4431 Station Ave, Cincinnati, OH 45232 Property Records

Hamilton County property record for 4431 Station Ave, Cincinnati, OH 45232

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,842 sqft · built 1870
Lot Size	0.377 acres (16,422 sqft)
Owner	2 Individual Names on Record
Last Sale	$204,500 (Nov 2020)
Tax Bill	$4,423 (2025)
Deeds & Mortgages	Sep 2022 Line of Credit Nov 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`219-0053-0067-00`

Property Details

APN / Parcel Number

Primary APN	`219-0053-0067-00`
Alternative APN	`120971416`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,842 sqft Living Area
Gross Area	2,674 sqft
1st Floor Area	1,010 sqft
2nd Floor Area	832 sqft
Basement Area	832 sqft

Exterior

Year Built	Built 1870
Effective Year Built	Effective 1870
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	16,422 sqft (0.377 acres)
Lot Dimensions	201 ft deep x 80 ft wide
Garage Area	360 sqft
Porch	Open Frame Porch
Porch Area	264 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil

Location & Zoning

Street Address	4431 STATION AVE
City	CINCINNATI
State	OH
Zip	45232-1825
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF10
Legal Description	4431 STATION AVE 80 X 201 PT LOT 4 HAND-FROOME SUB
Legal Subdivision	FROOME SUB
Legal Lot Number	4
Jurisdiction	HAMILTON OH
Township / Civil Division	CINCINNATI
Census Block Group	2
Census Block	2017
Census Tract	7300

Owner

Source: Hamilton County records, as of January 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4431 STATION AVE, CINCINNATI, OH 45232-1825
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Right of Survivorship

Deeds, Mortgages & Sale History

Date	Document
Sep 6, 2022	Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK
Nov 3, 2020	Warranty Deed, Transfer · Conventional Mortgage AMERICAN NBRHD MTG ACCPTNC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 3, 2020 · Amount on Record
Deed Sale	Nov 3, 2020 · Amount on Record
Prior Sale	Jun 12, 2015 · Amount on Record
Deed Document Number	2020115335
Deed Book / Page	14288 / 206
Prior Transfer Date	Jul 1, 1995
Prior Transfer Doc	0000090071
Record Updated	Oct 29, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	4431 STATION AVE, CINCINNATI, OH 45232-1825
Transaction Type	Mortgage
Record Updated	Oct 31, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4431 STATION AVE, CINCINNATI, OH 45232-1825

Mortgage

Document Number	0000085129
Date	Sep 6, 2022
Book Page	14745/1127
Instrument	2022-0085129

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43231

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Aug 12, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Nov 3, 2020
Property Address	4431 STATION AVE, CINCINNATI, OH 45232-1825
Document Number	0000115335
Book / Page	014288 / 000206
Instrument Date	Oct 19, 2020
Instrument	115335
Transaction Type	Transfer
Record Updated	Jan 21, 2021
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$818.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4431 STATION AVE CINCINNATI OH 452321825, CINCINNATI, OH 45232-1825

Mortgage

Document Number	115336
Date	Nov 3, 2020
Book Page	014288/000208
Instrument	115336

Lender

Name	AMERICAN NBRHD MTG ACCPTNC
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 2, 2050

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Cincinnati City
Unified School District	Cincinnati City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,423.00 (+3.12%)	$71,575 (-) Land $11,018 Building $60,557	$204,500 (-) Land $31,480 Building $173,020
2024	$4,289.00 (-2.21%)	$71,575 (-) Land $11,018 Building $60,557
2023	$4,386.00 (+105.34%)	$71,575 (+130.29%) Land $11,018 Building $60,557	$204,500 (+130.29%) Land $31,480 Building $173,020
2022	$2,136.00 Homeowner's exemption	$31,081 Land $10,238 Building $20,843
2020			$88,800 Land $29,250 Building $59,550

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 75 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: altafiber Network Solutions.

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