4432 Blue Jay Rd, Guyton, GA 31312 Property Records

Effingham County property record for 4432 Blue Jay Rd, Guyton, GA 31312

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,636 sqft · built 1986
Lot Size	5.4 acres (235,224 sqft)
Owner	2 Individual Names on File
Last Sale	$185,000 (Apr 2002)
Tax Bill	$3,042 (2025)
Deeds & Mortgages	Jun 2016 Line of Credit Jun 2020 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`03260-032-000`

Property Details

APN / Parcel Number

Primary APN	`03260-032-000`
Alternative APNs	`00500031A00` `03260032` `5100`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	2,636 sqft Heated Area
Utility Area	192 sqft
Utility Room	Utility Room
Flooring	Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	235,224 sqft (5.4 acres)
Garage Area	252 sqft

Exterior Amenities

Porch	Slab
Porch Area	30 sqft
Deck Area	280 sqft
Patio Area	280 sqft
Shed	1 Shed
Shed Area	640 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	5100
Street Address	4432 BLUE JAY RD
City	GUYTON
State	GA
Zip	31312-6430
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AR-1
Legal Description	5.40 AC (OUT 50-31)
Jurisdiction	EFFINGHAM GA
Township / Civil Division	RINCON
Census Block Group	2
Census Block	2001
Census Tract	30404

Owner

Source: Effingham County records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	4432 BLUE JAY RD, GUYTON, GA 31312-6430
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 28, 2016	Deed of Trust, Mortgage · Line of Credit BRANCH BANKING AND TRUST CO
Jun 11, 2020	Deed of Trust, Mortgage · Line of Credit TRUIST BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 30, 2002 · Amount on File
Deed Sale	Apr 30, 2002 · Amount on File
Deed Book / Page	827 / 286
Record Updated	Oct 29, 2026

June 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM GA
Property Address	4432 BLUE JAY RD, GUYTON, GA 31312-6430
Transaction Type	Mortgage
Record Updated	Jun 10, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002354/576
Date	Jun 28, 2016
Book Page	2354/576

Lender

Name	BRANCH BANKING AND TRUST CO
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Jul 1, 2041

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM GA
Property Address	4432 BLUE JAY RD, GUYTON, GA 31312-6430
Transaction Type	Mortgage
Record Updated	May 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4432 BLUE JAY RD, GUYTON, GA 31312-6430

Mortgage

Document Number	0000002598/0000000296
Date	Jun 11, 2020
Book Page	0000002598/0000000296
Instrument	005522

Lender

Name	TRUIST BANK

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Jan 1, 2045

Tax Assessment & Valuation

Source: Effingham County assessment roll, as of December 22, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Effingham County
Unified School District	Effingham County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$134,671 (-3.66%) Land $61,823 Building $72,848	$336,679 (-3.66%) Land $154,558 Building $182,121
2025	$3,042.00 (+4.64%) Homeowner's exemption	$139,793 (+9.41%) Land $61,823 Building $77,970	$349,482 (+9.41%) Land $154,558 Building $194,924
2024	$2,907.00 (+30.71%) Homeowner's exemption	$127,765 (+4.53%) Land $47,283 Building $80,482	$319,413 (+4.53%) Land $118,207 Building $201,206
2023	$2,224.00 (-17.84%) Homeowner's exemption	$122,231 (+13.26%) Land $47,283 Building $74,948	$305,578 (+13.26%) Land $118,207 Building $187,371
2022	$2,707.00 Homeowner's exemption	$107,920 Land $32,972 Building $74,948	$269,802 Land $82,431 Building $187,371

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 19 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	19 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · above 67% of Georgia
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTHBROOK SUBDIVISION serves 47 people · EPA ID GA1030161
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Planters Rural Telephone Cooperative Fiber	8,000 / 8,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon, Xfinity.

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