4432 Canoebrook Rd, Charlotte, NC 28210 Property Records

Mecklenburg County property record for 4432 Canoebrook Rd, Charlotte, NC 28210

Property Summary

Property Type	Single Family Home
Details	4 bd · 5 ba · 3,865 sqft · built 1991
Lot Size	0.449 acres (19,580 sqft)
Owner	Individual Name on File
Last Sale	$585,000 (Jun 2011)
Tax Bill	$7,755 (2023)
Deeds & Mortgages	Sep 2020 Mortgage Sep 2020 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`209-422-18`

Property Details

APN / Parcel Number

Primary APN	`209-422-18`

Interior

Bedrooms	4 Beds
Full Baths	5 Baths
Half Baths	2 Half Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,865 sqft Heated Area
Gross Area	4,553 sqft
1st Floor Area	2,368 sqft
Upper Floors Area	1,497 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1991
Architectural Style	Other
Exterior Material	Brick Veneer
Foundation Type	Raised
Roof Material	Asphalt
Lot Area	19,580 sqft (0.449 acres)
Garage Area	688 sqft
Deck Area	528 sqft
Patio Area	583 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Old Parcel Number	209-422-18
Street Address	4432 CANOEBROOK RD
City	CHARLOTTE
State	NC
Zip	28210-7350
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-15(CD)
Legal Description	L34 B1 M20-873
Legal Subdivision	BELINGRATH SEC I
Legal Block	1
Legal Lot Number	34
Jurisdiction	MECKLENBURG NC
Township / Civil Division	1, CHARLOTTE
Census Block Group	2
Census Block	2011
Census Tract	3006

Owner

4432 Canoebrook Rd is owned and occupied by an individual who bought it in June 2011.

Source: Mecklenburg County records, as of May 24, 2023

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	4432 CANOEBROOK RD, CHARLOTTE, NC 28210-7350
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 9, 2020	Deed of Trust, Mortgage · Conventional Mortgage AQUESTA BANK
Sep 9, 2020	Deed of Trust, Mortgage · Line of Credit AQUESTA BANK
Sep 28, 2020	Deed of Trust, Mortgage · Line of Credit AQUESTA BANK
Mar 10, 2017	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 17, 2011 · Amount on File
Deed Sale	Jun 17, 2011 · Amount on File
Deed Document Number	0026548333
Deed Book / Page	26548 / 333
Record Updated	Jun 7, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	4432 CANOEBROOK RD, CHARLOTTE, NC 28210-7350
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000144632
Date	Sep 9, 2020
Book Page	35031/677
Instrument	2020144632

Lender

Name	AQUESTA BANK
Type	Bank
Address	CORNELIUS, NC 28031

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	348 Months
Due	Sep 1, 2049

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	4432 CANOEBROOK RD, CHARLOTTE, NC 28210-7350
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4432 CANOEBROOK RD, CHARLOTTE, NC 28210-7350

Mortgage

Document Number	0000144072
Date	Sep 9, 2020
Book Page	35028/349
Instrument	2020144072

Lender

Name	AQUESTA BANK
Type	Bank
Address	CORNELIUS, NC 28031

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	4432 CANOEBROOK RD, CHARLOTTE, NC 28210-7350
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4432 CANOEBROOK RD, CHARLOTTE, NC 28210-7350

Mortgage

Document Number	0000157548
Date	Sep 28, 2020
Book Page	35105/511
Instrument	2020157548

Lender

Name	AQUESTA BANK
Type	Bank
Address	CORNELIUS, NC 28031

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	Sep 18, 2035

Interest

Rate Type	Adjustable Rate

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	4432 CANOEBROOK RD, CHARLOTTE, NC 28210-7350
Document Number	0000035519
Instrument Date	Mar 10, 2017
Transaction Type	Mortgage
Record Updated	Aug 17, 2018
Title Company	AMERICAN TITLE COMPANY, AMERICAN TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4432 CANOEBROOK RD CHARLOTTE NC 282107350, CHARLOTTE, NC 28210-7350

Mortgage

Document Number	0000035519
Date	Mar 21, 2017
Book Page	031650/000541
Instrument	35519

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Mar 20, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of January 1, 2023

Property Jurisdictions

Type	Name
State	North Carolina
County	Mecklenburg County
Municipality	Charlotte City
Unified School District	Charlotte-Mecklenburg Schools (PK - 12)

Flood

FEMA maps place 4432 Canoebrook Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2013)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2013 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4432 Canoebrook Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 99% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 158 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: Google Fiber.

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