05-0003-0005-01-3, 05-0003-0005-02-1; BEG 255' N89DEG59'35W OF NE COR SEC 3 T8S R18W TH S PAR E LN SD SEC 3 390' TH N89DEG59'35"W PAR N LN SD SEC 3 350' TH N 390' TO N SEC LN TH S89DEG59'35"E ON SD N SEC LN 350' TO P |
| Legal Range | 18W |
| Legal Township | 08S |
| Legal Section | 03 |
| Jurisdiction | BERRIEN MI |
| Township / Civil Division | BERTRAND |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 20300 |
Source: Berrien County records, as of September 28, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 4432 CHAMBERLAIN RD, BUCHANAN, MI 49107-8400 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 10, 2026 | Deed of Trust · Line of Credit FIGURE LENDING LLC |
| Apr 10, 2026 | Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC |
| Jun 29, 2023 | Deed of Trust, Mortgage · Conventional Mortgage UNITED FCU |
| Apr 8, 2022 | Deed of Trust, Mortgage · Line of Credit UNITED FCU |
| Dec 13, 2021 | Intrafamily Transfer, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Dec 3, 2021 |
| Transfer Doc | 03356/2334 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERRIEN MI |
| Recording Date | Apr 10, 2026 |
| Property Address | 4432 CHAMBERLAIN RD, BUCHANAN, MI 49107-8400 |
| Document Number | 0000458040 |
| Book / Page | 3474 / 2719 |
| Instrument Date | Mar 28, 2026 |
| Instrument | 2026.458040 |
| Record Updated | May 7, 2026 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES (RE |
| Name | Verified Name |
|---|---|
| Address | 4432 CHAMBERLAIN RD, BUCHANAN, MI 49107-8400 |
| Document Number | 0000458040, |
|---|---|
| Date | Apr 10, 2026 |
| Book Page | 3474/2719 |
| Instrument | 2026.458040 |
| Name | FIGURE LENDING LLC |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Apr 23, 2046 |
| Rate | 5.98% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERRIEN MI |
| Recording Date | Apr 10, 2026 |
| Property Address | 4432 CHAMBERLAIN RD, BUCHANAN, MI 49107-8400 |
| Document Number | 03474/2719 |
| Book / Page | 3474 / 2719 |
| Instrument Date | Mar 28, 2026 |
| Instrument | 2026458040 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES |
| Name | Verified Name |
|---|---|
| Address | 4432 CHAMBERLAIN RD, BUCHANAN, MI 49107-8400 |
| Document Number | 0000458040, |
|---|---|
| Date | Apr 10, 2026 |
| Book Page | 3474/2719 |
| Instrument | 2026458040 |
| Name | FIGURE LENDING LLC |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Apr 23, 2046 |
| Rate | 5.98% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERRIEN MI |
| Property Address | 4432 CHAMBERLAIN RD, BUCHANAN, MI 49107-8400 |
| Transaction Type | Mortgage |
| Record Updated | Nov 9, 2023 |
| Name | Verified Name |
|---|---|
| Address | 4432 CHAMBERLAIN RD, BUCHANAN, MI 49107-8400 |
| Document Number | 003407/403 |
|---|---|
| Date | Jun 29, 2023 |
| Book Page | 3407/403 |
| Instrument | 2023383795 |
| Name | UNITED FCU |
|---|---|
| Type | Credit Union |
| Address | SAINT JOSEPH, MI 49085 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERRIEN MI |
| Property Address | 4432 CHAMBERLAIN RD, BUCHANAN, MI 49107-8400 |
| Transaction Type | Mortgage |
| Record Updated | Nov 9, 2023 |
| Name | Verified Name |
|---|---|
| Address | 4432 CHAMBERLAIN RD, BUCHANAN, MI 49107-8400 |
| Document Number | 03370/1502 |
|---|---|
| Date | Apr 8, 2022 |
| Book Page | 3370/1502 |
| Instrument | 2022349959 |
| Name | UNITED FCU |
|---|---|
| Type | Credit Union |
| Address | SAINT JOSEPH, MI 49085 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 118 Months |
| Due | Feb 25, 2032 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | BERRIEN MI |
| Recording Date | Dec 13, 2021 |
| Property Address | 4432 CHAMBERLAIN RD, BUCHANAN, MI 49107-8400 |
| Document Number | 03356/2334 |
| Book / Page | 3356 / 2334 |
| Instrument Date | Dec 3, 2021 |
| Instrument | 3356-2334 |
| Transaction Type | Transfer |
| Record Updated | Nov 9, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 4432 CHAMBERLAIN RD, BUCHANAN, MI 49107-8400 |
Source: Berrien County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Berrien County |
| County Subdivision | Bertrand Township |
| Unified School District | Buchanan Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $322,400 (+7%) | $644,800 (+7%) | |
| 2025 | $4,203.00 (+21.61%) Homeowner's exemption | $301,300 (+37.89%) | $602,600 (+37.89%) |
| 2024 | $3,456.00 (-19.63%) | ||
| 2023 | $218,500 | $437,000 | |
| 2022 | $4,300.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 10, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2010) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jul 2010 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Midwest Energy & Communications Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Mercury Fiber.
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