4431 Reno Rd, Springfield, OH 45503 Property Records

Clark County property record for 4431 Reno Rd, Springfield, OH 45503

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,255 sqft · built 1966
Lot Size	0.242 acres (10,559 sqft)
Owner	Individual Name on Record
Last Sale	$103,000 (Nov 2015)
Tax Bill	$5,228 (2025)
Deeds & Mortgages	Aug 2021 Mortgage Mar 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`220-03-00021-304-006`

Property Details

APN / Parcel Number

Primary APN	`220-03-00021-304-006`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,255 sqft Living Area
Gross Area	1,755 sqft
1st Floor Area	1,255 sqft
Basement Area	480 sqft

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1966
Architectural Style	Ranch
Exterior Material	Brick
Construction Type	Brick
Lot Area	10,559 sqft (0.242 acres)
Lot Dimensions	132 ft deep x 76 ft wide
Garage Type	Attached
Garage Area	500 sqft

Exterior Amenities

Porch	Slab
Porch Area	40 sqft
Deck Area	40 sqft
Patio Area	40 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	4431 RENO RD
City	SPRINGFIELD
State	OH
Zip	45503-6331
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2A
Legal Description	NORTHRIDGE SUBD 9 1554
Legal Subdivision	NORTHRIDGE SUBD
Legal Block	304
Legal Lot Number	6
Jurisdiction	CLARK OH
Township / Civil Division	MOOREFIELD
Census Block Group	1
Census Block	1003
Census Tract	2607

Owner

Source: Clark County records, as of October 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4431 RENO RD, SPRINGFIELD, OH 45503-6331
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 2, 2021	Deed of Trust, Mortgage · VA Mortgage THE HUNTINGTON NATIONAL BANK
Mar 29, 2021	Deed of Trust, Mortgage · VA Mortgage THE HUNTINGTON NATIONAL BANK
May 30, 2023	Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK
Aug 13, 2025	Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK
May 17, 2018	Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 6, 2015 · Amount on Record
Deed Sale	Nov 6, 2015 · Amount on Record
Prior Sale	Oct 6, 2015 · Amount on Record
Deed Document Number	201514795
Deed Book / Page	2070 / 495
Record Updated	Oct 29, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLARK OH
Property Address	4431 RENO RD, SPRINGFIELD, OH 45503-6331
Transaction Type	Mortgage
Record Updated	Mar 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000013444
Date	Aug 2, 2021
Book Page	2195/2081
Instrument	202100013444

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43219

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	176 Months
Due	Apr 1, 2036

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLARK OH
Property Address	4431 RENO RD, SPRINGFIELD, OH 45503-6331
Transaction Type	Mortgage
Record Updated	Mar 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000005248
Date	Mar 29, 2021
Book Page	2188/1611
Instrument	202100005248

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43219

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Apr 1, 2036

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLARK OH
Property Address	4431 RENO RD, SPRINGFIELD, OH 45503-6331
Transaction Type	Mortgage
Record Updated	Mar 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4431 RENO RD, SPRINGFIELD, OH 45503-6331

Mortgage

Document Number	0000005849
Date	May 30, 2023
Book Page	2224/1214
Instrument	202300005849

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43231

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	May 13, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLARK OH
Property Address	4431 RENO RD, SPRINGFIELD, OH 45503-6331
Transaction Type	Mortgage
Record Updated	Mar 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4431 RENO RD, SPRINGFIELD, OH 45503-6331

Mortgage

Document Number	0000010315
Date	Aug 13, 2025
Book Page	2256/896
Instrument	202500010315

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43231

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Aug 5, 2055

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLARK OH
Property Address	4431 RENO RD, SPRINGFIELD, OH 45503-6331
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000006579
Date	May 17, 2018
Book Page	2144/0509
Instrument	201800006579

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43231

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	May 3, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Clark County assessment roll, as of December 26, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Clark County
County Subdivision	Moorefield Township
Unified School District	Northeastern Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,228.00 (+145.56%)	$63,910 (+31.23%) Land $16,050 Building $47,860	$182,600 (+31.23%) Land $45,860 Building $136,740
2024	$2,129.00 (+3%)
2023		$48,700 Land $10,740 Building $37,960
2022	$2,067.00		$139,150 Land $30,690 Building $108,460

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 17, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLARK COUNTY NORTHRIDGE PWS private · serves 8,874 people · EPA ID OH1201003
Water Source	Purchased groundwater from SPRINGFIELD CITY PWS
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 505 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

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