4431 E Sterling Dr, Post Falls, ID 83854 Property Records

Kootenai County property record for 4431 E Sterling Dr, Post Falls, ID 83854

Property Summary

Property TypeSingle Family Home
Details4 bd · 4 ba · 3,698 sqft · built 1991
Lot Size0.292 acres (12,720 sqft)
OwnerIndividual Name on File
Tax Bill$3,938 (2025)
Deeds & MortgagesOct 2017 Mortgage
Mar 2020 Mortgage
+ 5 more
Flood ZoneZone X (minimal risk)
APNP42200030060

Property Details

APN / Parcel Number

Primary APNP42200030060
Alternative APN
  • 176543

Interior

Bedrooms4 Beds
Full Baths4 Baths
Half Baths1 Half Bath
Total Rooms11 Rooms
Stories2 Stories
Building Area3,698 sqft Living Area
Basement Area1,033 sqft
Finished Basement1,033 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1991
Construction TypeFrame
Foundation TypeConcrete
Lot Area12,720 sqft (0.292 acres)
Garage TypeAttached
Garage Area814 sqft
Parking Spaces3 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating FuelGas

Location & Zoning

Account Number176543
Street Address4431 E STERLING DR
CityPOST FALLS
StateID
Zip83854-8848
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionHIGHLAND PARK ESTATES, LT 6 BLOCK 3 0650N04W
Legal SubdivisionHIGHLAND PARK ESTATES
Legal Block3
Legal Lot Number6
JurisdictionKOOTENAI ID
Township / Civil DivisionPOST FALLS-RATHDRUM
Census Block Group1
Census Block1020
Census Tract601

Owner

Source: Kootenai County records · APN P42200030060

Assessment roll updated January 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address4431 E STERLING DR, POST FALLS, ID 83854-8848
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 31, 2017Deed of Trust, Mortgage · VA Mortgage
WILLAMETTE VALLEY BANK
Mar 31, 2020Deed of Trust, Mortgage · VA Mortgage
WILLIAMETTE VALLEY BANK
May 28, 2021Deed of Trust, Mortgage · VA Mortgage
WILLAMETTE VALLEY BANK
Feb 23, 2022Deed of Trust, Mortgage · Stand-Alone Second Mortgage
PORTAGE BANK
Sep 21, 2022Intrafamily Transfer, Transfer
CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO
Feb 23, 2022Warranty Deed, Transfer · Conventional Mortgage
CALIBER HOME LOANS INC
Mar 15, 2019Intrafamily Transfer, Transfer · VA Mortgage
WILLAMETTE VALLEY BANK

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleFeb 23, 2022
Deed SaleFeb 23, 2022
Prior SaleFeb 23, 2022
Deed Document Number2888258000
Last Transfer DateSep 21, 2022
Transfer Doc2916101000
Record UpdatedJun 08, 2026

October 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKOOTENAI ID
Property Address4431 E STERLING DR, POST FALLS, ID 83854-8848
Transaction TypeMortgage
Record UpdatedOct 07, 2022
Title CompanyTITLEONE BOISE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2618380000
DateOct 31, 2017
Instrument2618380000
Lender
NameWILLAMETTE VALLEY BANK
TypeBank
AddressSALEM, OR 97301
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueNov 01, 2047

March 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKOOTENAI ID
Property Address4431 E STERLING DR, POST FALLS, ID 83854-8848
Transaction TypeMortgage
Record UpdatedOct 07, 2022
Title CompanyTITLEONE BOISE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2743505000
DateMar 31, 2020
Instrument2743505000
Lender
NameWILLIAMETTE VALLEY BANK
TypeNon-Lending Institution
AddressSALEM, OR 97301
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueApr 01, 2050

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKOOTENAI ID
Property Address4431 E STERLING DR, POST FALLS, ID 83854-8848
Transaction TypeMortgage
Record UpdatedOct 07, 2022
Title CompanyTITLEONE BOISE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2836836000
DateMay 28, 2021
Instrument2836836000
Lender
NameWILLAMETTE VALLEY BANK
TypeBank
AddressSALEM, OR 97301
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueJun 01, 2051

February 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKOOTENAI ID
Property Address4431 E STERLING DR, POST FALLS, ID 83854-8848
Transaction TypeMortgage
Record UpdatedOct 07, 2022
Title CompanyALLIANCE TTL COEUR D ALENE O

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2888260000
DateFeb 23, 2022
Instrument2888260000
Lender
NamePORTAGE BANK
TypeBank
AddressCEYLON, MN 56121
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term61 Months
DueMar 01, 2027

September 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionKOOTENAI ID
Recording DateSep 21, 2022
Property Address4431 E STERLING DR, POST FALLS, ID 83854-8848
Document Number2916101000
Instrument DateSep 21, 2022
Instrument2916101000
Transaction TypeTransfer
Record UpdatedApr 30, 2024
Title CompanyCHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO

Transaction

Tax$0.00
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4431 E STERLING DR, POST FALLS, ID 83854-8848

February 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKOOTENAI ID
Recording DateFeb 23, 2022
Property Address4431 E STERLING DR, POST FALLS, ID 83854-8848
Document Number2888258000
Map ReferenceMB F PG 264
Instrument DateFeb 18, 2022
Instrument2888258000
Transaction TypeTransfer
Record UpdatedOct 07, 2022
Title CompanyALLIANCE TTL COEUR D ALENE O

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4431 E STERLING DR, POST FALLS, ID 83854-8848

Mortgage

Document Number2888259000
DateFeb 23, 2022
Instrument2888259000
Lender
NameCALIBER HOME LOANS INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 01, 2052

March 2019: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionKOOTENAI ID
Recording DateMar 15, 2019
Property Address4431 E STERLING DR, POST FALLS, ID 83854-8848
Document Number2684093000
Map ReferenceMB F PG 264
Instrument DateMar 11, 2019
Instrument2684093000
Transaction TypeTransfer
Record UpdatedOct 07, 2022
Title CompanyTITLEONE BOISE

Transaction

Tax$0.00
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property with Right of Survivorship
Address4431 E STERLING DR, POST FALLS, ID 83854-8848

Mortgage

Document Number2684094000
DateMar 15, 2019
Instrument2684094000
Lender
NameWILLAMETTE VALLEY BANK
TypeBank
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueApr 01, 2049

Tax Assessment & Valuation

Source: Kootenai County records · Assessment roll updated January 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateIdaho
CountyKootenai County
MunicipalityPost Falls City
Unified School DistrictPost Falls School District 273 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$3,938.00 (+1.97%) Homeowner's exemption$877,530 (-5.26%) Land $215,000 Building $662,530$877,530 (-5.26%) Land $215,000 Building $662,530
2024$3,862.00 (+8.12%)
2023$3,572.00 (-31.16%) Homeowner's exemption$926,287 (-5.66%) Land $360,000 Building $566,287$926,287 (-5.66%) Land $360,000 Building $566,287
2022$5,189.00 Homeowner's exemption$981,839 Land $342,000 Building $639,839$981,839 Land $342,000 Building $639,839

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 15, 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Wildfire

Wildfire RiskLow
lower than 94% of the US · lower than 97.9% of Idaho
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 50
Newmax
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20
T-Mobile USA
Fixed Wireless
100 / 20

May also be available: Northwest Fiber, TDS Telecom, Verizon.

Based on FCC filings for 94 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemCITY OF POST FALLS
serves 20,285 people
Water SourceGroundwater
Last State InspectionSep 2025
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureColiform assessment
Jan 2021
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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