4431 S Shell St, Seattle, WA 98118 Property Records

King County property record for 4431 S Shell St, Seattle, WA 98118

Property Summary

Property Type	Boarding House, Apartment Hotel
Details	6 bd · 3 ba · 3,080 sqft · built 2013
Lot Size	0.093 acres (4,055 sqft)
Owner	Individual Name on File
Last Sale	$392,500 (Mar 2014)
Tax Bill	$8,448 (2026)
Deeds & Mortgages	Nov 2022 Mortgage Apr 2022 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`918820-0130`

Property Details

APN / Parcel Number

Primary APN	`918820-0130`
Alternative APN	`918820013004`

Interior

Bedrooms	6 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	3,080 sqft Gross Area
1st Floor Area	1,560 sqft
Basement Area	1,280 sqft
Finished Basement	1,280 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2013
Lot Area	4,055 sqft (0.093 acres)
Garage Type	Attached
Garage Area	240 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	80 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	918820013004
Street Address	4431 S SHELL ST
City	SEATTLE
State	WA
Zip	98118-5428
Property Category	Commercial
Property Type	Commercial > Retail > Boarding House, Apartment Hotel
Local Zoning Code	NR3
Legal Description	WASHINGTON VIEW ADD PLAT BLOCK: 2 PLAT LOT: 8
Legal Range	04
Legal Township	24
Legal Section	34
Legal Subdivision	WASHINGTON VIEW ADD
Legal Block	2
Legal Lot Number	8
Jurisdiction	KING WA
Township / Civil Division	SEATTLE
Census Block Group	1
Census Block	1022
Census Tract	11700

Owner

4431 S Shell St, a commercial property, is owned and occupied by an individual who bought it in March 2014.

Source: King County records, as of July 7, 2026

Owner of Record	Individual Name on File
Mailing Address	4431 S SHELL ST, SEATTLE, WA 98118-5428
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 14, 2022	Deed of Trust, Mortgage UMPQUA BANK
Apr 27, 2022	Deed of Trust, Mortgage · Line of Credit BOEING EMPLOYEES CU
Nov 19, 2020	Deed of Trust, Mortgage · Conventional Mortgage MUTUAL OF OMAHA MORTGAGE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 28, 2014 · Amount on File
Deed Sale	Mar 28, 2014 · Amount on File
Prior Sale	Sep 5, 2012 · Amount on File
Deed Document Number	20141149
Prior Transfer Date	Jun 20, 1986
Prior Transfer Doc	1988032101
Record Updated	Sep 20, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KING WA
Property Address	4431 S SHELL ST, SEATTLE, WA 98118-5428
Transaction Type	Mortgage
Record Updated	Apr 24, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4431 S SHELL ST, SEATTLE, WA 98118-5428

Mortgage

Document Number	0000000103
Date	Nov 14, 2022
Instrument	20221114000103

Lender

Name	UMPQUA BANK
Type	Bank
Address	LA MESA, CA 91942

Agreement

Amount	Amount on Record

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KING WA
Property Address	4431 S SHELL ST, SEATTLE, WA 98118-5428
Transaction Type	Mortgage
Record Updated	Apr 24, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000620
Date	Apr 27, 2022
Instrument	20220427000620

Lender

Name	BOEING EMPLOYEES CU
Type	Credit Union
Address	SEATTLE, WA 98124

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Apr 21, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KING WA
Property Address	4431 S SHELL ST, SEATTLE, WA 98118-5428
Transaction Type	Mortgage
Record Updated	Apr 1, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000287
Date	Nov 19, 2020
Instrument	20201119000287

Lender

Name	MUTUAL OF OMAHA MORTGAGE INC
Type	Mortgage Company
Address	SAN DIEGO, CA 92108

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2050

Tax Assessment & Valuation

The 2026 property tax bill for 4431 S Shell St was $8,448.

Source: King County assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	Washington
County	King County
Municipality	Seattle City
Unified School District	Seattle Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,448.00
2025		$788,000 (+10.52%) Land $259,000 Building $529,000	$788,000 (+10.52%) Land $259,000 Building $529,000
2024	$7,147.00	$713,000 Land $198,000 Building $515,000	$713,000 Land $198,000 Building $515,000
2022	$6,560.00	$745,000 Land $169,000 Building $576,000	$745,000 Land $169,000 Building $576,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4431 S Shell St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4431 S Shell St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.6% of Washington
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SEATTLE PUBLIC UTILITIES serves 1,161,961 people · EPA ID WA5377050
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 501 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	2,000 / 2,000
CenturyLink Fiber · DSL in parts of the area	2,000 / 1,000
Verizon Fixed Wireless	1,000 / 75
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Astound Broadband.

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