4431 N Arcadia Dr, Phoenix, AZ 85018 Property Records

Maricopa County property record for 4431 N Arcadia Dr, Phoenix, AZ 85018

Property Summary

Property Type	Single Family Home
Details	4 ba · 5,176 sqft · built 1963
Lot Size	0.672 acres (29,289 sqft)
Owner	Trust Name on File
Last Sale	$1,145,000 (Jan 2015)
Tax Bill	$10,471 (2025)
Deeds & Mortgages	Jan 2026 Mortgage Jan 2026 Mortgage + 7 more
Flood Zone	Zone X (moderate risk)
APN	`172-34-046A`

Property Details

APN / Parcel Number

Primary APN	`172-34-046A`

Interior

Full Baths	4 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	12 Rooms
Stories	1 Story
Building Area	5,176 sqft Living Area
Gross Area	8,045 sqft
1st Floor Area	4,170 sqft
2nd Floor Area	1,006 sqft

Exterior

Year Built	Built 1963
Exterior Material	Block
Construction Type	Concrete Block
Roof Material	Wood
Lot Area	29,289 sqft (0.672 acres)
Parking Spaces	3 Parking Spaces
Pool Area	500 sqft
Patio Area	522 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	HVAC

Location & Zoning

Street Address	4431 N ARCADIA DR
City	PHOENIX
State	AZ
Zip	85018-2919
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-24
Legal Description	CONTINENTAL GROVES OF ARCADIA MCR 100/20 LOT 15 TOG W/ TH PT NELY 8F OF ABAND ALLEY P/F 04-596727 LY BETWEEN SWLY PROL OF E A
Legal Range	04E
Legal Township	02N
Legal Section	20
Legal Quarter	SW
Quarter-Quarter Section	NW
Legal Subdivision	CONTINENTAL GROVES OF ARCADIA
Legal Lot Number	15
Jurisdiction	MARICOPA AZ
Township / Civil Division	PHOENIX
Census Block Group	1
Census Block	1003
Census Tract	108000

Owner

4431 N Arcadia Dr is owner-occupied and held in a trust since August 2020.

Source: Maricopa County records, as of November 20, 2025

Owner of Record	Trust Name on File
Mailing Address	4431 N ARCADIA DR, PHOENIX, AZ 85018-2919
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 28, 2026	Deed of Trust, Mortgage · Commercial Mortgage KLEINDAL INDUSTRIAL PARK
Jan 28, 2026	Deed of Trust, Mortgage · Commercial Mortgage CONTRACTCO INC
Jan 28, 2022	Deed of Trust, Mortgage · SBA Mortgage PACIFIC WESTERN NATIONAL BANK
Sep 27, 2021	Deed of Trust, Mortgage · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
Aug 6, 2020	Quit Claim Deed, Transfer NOT AVAILABLE
Aug 6, 2020	Quit Claim Deed, Transfer NOT AVAILABLE
Nov 1, 2019	Deed of Trust, Mortgage · Line of Credit TRUWEST CU
Oct 25, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY
Feb 23, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 7, 2015 · Amount on File
Deed Sale	Jan 7, 2015 · Amount on File
Prior Sale	Aug 6, 2020
Deed Document Number	0000009091
Record Updated	Jun 8, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	4431 N ARCADIA DR, PHOENIX, AZ 85018-2919
Transaction Type	Mortgage
Record Updated	Feb 4, 2026
Title Company	UNKNOWN, PT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4431 N ARCADIA DR, PHOENIX, AZ 85018-2919

Mortgage

Document Number	0000050206
Date	Jan 28, 2026
Instrument	20260050206

Lender

Name	KLEINDAL INDUSTRIAL PARK
Type	Non-Lending Institution
Address	TUCSON, AZ 85716

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	4431 N ARCADIA DR, PHOENIX, AZ 85018-2919
Transaction Type	Mortgage
Record Updated	Feb 4, 2026
Title Company	UNKNOWN, PT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4431 N ARCADIA DR, PHOENIX, AZ 85018-2919

Mortgage

Document Number	0000050207
Date	Jan 28, 2026
Instrument	20260050207

Lender

Name	CONTRACTCO INC
Type	Non-Lending Institution
Address	TUCSON, AZ 85719

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	4431 N ARCADIA DR, PHOENIX, AZ 85018-2919
Transaction Type	Mortgage
Record Updated	Nov 21, 2025
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4431 N ARCADIA DR, PHOENIX, AZ 85018-2919

Mortgage

Document Number	0000086925
Date	Jan 28, 2022
Instrument	20220086925

Lender

Name	PACIFIC WESTERN NATIONAL BANK
Type	Bank
Address	CHEVY CHASE, MD 20815

Agreement

Type	SBA Mortgage
Amount	Amount on Record

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	4431 N ARCADIA DR, PHOENIX, AZ 85018-2919
Transaction Type	Mortgage
Record Updated	Nov 21, 2025
Title Company	LONG TITLE AGENCY INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4431 N ARCADIA DR, PHOENIX, AZ 85018-2919

Mortgage

Document Number	0001041422
Date	Sep 27, 2021
Instrument	20211041422

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company
Address	BRECKSVILLE, OH 44141

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2051

August 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MARICOPA AZ
Recording Date	Aug 6, 2020
Property Address	4431 N ARCADIA DR, PHOENIX, AZ 85018-2919
Document Number	0000713813
Instrument Date	Jun 18, 2020
Instrument	713813
Transaction Type	Transfer
Record Updated	Aug 13, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	4431 N ARCADIA DR PHOENIX AZ 850182919, PHOENIX, AZ 85018-2919

August 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MARICOPA AZ
Recording Date	Aug 6, 2020
Property Address	4431 N ARCADIA DR, PHOENIX, AZ 85018-2919
Document Number	0000713812
Instrument Date	Jun 18, 2020
Instrument	713812
Transaction Type	Transfer
Record Updated	Aug 13, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	4431 N ARCADIA DR PHOENIX AZ 850182919, PHOENIX, AZ 85018-2919

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	4431 N ARCADIA DR, PHOENIX, AZ 85018-2919
Document Number	0000903058
Instrument Date	Nov 1, 2019
Transaction Type	Mortgage
Record Updated	Nov 15, 2019
Title Company	FIRST AMERICAN

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4431 N ARCADIA DR PHOENIX AZ 850182919, PHOENIX, AZ 85018-2919

Mortgage

Document Number	0000903058
Date	Nov 8, 2019
Instrument	903058

Lender

Name	TRUWEST CU
Type	Credit Union
Address	TEMPE, AZ 85281

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Nov 7, 2049

Interest

Rate Type	Adjustable Rate

October 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MARICOPA AZ
Recording Date	Oct 25, 2019
Property Address	4431 N ARCADIA DR, PHOENIX, AZ 85018-2919
Document Number	0000856848
Instrument Date	Oct 22, 2019
Instrument	856848
Transaction Type	Transfer
Record Updated	Oct 31, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	4431 N ARCADIA DR PHOENIX AZ 850182919, PHOENIX, AZ 85018-2919

February 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MARICOPA AZ
Recording Date	Feb 23, 2017
Property Address	4431 N ARCADIA DR, PHOENIX, AZ 85018-2919
Document Number	0000131023
Instrument Date	Feb 20, 2017
Instrument	131023
Transaction Type	Transfer
Record Updated	Mar 3, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	4431 N ARCADIA DR PHOENIX AZ 850182919, PHOENIX, AZ 85018-2919

Tax Assessment & Valuation

The 2025 property tax bill for 4431 N Arcadia Dr was $10,471.

Source: Maricopa County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Phoenix City
Unified School District	Scottsdale Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$224,270	$2,242,700 Land $448,500 Building $1,794,200
2025	$10,471.00
2024		$210,380	$2,103,800 Land $420,700 Building $1,683,100
2023	$9,761.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4431 N Arcadia Dr in Zone X, an area of moderate flood risk, though there have been 4 flood claims nearby since 2009.

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 32 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	32 in force
Nearby Flood Claims	4 (2009–2014)
Most Recent Claim	Oct 2014

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4431 N Arcadia Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.8% of Arizona
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PHOENIX serves 1,695,000 people · EPA ID AZ0407025
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Jan 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 198 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Tristate Wi-Fi by Wi-Fiber Fixed Wireless	400 / 400
Verizon Fixed Wireless	300 / 20
CenturyLink DSL · Fiber in parts of the area	140 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: AirFiber WISP, GeoLinks.

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