4431 W 20th Ave, Gary, IN 46404 Property Records

Lake County property record for 4431 W 20th Ave, Gary, IN 46404 · Last verified May 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 2021
Square Footage2,522 sqft Living Area
Lot Size5,009 sqft (0.115 acres)
OccupancyOwner Occupied
Last Sale$85,000 (2021)
Tax Bill$1,138.00 (2024)

Owner

Source: Lake County records · APN 001-25-47-0441-0005

Assessment roll updated December 29, 2025 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address4431 W 20TH AVE, GARY, IN 46404-2536
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
May 05, 2026Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
NONE LISTED ON DOCUMENT
Jun 02, 2021Warranty Deed, Transfer · Conventional Mortgage
THE FEDERAL SAVINGS BANK
Jun 02, 2021Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage
CROSSCOUNTRY MORTGAGE LLC
Jan 23, 2018Quit Claim Deed, Transfer
Quitclaim Document

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJun 02, 2021 · Amount on Record
Deed SaleJun 02, 2021 · Amount on Record
Prior SaleJun 02, 2021 · Amount on Record
Deed Doc Number2021511257
Prior Transfer DateJan 19, 2018
Prior Transfer Doc0000005540
Record RefreshedSep 20, 2026

May 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAKE IN
Recording DateMay 05, 2026
Property Address4431 W 20TH AVE, GARY, IN 46404-2536
Document Number0000518322
Instrument DateApr 24, 2026
Instrument2026518322
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address4431 W 20TH AVE, GARY, IN 46404-2536

Mortgage

Document Number0000518322,
DateMay 05, 2026
Instrument2026518322
Lender
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term301 Months
DueJun 01, 2051
Interest
Rate6.38%
Max Rate-1%

June 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLAKE IN
Recording DateJun 02, 2021
Property Address4431 W 20TH AVE, GARY, IN 46404-2536
Document Number0000011257
Map ReferenceMB 30 PG 13
Instrument DateMay 26, 2021
Instrument2021-511257
Transaction TypeTransfer
Record UpdatedFeb 09, 2023

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFrom Affidavit or Verified
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address6209 BROUGHTON AVE, PORTAGE, IN 46368-4507

Mortgage

Document Number0000011147
DateJun 02, 2021
Instrument2021-511147
Lender
NameTHE FEDERAL SAVINGS BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueJun 01, 2036

June 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLAKE IN
Recording DateJun 02, 2021
Property Address4431 W 20TH AVE, GARY, IN 46404-2536
Document Number0000011258
Map ReferenceMB 20 PG 13
Instrument DateMay 26, 2021
Instrument2021-511258
Transaction TypeTransfer
Record UpdatedFeb 09, 2023

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFrom Affidavit or Verified
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4431 W 20TH AVE, GARY, IN 46404-2536

Mortgage

Document Number0000011259
DateJun 02, 2021
Instrument2021-511259
Lender
NameCROSSCOUNTRY MORTGAGE LLC
TypeMortgage Company
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term360 Months
DueJun 01, 2051

January 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionLAKE IN
Recording DateJan 23, 2018
Property Address4431 W 20TH AVE, GARY, IN 46404-2536
Document Number0000005540
Instrument DateJan 19, 2018
Instrument5540
Transaction TypeTransfer
Record UpdatedApr 04, 2018

Transaction

Tax$0.00
Additional
  • Quitclaim Document
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address1761 COLORADO ST HOBART IN 463426508, HOBART, IN 46342-6508

Tax Assessment & Valuation

Source: Lake County records · Assessment roll updated December 29, 2025 · Last verified May 2026

Property Jurisdictions

TypeName
StateIndiana
CountyLake County
County SubdivisionCalumet Township
MunicipalityGary City
Unified School DistrictGary Community School Corporation (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$111,400 (+19.02%) Land $5,300 Building $106,100$111,400 (+19.02%) Land $5,300 Building $106,100
2024$1,138.00 (+15.53%)
2023$93,600 (+11.16%) Land $5,600 Building $88,000$93,600 (+11.16%) Land $5,600 Building $88,000
2022$985.00 Homeowner's exemption$84,200 Land $3,500 Building $80,700$84,200 Land $3,500 Building $80,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lake County (18089C), updated October 16, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN001-25-47-0441-0005
Alternative APNs
  • 45-08-07-354-005.000-004
  • 254704410005

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures8 Plumbing Fixtures
Total Rooms3 Rooms
Building Area2,522 sqft Living Area
1st Floor1,261 sqft 1st Floor
Stories1 Stories

Exterior

Year BuiltBuilt 1955
Effective Year BuiltEffective 2021
Construction TypeFrame Construction
Roof MaterialAsphalt Roof
Lot Area5,009 sqft (0.115 acres)
Depth X Width100 ft x 50 ft Depth x Width
Parking Spaces1 Parking Spaces
Garage TypeCarport Garage
Garage Area135 sqft Garage
CarportCarport
Carport Area135 sqft Carport

Utilities and HVAC

Heating SystemCentral Heating
Heating FuelGas Heating Fuel
SewageMunicipal Sewage
Water SourceCommercial Water Source

Location & Zoning

Street Address4431 W 20TH AVE
CityGARY
StateIN
Zip46404-2536
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionTARRYTOWN FIRST SUBDIVISION ALL L.5 BL.5
Legal SubdivisionTARRYTOWN FIRST SUBDIVISION
Legal Block5
Legal Lot Number5
JurisdictionLAKE IN
Minor Civil DivisionCALUMET
Census Blockgroup1
Census Block1014
Census Tract11100

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