4431 W 28th St, Joplin, MO 64804 Property Records

Jasper County property record for 4431 W 28th St, Joplin, MO 64804

Property Summary

Property Type	Duplex
Details	3 bd · 2 ba · 1,726 sqft · built 2003
Lot Size	0.23 acres (10,000 sqft)
Owner	Individual Name on File
Last Sale	$218,894 (May 2026)
Tax Bill	$1,154 (2024)
Deeds & Mortgages	May 2026 Sale & Mortgage Jul 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`31-002981-4110`

Property Details

APN / Parcel Number

Primary APN	`31-002981-4110`
Alternative APNs	`19-4.0-18-00-000-197.000` `19-4.0-18-0-0-197.0`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,726 sqft Living Area

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	Duplex Single
Exterior Material	Aluminum/Vinyl
Foundation Type	No Foundation
Lot Area	10,000 sqft (0.23 acres)
Lot Dimensions	125 ft deep x 80 ft wide
Shed	1 Shed
Shed Area	1 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	4431 W 28TH ST
City	JOPLIN
State	MO
Zip	64804
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Description	CEDAR RIDGE SUB PLAT 4 LOT 2
Legal Range	33W
Legal Township	27N
Legal Section	18
Legal Subdivision	CEDAR RIDGE SUB
Legal Lot Number	2
Jurisdiction	JASPER MO
Township / Civil Division	GALENA
Census Block Group	1
Census Block	1053
Census Tract	10901

Owner

4431 W 28th St, a duplex, is owned by an individual who bought it in May 2026.

Source: Jasper County records, as of May 12, 2026

Owner of Record	Individual Name on File
Mailing Address	4431 W 29TH ST, JOPLIN, MO 64804-8101
Owner Type	Individual
Vesting	His Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 4, 2026	Warranty Deed, Transfer · FHA Mortgage NONE LISTED ON DOCUMENT
Jul 1, 2021	Warranty Deed, Transfer · Stand-Alone First Mortgage FIRST TRUST HOME LOANS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 4, 2026 · Amount on File
Deed Sale	May 4, 2026 · Amount on File
Prior Sale	Jul 1, 2021 · Amount on File
Deed Document Number	20266406
Deed Book / Page	2798 / 223
Prior Transfer Date	Sep 30, 2010
Prior Transfer Doc	0001015756
Record Updated	Sep 20, 2026

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JASPER MO
Recording Date	May 4, 2026
Document Number	0000006406
Book / Page	2798 / 223
Instrument Date	May 1, 2026
Instrument	2026.6406
Transaction Type	Transfer
Record Updated	May 13, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Estimated Sale Price
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000006407,
Date	May 4, 2026
Instrument	2026..6407

Lender

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2056

Interest

Rate	6.22%
Max Rate	-1%

Mortgage

Document Number	0000006408,
Date	May 4, 2026
Book Page	2798/225
Instrument	2026.6408

Lender

Agreement

Amount	Amount on Record

Interest

Rate	6.22%
Max Rate	-1%

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JASPER MO
Recording Date	Jul 1, 2021
Property Address	4431 W 28TH ST, JOPLIN, MO 64804
Document Number	0000011577
Book / Page	2598 / 26
Instrument Date	Jun 30, 2021
Instrument	2021011577
Transaction Type	Transfer
Record Updated	Apr 3, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4431 W 29TH ST, JOPLIN, MO 64804-8101

Mortgage

Document Number	0000011578
Date	Jul 1, 2021
Instrument	2021011578

Lender

Name	FIRST TRUST HOME LOANS

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2051

Tax Assessment & Valuation

Source: Jasper County assessment roll, as of November 3, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Jasper County
Municipality	Joplin City
Unified School District	Carl Junction R-I School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$25,820 Land $2,870 Building $22,950	$135,910 Land $15,100 Building $120,810
2024	$1,154.00 (+22.25%)
2023	$944.00	$23,430 Land $2,870 Building $20,560	$123,310 Land $15,100 Building $108,210

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4431 W 28th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 2, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4431 W 28th St is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 78% of Missouri
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN JOPLIN private · serves 73,728 people · EPA ID MO5010413
Water Source	Surface water
Last State Inspection	Mar 2022
Lead	4 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 346 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sparklight Cable	1,000 / 50
Wisper ISP Fixed Wireless	400 / 30
Verizon Fixed Wireless	300 / 20

May also be available: Net Vision Communications, T-Mobile.

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