4431 Clover Dr, Indianapolis, IN 46228 Property Records

Marion County property record for 4431 Clover Dr, Indianapolis, IN 46228

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,015 sqft · built 2016
Lot Size	0.458 acres (19,994 sqft)
Owner	Individual on Record
Last Sale	$375,000 (Jan 2017)
Tax Bill	$7,042 (2023)
Deeds & Mortgages	Oct 2017 Mortgage Jan 2017 Sale
Flood Zone	Zone X (minimal risk)
APN	`49-06-16-131-002.000-800`

Property Details

APN / Parcel Number

Primary APN	`49-06-16-131-002.000-800`
Alternative APN	`8045775`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	13 Plumbing Fixtures
Total Rooms	10 Rooms
Stories	1 Story
Building Area	2,015 sqft Living Area
Gross Area	3,639 sqft
1st Floor Area	4,030 sqft
Basement Area	1,624 sqft
Finished Basement	1,457 sqft

Exterior

Year Built	Built 2016
Construction Type	Wood
Foundation Type	Raised
Roof Material	Asphalt
Lot Area	19,994 sqft (0.458 acres)
Lot Dimensions	200 ft deep x 100 ft wide
Garage Type	Attached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces
Pool Area	612 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	8045775
Old Parcel Number	8045775
Street Address	4431 CLOVER DR
City	INDIANAPOLIS
State	IN
Zip	46228-3039
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	ZO01
Legal Description	WYNNEDALE HEIGHTS 3RD SEC L67
Legal Range	03
Legal Township	16
Legal Section	16
Legal Subdivision	WYNNEDALE HEIGHTS 3RD SEC
Legal Lot Number	67
Jurisdiction	MARION IN
Township / Civil Division	WASHINGTON
Census Block Group	1
Census Block	1014
Census Tract	321002

Owner

Source: Marion County assessment roll, as of July 1, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual on Record
Co-owner	Co-owner on Record
Mailing Address	4431 CLOVER DR, INDIANAPOLIS, IN 46228-3039
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 25, 2017	Deed of Trust, Mortgage · Conventional Mortgage HORIZON BANK NA
Jan 5, 2017	Limited Warranty Deed, Subdivision Related Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 5, 2017 · Amount on Record
Deed Sale	Jan 5, 2017 · Amount on Record
Prior Sale	Feb 4, 2016
Deed Document Number	A201700001693
Record Updated	Jun 7, 2026

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARION IN
Property Address	4431 CLOVER DR, INDIANAPOLIS, IN 46228-3039
Transaction Type	Mortgage
Record Updated	Aug 8, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000119500
Date	Oct 25, 2017
Instrument	A201700119500

Lender

Name	HORIZON BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Oct 19, 2042

Interest

Rate Type	Fixed Rate

January 2017: Limited Warranty Deed, Subdivision Related Transfer

Document Type	Limited Warranty Deed
Jurisdiction	MARION IN
Recording Date	Jan 5, 2017
Property Address	4431 CLOVER DR, INDIANAPOLIS, IN 46228-3039
Document Number	0000001693
Map Reference	PL 32 PG 23
Instrument Date	Dec 30, 2016
Instrument	A201700001693
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 8, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1767 CHRISTOPHER LN, INDIANAPOLIS, IN 46224-5512

Tax Assessment & Valuation

Source: Marion County assessment roll, as of July 1, 2023

Property Jurisdictions

Type	Name
State	Indiana
County	Marion County
County Subdivision	Washington Township
Consolidated City	Indianapolis City
Unified School District	Washington Township Metropolitan School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$7,042.00 (+8.09%) Homeowner's exemption	$493,900 (+11.06%) Land $42,200 Building $451,700	$493,900 (+11.06%) Land $42,200 Building $451,700
2022	$6,515.00 (+23.72%) Homeowner's exemption	$444,700 Land $21,600 Building $423,100	$444,700 Land $21,600 Building $423,100
2021	$5,266.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2008)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2008 · Severe Storms, Flooding, And Tornadoes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 78% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITIZENS WATER - INDIANAPOLIS serves 880,345 people · EPA ID IN5249004
Water Source	Surface water
Last State Inspection	May 2024
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 196 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	1,200 / 35

May also be available: Xiber.

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