4431 Ruby Rd, Fayetteville, NC 28311 Property Records

Cumberland County property record for 4431 Ruby Rd, Fayetteville, NC 28311

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,456 sqft · built 1976
Lot Size	0.3 acres (13,068 sqft)
Owner	Company Name on Record
Last Sale	$116,000 (Nov 2023)
Tax Bill	$2,253 (2026)
Deeds & Mortgages	Nov 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0520-40-6145`

Property Details

APN / Parcel Number

Primary APN	`0520-40-6145`
Alternative APN	`0520.18406145`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,456 sqft Heated Area
1st Floor Area	1,456 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Architectural Style	Traditional
Exterior Material	Brick
Foundation Type	Stone
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	13,068 sqft (0.3 acres)
Lot Dimensions	151 ft deep x 90 ft wide
Garage Area	338 sqft
Parking Spaces	1 Parking Space
Porch	Patio
Porch Area	344 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Street Address	4431 RUBY RD
City	FAYETTEVILLE
State	NC
Zip	28311-1841
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF10
Legal Description	TIFFANY PINES LO:3 SE:02 PL:0043-0015
Legal Subdivision	TIFFANY PINES
Legal Block	40
Legal Lot Number	3
Jurisdiction	CUMBERLAND NC
Township / Civil Division	CARVERS CREEK
Census Block Group	1
Census Block	1013
Census Tract	2501

Owner

Source: Cumberland County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	4030 WAKE FOREST RD, 349, RALEIGH, NC 27609-0010
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 17, 2023 · Amount on Record
Deed Sale	Nov 17, 2023 · Amount on Record
Deed Document Number	202335875
Deed Book / Page	11860 / 220
Record Updated	Oct 29, 2026

November 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CUMBERLAND NC
Recording Date	Nov 17, 2023
Property Address	4431 RUBY RD, FAYETTEVILLE, NC 28311-1841
Document Number	0118600220
Book / Page	11860 / 220
Map Reference	MB 43 PG 15
Instrument Date	Nov 9, 2023
Instrument	35875
Transaction Type	Transfer
Record Updated	Nov 24, 2023

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$232.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 25264, FAYETTEVILLE, NC 28314-5004

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4431 RUBY RD, FAYETTEVILLE, NC 28311-1841
Investor	Possibly a Property Investor

Mortgage

Document Number	0118600222
Date	Nov 17, 2023
Book Page	11860/222
Instrument	35876

Lender

Name	HOMEDY HOLDINGS LLC
Type	Non-Lending Institution
Address	1850 LEE RD STE 300, WINTER PARK, FL 32789

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	1 Months
Due	Dec 15, 2023

Tax Assessment & Valuation

Source: Cumberland County assessment roll, as of December 19, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cumberland County
Municipality	Fayetteville City
Unified School District	Cumberland County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,253.00 (+4.35%)
2025	$2,159.00 (+36.73%)	$161,208 (+72.23%) Land $30,000 Building $131,208	$161,208 (+72.23%) Land $30,000 Building $131,208
2024	$1,579.00 (+6.12%)	$93,600 (-) Land $12,000 Building $81,600	$93,600 (-) Land $12,000 Building $81,600
2023	$1,488.00 (+7.83%)	$93,600 Land $12,000 Building $81,600	$93,600 Land $12,000 Building $81,600
2022	$1,380.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · above 67% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FAYETTEVILLE PUBLIC WORKS COMM serves 226,441 people · EPA ID NC0326010
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 325 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Brightspeed.

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