4431 Riverside Dr, Lorain, OH 44055 Property Records

Lorain County property record for 4431 Riverside Dr, Lorain, OH 44055

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,312 sqft · built 1956
Lot Size	0.16 acres (6,970 sqft)
Owner	2 Individual Names on File
Last Sale	$52,500 (Oct 2021)
Tax Bill	$1,341 (2025)
Deeds & Mortgages	Mar 2022 Sale & Mortgage Oct 2021 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`03-00-078-118-020`

Property Details

APN / Parcel Number

Primary APN	`03-00-078-118-020`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,312 sqft Living Area
1st Floor Area	1,312 sqft

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1956
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	6,970 sqft (0.16 acres)
Lot Dimensions	125 ft deep x 57 ft wide
Garage Type	Detached
Garage Area	280 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Patio Area	108 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Baseboard
Heating Fuel	Gas

Location & Zoning

Street Address	4431 RIVERSIDE DR
City	LORAIN
State	OH
Zip	44055-3720
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HOMEWOOD 4 57.00 X 125.00
Legal Subdivision	HOMEWOOD 4
Legal Block	118
Legal Lot Number	795
Jurisdiction	LORAIN OH
Township / Civil Division	LORAIN
Census Block Group	4
Census Block	4003
Census Tract	97500

Owner

Source: Lorain County assessment roll, as of May 16, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	4431 RIVERSIDE DR, LORAIN, OH 44055-3720
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried

Deeds, Mortgages & Sale History

Date	Document
Mar 14, 2022	Warranty Deed, Transfer · FHA Mortgage YOUR HOME FINANCIAL LLC
Oct 14, 2021	Limited Warranty Deed, Transfer TITLE CLEARING AND ESCROW, TITLE CLEARING & ESCROW LLC
Sep 13, 2021	Sheriff's Deed, Foreclosure

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 14, 2021 · Amount on Record
Deed Sale	Oct 14, 2021 · Amount on Record
Prior Sale	Sep 13, 2021 · Amount on Record
Deed Document Number	2021844130
Record Updated	Sep 20, 2026

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LORAIN OH
Recording Date	Mar 14, 2022
Property Address	4431 RIVERSIDE DR, LORAIN, OH 44055-3720
Document Number	0000866647
Map Reference	VOL 19 PG 28
Instrument Date	Mar 1, 2022
Instrument	2022-0866647
Transaction Type	Transfer
Record Updated	Mar 22, 2022
Title Company	MILLER HOME TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4431 RIVERSIDE DR, LORAIN, OH 44055-3720

Mortgage

Document Number	0000866648
Date	Mar 14, 2022
Instrument	2022-0866648

Lender

Name	YOUR HOME FINANCIAL LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2052

October 2021: Limited Warranty Deed, Transfer

Document Type	Limited Warranty Deed
Jurisdiction	LORAIN OH
Recording Date	Oct 14, 2021
Property Address	4431 RIVERSIDE DR, LORAIN, OH 44055-3720
Document Number	20210844130
Instrument Date	Oct 12, 2021
Instrument	2021-0844130
Transaction Type	Transfer
Record Updated	Oct 22, 2021
Title Company	TITLE CLEARING AND ESCROW, TITLE CLEARING & ESCROW LLC

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	34658 GRAFTON EASTERN RD, GRAFTON, OH 44044-9217

September 2021: Sheriff's Deed, Foreclosure

Document Type	Sheriff's Deed
Jurisdiction	LORAIN OH
Recording Date	Sep 13, 2021
Property Address	4431 RIVERSIDE DR, LORAIN, OH 44055-3720
Document Number	20210838820
Map Reference	VOL 19 PG 28
Instrument Date	Jul 13, 2021
Instrument	2021-0838820
Transaction Type	Foreclosure
Record Updated	Sep 22, 2021

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	425 S FINANCIAL PL # 2000, 2000, CHICAGO, IL 60605-1000
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Lorain County assessment roll, as of May 16, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lorain County
Municipality	Lorain City
Unified School District	Lorain City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,341.00 Homeowner's exemption	$35,070 (+0.02%) Land $10,700 Building $24,370	$100,180 (-) Land $30,560 Building $69,620
2024	$1,341.00 (+12.69%)	$35,063 (+51.64%) Land $10,696 Building $24,367	$100,180 (+51.65%) Land $30,560 Building $69,620
2023	$1,190.00 (-1.73%)	$23,122 (+0.01%) Land $6,402 Building $16,720	$66,060 (-) Land $18,290 Building $47,770
2022	$1,211.00	$23,120 Land $6,400 Building $16,720
2021			$66,060 Land $18,290 Building $47,770

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 78% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Internet Providers

Source: FCC Broadband Data Collection, based on 332 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Cogeco Cable Holdings II.

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