4431 James Ave, Castro Valley, CA 94546 Property Records

Alameda County property record for 4431 James Ave, Castro Valley, CA 94546

Property Summary

Property Type	Single Family Home
Details	6 bd · 2.5 ba · 2,730 sqft · built 1977
Lot Size	0.117 acres (5,111 sqft)
Owner	Individual Name on Record
Last Sale	$920,000 (Feb 2018)
Tax Bill	$13,138 (2025)
Deeds & Mortgages	Feb 2018 Sale & Mortgage Mar 2017 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`84C-783-3-8`

Property Details

APN / Parcel Number

Primary APN	`84C-783-3-8`
Alternative APN	`084C-0783-003-08`

Interior

Bedrooms	6 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,730 sqft Living Area

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1978
Architectural Style	L-Shape
Construction Type	Wood
Lot Area	5,111 sqft (0.117 acres)
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	4431 JAMES AVE
City	CASTRO VALLEY
State	CA
Zip	94546-3559
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT: 00008 BLK: 0003 AR: 084C PAGE: 0783
Jurisdiction	ALAMEDA CA
Township / Civil Division	HAYWARD
Census Block Group	3
Census Block	3005
Census Tract	430200

Owner

Source: Alameda County records, as of August 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4431 JAMES AVE, CASTRO VALLEY, CA 94546-3559
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Date	Document
Feb 9, 2018	Grant Deed, Transfer · ARM PMAC LENDING SERVICES INC
Mar 1, 2017	Quit Claim Deed, Transfer OLD REPUBLIC TITLE
Mar 1, 2017	Grant Deed, Transfer · ARM CITADEL SERVICING CORPORATION

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 9, 2018 · Amount on Record
Deed Sale	Feb 9, 2018 · Amount on Record
Prior Sale	Mar 1, 2017 · Amount on Record
Deed Document Number	201831341
Prior Transfer Date	Feb 23, 2017
Prior Transfer Doc	0000052041
Record Updated	Oct 29, 2026

February 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ALAMEDA CA
Recording Date	Feb 9, 2018
Property Address	4431 JAMES AVE, CASTRO VALLEY, CA 94546-3559
Document Number	0000031341
Instrument Date	Feb 7, 2018
Instrument	2018031341
Transaction Type	Transfer
Record Updated	Aug 19, 2021
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4431 JAMES AVE, CASTRO VALLEY, CA 94546-3559

Mortgage

Document Number	0000031342
Date	Feb 9, 2018
Instrument	2018031342

Lender

Name	PMAC LENDING SERVICES INC
Type	Mortgage Company

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	5.12%
Type Change Date	Mar 1, 2025
Change Frequency	Annually
Min Rate At Change	3.25%
Max Rate At Change	7.12%
Index	1-Year LIBOR
Max Rate	11.1%

March 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ALAMEDA CA
Recording Date	Mar 1, 2017
Property Address	4431 JAMES AVE, CASTRO VALLEY, CA 94546-3559
Document Number	0000052041
Instrument Date	Feb 23, 2017
Instrument	52041
Transaction Type	Transfer
Record Updated	Mar 15, 2017
Title Company	OLD REPUBLIC TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	4431 JAMES AVE CASTRO VALLEY CA 945463559, CASTRO VALLEY, CA 94546-3559

March 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ALAMEDA CA
Recording Date	Mar 1, 2017
Property Address	4431 JAMES AVE, CASTRO VALLEY, CA 94546-3559
Document Number	0000052040
Instrument Date	Jan 17, 2017
Instrument	2017052040
Transaction Type	Transfer
Record Updated	Aug 19, 2021
Title Company	OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4431 JAMES AVE, CASTRO VALLEY, CA 94546-3559

Mortgage

Document Number	0000052042
Date	Mar 1, 2017
Instrument	2017052042

Lender

Name	CITADEL SERVICING CORPORATION
Type	Non-Lending Institution

Agreement

Type	ARM
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	5.12%
Type Change Date	Mar 1, 2024
Change Frequency	Annually
Min Rate At Change	5.12%
Max Rate At Change	7.12%
Index	1-Year CMT
Max Rate	11.1%

Tax Assessment & Valuation

Source: Alameda County assessment roll, as of August 5, 2026

Property Jurisdictions

Type	Name
State	California
County	Alameda County
Unified School District	Castro Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,060,714 (+1.33%) Land $320,314 Building $747,400
2025	$13,138.00 (+3.81%) Homeowner's exemption	$1,046,784 (+4.04%) Land $314,035 Building $732,749
2023	$12,656.00 Homeowner's exemption	$1,006,138 Land $301,841 Building $704,297	$1,170,450

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 724 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sonic Telecom Fiber	10,000 / 10,000
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Etheric Networks, GeoLinks, T-Mobile.

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