4431 Jay St, Duluth, MN 55804 Property Records

St. Louis County property record for 4431 Jay St, Duluth, MN 55804 · Last verified August 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms2 Beds
Bathrooms1 Baths
Year BuiltBuilt 1913
Square Footage1,332 sqft Gross Area
Lot Size8,400 sqft (0.192 acres)
OccupancyOwner Occupied
Last Sale$221,000 (2022)
Tax Bill$3,188.00 (2026)

Property Details

APN / Parcel Number

Primary APN010-3030-04660
Alternative APN
  • 1134076

Interior

Bedrooms2 Beds
Full Baths1 Baths
Total Rooms7 Rooms
Building Area1,332 sqft Gross Area
1st Floor864 sqft 1st Floor
Stories1 Stories

Exterior

Year BuiltBuilt 1913
Effective Year BuiltEffective 1913
Architectural StyleBungalow Style
Exterior MaterialAluminum/Vinyl Exterior
Construction TypeFrame Construction
Roof ConstructionGable Roof Construction
Lot Area8,400 sqft (0.192 acres)
Garage Area320 sqft Garage

Exterior Amenities

Pool TypeSpa/Hot Tub (Only) Pool Type
Deck Area80 sqft Deck
Porch1 Porch
Porch Area168 sqft Porch
SaunaSauna

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air with Air Conditioning Heating
Heating FuelGas Heating Fuel
Water SourceYes (Unknown Type) Water Source

Location & Zoning

Account Number1134076
Street Address4431 JAY ST
CityDULUTH
StateMN
Zip55804-1459
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionALL OF LOT 9 & E 10 FT OF E1/2 OF LOT 10 SERIAL #
Legal SubdivisionLONDON ADD TO DULUTH
Legal Block100
Legal Lot Number9-10
JurisdictionST LOUIS MN
Minor Civil DivisionDULUTH
Census Blockgroup3
Census Block3008
Census Tract600

Owner

Source: St. Louis County records · APN 010-3030-04660

Assessment roll updated August 17, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address4431 JAY ST, DULUTH, MN 55804-1459
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Jul 28, 2022Deed of Trust, Mortgage · Conventional Mortgage
NORTH SHORE BANK OF COMMERCE
Sep 29, 2021Deed of Trust, Mortgage · Conventional Mortgage
WELLS FARGO BANK NA

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJul 28, 2022 · Amount on Record
Deed SaleJul 28, 2022 · Amount on Record
Prior SaleJan 30, 2002 · Amount on Record
Deed Doc Number20221059390
Record RefreshedSep 20, 2026

July 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST LOUIS MN
Property Address4431 JAY ST, DULUTH, MN 55804-1459
Transaction TypeMortgage
Record UpdatedAug 30, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0001059391
DateJul 28, 2022
Instrument1059391
Lender
NameNORTH SHORE BANK OF COMMERCE
TypeBank
AddressDULUTH, MN 55802
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 01, 2052

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST LOUIS MN
Property Address4431 JAY ST, DULUTH, MN 55804-1459
Transaction TypeMortgage
Record UpdatedOct 27, 2021
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0001047476
DateSep 29, 2021
Instrument1047476
Lender
NameWELLS FARGO BANK NA
TypeBank
AddressSIOUX FALLS, SD 57104
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 01, 2051

Tax Assessment & Valuation

Source: St. Louis County records · Assessment roll updated August 17, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateMinnesota
CountySt. Louis County
MunicipalityDuluth City
Unified School DistrictDuluth Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$3,188.00 (+7.05%) Homeowner's exemption
2025$2,978.00 (+3.4%) Homeowner's exemption$253,200 (+6.12%) Land $51,300 Building $201,900$253,200 (+6.12%) Land $51,300 Building $201,900
2024$2,880.00$238,600 (+27.46%) Land $49,500 Building $189,100$238,600 (+27.46%) Land $49,500 Building $189,100
2022$187,200 Land $38,400 Building $148,800$187,200 Land $38,400 Building $148,800

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