Brevard County property record for 4431 Chardonnay Dr, Rockledge, FL 32955
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,883 sqft · built 2004 |
| Lot Size | 0.23 acres (10,019 sqft) |
| Owner | Trust Name on File |
| Last Sale | $100 (Aug 2016) |
| Tax Bill | $990 (2025) |
| Deeds & Mortgages | Jul 2020 Mortgage May 2020 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 25-36-33-TK-F-15 |
| Primary APN | 25-36-33-TK-F-15 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 2,883 sqft Living Area |
| Gross Area | 4,148 sqft |
| 1st Floor Area | 2,518 sqft |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2013 |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 10,019 sqft (0.23 acres) |
| Lot Width | 77 ft Width |
| View / Lot | Lake Front |
| Garage Type | Attached |
| Garage Area | 650 sqft |
| Porch | Florida Room |
| Porch Area | 615 sqft |
| Deck Area | 646 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 2534811 |
|---|---|
| Street Address | 4431 CHARDONNAY DR |
| City | ROCKLEDGE |
| State | FL |
| Zip | 32955-5139 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD |
| Legal Description | SONOMA AT VIERA PHASE 6 VIERA CENTRAL P.U.D. A PORTION OF PARCEL 1 BLOCK F LOT 15 |
| Legal Range | 36E |
| Legal Township | 25S |
| Legal Section | 33 |
| Legal Subdivision | SONOMA AT VIERA PHASE 6 VIERA CENTRAL P. |
| Legal Phase | 6 |
| Legal Block | F |
| Legal Lot Number | 15 |
| Jurisdiction | BREVARD FL |
| Township / Civil Division | COCOA-ROCKLEDGE |
| Census Block Group | 3 |
| Census Block | 3008 |
| Census Tract | 71205 |
4431 Chardonnay Dr is owner-occupied and held in a trust since April 2020.
Source: Brevard County records, as of August 18, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 4431 CHARDONNAY DR, ROCKLEDGE, FL 32955-5139 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Family Revocable Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 14, 2020 | Deed of Trust, Mortgage · VA Mortgage CROSSCOUNTRY MORTGAGE LLC |
| May 1, 2020 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Jan 7, 2020 | Intrafamily Transfer, Transfer · Conventional Mortgage CROSS COUNTRY MORTGAGE LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 1, 2016 · Amount on File |
| Deed Sale | Aug 1, 2016 · Amount on File |
| Prior Sale | Mar 21, 2016 |
| Deed Book / Page | 7709 / 715 |
| Last Transfer Date | Apr 29, 2020 |
| Transfer Doc | 0087320785 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BREVARD FL |
| Property Address | 4431 CHARDONNAY DR, ROCKLEDGE, FL 32955-5139 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0087942268 |
|---|---|
| Date | Jul 14, 2020 |
| Book Page | 8794/2268 |
| Instrument | 2020149779 |
| Name | CROSSCOUNTRY MORTGAGE LLC |
|---|---|
| Type | Non-Lending Institution |
| Address | BRECKSVILLE, OH 44141 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2050 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | BREVARD FL |
| Recording Date | May 1, 2020 |
| Property Address | 4431 CHARDONNAY DR, ROCKLEDGE, FL 32955-5139 |
| Document Number | 0087320785 |
| Book / Page | 008732 / 000785 |
| Instrument Date | Apr 29, 2020 |
| Instrument | 97179 |
| Transaction Type | Transfer |
| Record Updated | Jun 8, 2020 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 4431 CHARDONNAY DR ROCKLEDGE FL 329555139, ROCKLEDGE, FL 32955-5139 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | BREVARD FL |
| Recording Date | Jan 7, 2020 |
| Property Address | 4431 CHARDONNAY DR, ROCKLEDGE, FL 32955-5139 |
| Document Number | 0086312023 |
| Book / Page | 8631 / 2023 |
| Map Reference | MB 50 PG 50 |
| Instrument Date | Nov 20, 2019 |
| Instrument | 2020003988 |
| Transaction Type | Transfer |
| Record Updated | Jul 2, 2021 |
| Title Company | VANTAGE POINT TITLE INC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Revocable Trust |
| Address | 4431 CHARDONNAY DR, ROCKLEDGE, FL 32955-5139 |
| Document Number | 86312026 |
|---|---|
| Date | Jan 7, 2020 |
| Instrument | 8631/2026 |
| Name | CROSS COUNTRY MORTGAGE LLC |
|---|---|
| Type | Non-Lending Institution |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Dec 1, 2049 |
The 2025 property tax bill for 4431 Chardonnay Dr was $990 with exemptions applied, up 23.6% from the year before.
Source: Brevard County assessment roll, as of August 18, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Brevard County |
| Unified School District | Brevard County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $316,820 (+2.7%) | $549,480 (-5.39%) | |
| 2025 | $990.00 (+23.6%) Homeowner's exemption Veteran's exemption | $308,500 | $580,780 |
| 2024 | $801.00 (+3.09%) | ||
| 2023 | $777.00 (+3.19%) Homeowner's exemption Disabled Person's exemption Veteran's exemption | $291,080 (+3%) | $580,730 (+5.98%) Land $143,000 Building $437,730 |
| 2022 | $753.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption | $282,610 | $547,950 Land $132,000 Building $415,950 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4431 Chardonnay Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2022.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 49 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 49 in force |
| Nearby Flood Claims | 1 (2022) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4431 Chardonnay Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.7% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF COCOA serves 294,039 people · EPA ID FL3050223 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2024 |
| Lead | 2 ppb (2022) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 216 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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