Cook County property record for 4431 Elm Ave, Lyons, IL 60534
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 945 sqft · built 1955 |
| Lot Size | 0.163 acres (7,100 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $169,000 (Oct 2016) |
| Tax Bill | $5,348 (2023) |
| Deeds & Mortgages | Aug 2023 Mortgage Jan 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 18-01-313-005 |
| Primary APN | 18-01-313-005 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 945 sqft Living Area |
| 1st Floor Area | 945 sqft |
| Year Built | Built 1955 |
|---|---|
| Effective Year Built | Effective 1955 |
| Exterior Material | Brick/Stone |
| Construction Type | Masonry / Concrete Block |
| Roof Material | Asphalt |
| Lot Area | 7,100 sqft (0.163 acres) |
| Garage Type | Detached |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Street Address | 4431 ELM AVE |
|---|---|
| City | LYONS |
| State | IL |
| Zip | 60534-1903 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Range | 12E |
| Legal Township | 38N |
| Legal Section | 01 |
| Legal Subdivision | MEYERS 2ND ADD/RIVER HLNDS |
| Legal Lot Number | 148 |
| Jurisdiction | COOK IL |
| Township / Civil Division | LYONS |
| Census Block Group | 1 |
| Census Block | 1013 |
| Census Tract | 819100 |
Source: Cook County records, as of May 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 4431 ELM AVE, LYONS, IL 60534-1903 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 2, 2023 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Jan 3, 2022 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 6, 2016 · Amount on Record |
| Deed Sale | Oct 6, 2016 · Amount on Record |
| Deed Document Number | 201649172 |
| Prior Transfer Date | Oct 25, 2012 |
| Prior Transfer Doc | 0000029047 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COOK IL |
| Property Address | 4431 ELM AVE, LYONS, IL 60534-1903 |
| Transaction Type | Mortgage |
| Record Updated | Aug 10, 2023 |
| Name | Verified Name |
|---|---|
| Address | 4431 ELM AVE, LYONS, IL 60534-1903 |
| Document Number | 0021433094 |
|---|---|
| Date | Aug 2, 2023 |
| Instrument | 2321433094 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 278 Months |
| Due | Oct 1, 2046 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COOK IL |
| Property Address | 4431 ELM AVE, LYONS, IL 60534-1903 |
| Transaction Type | Mortgage |
| Record Updated | Feb 2, 2022 |
| Name | Verified Name |
|---|---|
| Address | 4431 ELM AVE, LYONS, IL 60534-1903 |
| Document Number | 0000307332 |
|---|---|
| Date | Jan 3, 2022 |
| Instrument | 2200307332 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 297 Months |
| Due | Oct 1, 2046 |
Source: Cook County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Cook County |
| County Subdivision | Lyons Township |
| Municipality | Lyons Village |
| Elementary School District | Lyons School District 103 (PK - 08) |
| Secondary School District | J. Sterling Morton High School District 201 (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $21,001 (+33.76%) Land $4,083 Building $16,918 | $210,010 (+33.76%) Land $40,830 Building $169,180 | |
| 2023 | $5,348.00 (+19.88%) | ||
| 2022 | $4,461.00 Homeowner's exemption | $15,700 Land $3,550 Building $12,150 | $157,000 Land $35,500 Building $121,500 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective February 11, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 94% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LYONS serves 10,304 people · EPA ID IL0311710 |
|---|---|
| Water Source | Purchased surface water from MC COOK |
| Last State Inspection | Dec 2024 |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 340 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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