4431 E Cathedral Rock Dr, Phoenix, AZ 85044 Property Records

Maricopa County property record for 4431 E Cathedral Rock Dr, Phoenix, AZ 85044

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,883 sqft · built 1992
Lot Size	0.171 acres (7,453 sqft)
Owner	Company Name on Record
Tax Bill	$2,784 (2025)
Deeds & Mortgages	Nov 2022 Transfer Apr 2020 Mortgage + 3 more
Flood Zone	Zone X (moderate risk)
APN	`301-83-525`

Property Details

APN / Parcel Number

Primary APN	`301-83-525`
Alternative APN	`301835255`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,883 sqft Living Area
Gross Area	2,081 sqft
1st Floor Area	1,883 sqft

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Exterior Material	Combination
Construction Type	Frame
Roof Material	Concrete
Lot Area	7,453 sqft (0.171 acres)
Parking Spaces	3 Parking Spaces
Patio Area	198 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	Forced Air with A/C

Location & Zoning

Street Address	4431 E CATHEDRAL ROCK DR
City	PHOENIX
State	AZ
Zip	85044-6810
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-6
Legal Description	MOUNTAIN CREST LOT 1-109 TR A,B MCR 345-15
Legal Range	4E
Legal Township	1S
Legal Section	30
Legal Subdivision	MOUNTAIN CREST LOT 1-109 TR A,B
Legal Lot Number	22
Jurisdiction	MARICOPA AZ
Township / Civil Division	PHOENIX
Census Block Group	1
Census Block	1009
Census Tract	116719

Owner

Source: Maricopa County records, as of October 22, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	4431 E CATHEDRAL ROCK DR, PHOENIX, AZ 85044-6810
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Living Trust

Deeds, Mortgages & Sale History

Date	Document
Nov 7, 2022	Intrafamily Transfer, Transfer
Apr 24, 2020	Deed of Trust, Mortgage · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP
Dec 22, 2020	Deed of Trust, Mortgage · Line of Credit TRUWEST CU
Feb 27, 2019	Deed of Trust, Mortgage · Line of Credit TRUWEST CU
May 30, 2018	Quit Claim Deed, Transfer · Conventional Mortgage PEOPLES HM EQUITY

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Jan 5, 1996
Transfer Doc	0000020326
Record Updated	Oct 29, 2026

November 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MARICOPA AZ
Recording Date	Nov 7, 2022
Property Address	4431 E CATHEDRAL ROCK DR, PHOENIX, AZ 85044-6810
Document Number	0000823308
Map Reference	MB 345 PG 15
Instrument Date	Sep 20, 2022
Instrument	20220823308
Transaction Type	Transfer
Record Updated	Mar 24, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	4431 E CATHEDRAL ROCK DR, PHOENIX, AZ 85044-6810

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	4431 E CATHEDRAL ROCK DR, PHOENIX, AZ 85044-6810
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	OLD REPUBLIC TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000350505
Date	Apr 24, 2020
Instrument	20200350505

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company
Address	CHARLOTTE, NC 28273

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2050

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	4431 E CATHEDRAL ROCK DR, PHOENIX, AZ 85044-6810
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001264429
Date	Dec 22, 2020
Instrument	20201264429

Lender

Name	TRUWEST CU
Type	Credit Union
Address	TEMPE, AZ 85281

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	4431 E CATHEDRAL ROCK DR, PHOENIX, AZ 85044-6810
Document Number	0000146876
Instrument Date	Feb 27, 2019
Transaction Type	Mortgage
Record Updated	Mar 7, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4431 E CATHEDRAL ROCK DR PHOENIX AZ 850446810, PHOENIX, AZ 85044-6810

Mortgage

Document Number	0000146876
Date	Mar 4, 2019
Instrument	146876

Lender

Name	TRUWEST CU
Type	Credit Union
Address	TEMPE, AZ 85281

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Mar 3, 2049

Interest

Rate Type	Adjustable Rate

May 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MARICOPA AZ
Recording Date	May 30, 2018
Property Address	4431 E CATHEDRAL ROCK DR, PHOENIX, AZ 85044-6810
Document Number	0000410689
Instrument Date	May 17, 2018
Instrument	410689
Transaction Type	Transfer
Record Updated	Nov 21, 2018
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE AGCY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4431 E CATHEDRAL ROCK DR PHOENIX AZ 850446810, PHOENIX, AZ 85044-6810

Mortgage

Document Number	410690
Date	May 30, 2018
Instrument	410690

Lender

Name	PEOPLES HM EQUITY
Type	Funding / Finance Company
Address	BRENTWOOD, TN 37027

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 29, 2048

Tax Assessment & Valuation

Source: Maricopa County assessment roll, as of October 22, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Phoenix City
Elementary School District	Kyrene Elementary District (PK - 08)
Secondary School District	Tempe Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$45,250 (+45.68%)	$452,500 (+5.65%) Land $90,500 Building $362,000
2025	$2,784.00 (+5.06%)	$31,062 (-34.26%)	$428,300 (-9.35%) Land $85,600 Building $342,700
2024		$47,250	$472,500 Land $94,500 Building $378,000
2023	$2,650.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PHOENIX serves 1,695,000 people · EPA ID AZ0407025
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Jan 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 634 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Fiber	2,000 / 35
Verizon Fixed Wireless	300 / 20
CenturyLink DSL · Fiber in parts of the area	140 / 20
AirFiber WISP Fixed Wireless	100 / 25
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Tristate Wi-Fi by Wi-Fiber.

Nearby Properties on E Cathedral Rock Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures