4431 S Mission Rd, Fallbrook, CA 92028 Property Records

San Diego County property record for 4431 S Mission Rd, Fallbrook, CA 92028

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,258 sqft · built 1952
Lot Size	5.25 acres (228,690 sqft)
Owner	Individual Name on Record
Last Sale	$725,000 (Apr 2018)
Tax Bill	$10,738 (2025)
Deeds & Mortgages	Oct 2020 Mortgage Apr 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`123-330-03-00`

Property Details

APN / Parcel Number

Primary APN	`123-330-03-00`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	6 Rooms
Building Area	2,258 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1952
Lot Area	228,690 sqft
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	4431 S MISSION RD
City	FALLBROOK
State	CA
Zip	92028-9462
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A70
Legal Description	LOT 57 POR TR 002323
Legal Subdivision	SAN LUIS REY DOWNS
Legal Tract	002323
Legal Block	1
Legal Lot Number	57
Jurisdiction	SAN DIEGO CA
Township / Civil Division	FALLBROOK
Census Block Group	1
Census Block	1007
Census Tract	18804

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4365 S MISSION RD, FALLBROOK, CA 92028-9460
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 9, 2020	Deed of Trust, Mortgage · Conventional Mortgage LADERA LENDING INC
Apr 30, 2018	Grant Deed, Transfer · ARM RECOVO MORTGAGE MANAGEMENT LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 30, 2018 · Amount on Record
Deed Sale	Apr 30, 2018 · Amount on Record
Prior Sale	Oct 21, 2013 · Amount on Record
Deed Document Number	2018172410
Prior Transfer Date	Jan 8, 1997
Prior Transfer Doc	0000019114
Record Updated	Oct 29, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	4431 S MISSION RD, FALLBROOK, CA 92028-9462
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	UNISOURCE INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4365 S MISSION RD, FALLBROOK, CA 92028-9460

Mortgage

Document Number	0000611407
Date	Oct 9, 2020
Instrument	2020-0611407

Lender

Name	LADERA LENDING INC
Type	Mortgage Company
Address	LADERA RANCH, CA 92694

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2050

April 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Apr 30, 2018
Property Address	4431 S MISSION RD, FALLBROOK, CA 92028-9462
Document Number	0000172410
Map Reference	MAP 2323
Instrument Date	Feb 6, 2018
Instrument	2018-0172410
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8818 LANKERSHIM BLVD, SUN VALLEY, CA 91352-2516

Mortgage

Document Number	0000172411
Date	Apr 30, 2018
Instrument	2018-0172411

Lender

Name	RECOVO MORTGAGE MANAGEMENT LLC
Type	Mortgage Company

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	8.33%
Type Change Date	May 1, 2023
Change Frequency	Annually
Min Rate At Change	8.33%
Max Rate At Change	10.3%
Index	1-Year LIBOR
Max Rate	13.3%

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Elementary School District	Fallbrook Union Elementary School District (KG - 08)
Secondary School District	Fallbrook Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,009,704 (+2%) Land $545,472 Building $464,232
2025	$10,738.00 (+5%)	$989,907 (+4.04%) Land $534,777 Building $455,130
2023	$10,227.00 (-0.05%)	$951,469 Land $514,012 Building $437,457
2022	$10,232.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 56% of the US · lower than 67% of California
Wildfire Likelihood	0.1% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RAINBOW MUNICIPAL WD serves 23,536 people · EPA ID CA3710016
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2023
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
San Diego Broadband Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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