4431 Payne St, Moss Point, MS 39563 Property Records

Jackson County property record for 4431 Payne St, Moss Point, MS 39563

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,040 sqft · built 1950
Lot Size	0.41 acres (17,860 sqft)
Owner	Individual Name on File
Tax Bill	$844 (2025)
Deeds & Mortgages	Sep 2021 Transfer Dec 2019 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`767.25-04-0097.00`

Property Details

APN / Parcel Number

Primary APN	`767.25-04-0097.00`
Alternative APNs	`21395156.000` `043506`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,040 sqft Heated Area
Flooring	Hardwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Shingle
Lot Area	17,860 sqft (0.41 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Gravity Furnace
Heating Fuel	Electric

Location & Zoning

Street Address	4431 PAYNE ST
City	MOSS POINT
State	MS
Zip	39563-2938
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N1/2 OF LOT 4 BOB SQ GURLIE TR DB 2043-311 (97 MAP767.25-04)
Legal Range	6W
Legal Township	7S
Legal Section	25
Legal Subdivision	GURLIE TR
Legal Lot Number	4
Jurisdiction	JACKSON MS
Township / Civil Division	2
Census Block Group	1
Census Block	1051
Census Tract	41500

Owner

4431 Payne St is owned by an individual who acquired it in September 2021.

Source: Jackson County records, as of March 20, 2026

Owner of Record	Individual Name on File
Mailing Address	5201 MONACO DR, 15G, PASCAGOULA, MS 39581-4930
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 29, 2021	Quit Claim Deed, Transfer Quitclaim
Dec 31, 2019	Deed, Transfer
Oct 2, 2019	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 31, 2019
Deed Sale	Dec 31, 2019
Deed Document Number	201920201928590
Deed Book / Page	1961 / 495
Last Transfer Date	Sep 29, 2021
Transfer Doc	2043/311
Record Updated	Sep 20, 2026

September 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	JACKSON MS
Recording Date	Sep 29, 2021
Property Address	4431 PAYNE ST, MOSS POINT, MS 39563-2938
Document Number	2043/311
Book / Page	2043 / 311
Instrument Date	Sep 29, 2021
Instrument	202125403
Transaction Type	Transfer
Record Updated	Oct 20, 2021

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5201 MONACO DR APT 15G, 15G, PASCAGOULA, MS 39581-4930

December 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	JACKSON MS
Recording Date	Dec 31, 2019
Property Address	4431 PAYNE ST, MOSS POINT, MS 39563-2938
Document Number	001961/495
Book / Page	1961 / 495
Instrument Date	Dec 31, 2019
Instrument	20201928590
Transaction Type	Transfer
Record Updated	Mar 31, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 9341, MOSS POINT, MS 39562-0003

October 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	JACKSON MS
Recording Date	Oct 2, 2019
Property Address	4431 PAYNE ST, MOSS POINT, MS 39563-2938
Document Number	001951/476
Book / Page	1951 / 476
Instrument Date	Oct 2, 2019
Instrument	201922420
Transaction Type	Transfer
Record Updated	Mar 31, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7500 LAKERIDGE DR, OCEAN SPRINGS, MS 39564-8644

Tax Assessment & Valuation

The 2025 property tax bill for 4431 Payne St was $844, up 7.7% from the year before.

Source: Jackson County assessment roll, as of March 20, 2026

Property Jurisdictions

Type	Name
State	Mississippi
County	Jackson County
Municipality	Moss Point City
Unified School District	Moss Point School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$844.00 (+7.65%)	$4,918 (+7.66%) Land $992 Building $3,926	$32,780 (+7.66%) Land $6,610 Building $26,170
2024	$784.00 (+4.67%)	$4,568 (+0.71%) Land $959 Building $3,609	$30,448 (+0.71%) Land $6,390 Building $24,058
2023	$749.00 (+1.22%)	$4,536 (+0.02%) Land $959 Building $3,577	$30,232 (-) Land $6,390 Building $23,842
2022	$740.00	$4,535	$30,232 Land $6,390 Building $23,842

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4431 Payne St in Zone X, an area of minimal flood risk, though there have been 57 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 46 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	46 in force
Nearby Flood Claims	57 (1979–2023)
Claims Outside the SFHA	35 of 57
Most Recent Claim	Jun 2023 · Severe Storms, Straight-line Winds, And Tornadoes.
Claims by Event	Severe Storms, Straight-line Winds, And Tornadoes., Jun 2023 · 3 claims Hurricane Isaac, Aug 2012 · 15 claims Hurricane Katrina, Aug 2005 · 17 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4431 Payne St is low, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 79% of Mississippi
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 221 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Sparklight Cable	1,000 / 50
C Spire Wireless Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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