4431 Caldwell Sq, Belcamp, MD 21017 Property Records

Harford County property record for 4431 Caldwell Sq, Belcamp, MD 21017

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,560 sqft · built 1983
Lot Size	0.119 acres (5,183 sqft)
Owner	2 Individual Names on File
Last Sale	$194,380 (Aug 2019)
Tax Bill	$2,785 (2026)
Deeds & Mortgages	Aug 2020 Mortgage Aug 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`01-012002`

Property Details

APN / Parcel Number

Primary APN	`01-012002`
Alternative APNs	`1012002` `012002`

Interior

Full Baths	2 Baths
Stories	2 Stories
Building Area	1,560 sqft Total Area

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1983
Architectural Style	Split Level
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	5,183 sqft (0.119 acres)
Lot Dimensions	100 ft deep x 52 ft wide

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	012002
Street Address	4431 CALDWELL SQ
City	BELCAMP
State	MD
Zip	21017-1405
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R4
Legal Description	LT 27 52/52X100 4431 CALDWELL SQUARE RIVERSIDE PT 46/111
Legal Subdivision	PLAT I RIVERSIDE VILLAGE OF CHURCH CREEK
Legal Lot Number	27,4431
Jurisdiction	HARFORD MD
Township / Civil Division	1, ABINGDON
Census Block Group	1
Census Block	1000
Census Tract	301704

Owner

4431 Caldwell Sq is owned and occupied by two individuals who bought it in August 2019.

Source: Harford County records, as of August 25, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4431 CALDWELL SQ, BELCAMP, MD 21017-1405
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 7, 2020	Deed of Trust, Mortgage · Conventional Mortgage TOWNEBANK MORTGAGE
Aug 26, 2019	Special Warranty Deed, Transfer · Conventional Mortgage TOWNEBANK MORTGAGE
Oct 18, 2018	Trustee's Deed, Foreclosure ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 26, 2019 · Amount on File
Deed Sale	Aug 26, 2019 · Amount on File
Prior Sale	Oct 18, 2018 · Amount on File
Deed Book / Page	13411 / 26
Record Updated	Oct 29, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARFORD MD
Property Address	4431 CALDWELL SQ, BELCAMP, MD 21017-1405
Transaction Type	Mortgage
Record Updated	May 3, 2022
Title Company	BLACK OAK TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0140240339
Date	Aug 7, 2020
Book Page	14024/339

Lender

Name	TOWNEBANK MORTGAGE
Type	Mortgage Company
Address	VIRGINIA BEACH, VA 23461

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2050

August 2019: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	HARFORD MD
Recording Date	Aug 26, 2019
Property Address	4431 CALDWELL SQ, BELCAMP, MD 21017-1405
Document Number	0134110026
Book / Page	13411 / 0026
Map Reference	MB DHC 46 FO 111
Instrument Date	Aug 9, 2019
Transaction Type	Transfer
Record Updated	May 3, 2022
Title Company	ACCOMMODATION

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	810 VERMONT AVE NW, 810, WASHINGTON, DC 20420-0001

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	4057 SMITHS LANDING CT, ABINGDON, MD 21009-1260

Mortgage

Document Number	0001341132
Date	Aug 26, 2019
Instrument	13411/32

Lender

Name	TOWNEBANK MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2049

October 2018: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	HARFORD MD
Recording Date	Oct 18, 2018
Property Address	4431 CALDWELL SQ, BELCAMP, MD 21017-1405
Document Number	0130260195
Book / Page	013026 / 000195
Instrument Date	Aug 8, 2018
Transaction Type	Foreclosure
Record Updated	Nov 1, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$176.50
Amount Accuracy	Confirmed
Additional	Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company

Tax Assessment & Valuation

The 2026 property tax bill for 4431 Caldwell Sq was $2,785 with a homeowner's exemption, up 18.5% from the year before.

Source: Harford County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Harford County
Unified School District	Harford County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,785.00 (+18.51%) Homeowner's exemption	$255,600 Land $75,100 Building $180,500	$255,600 Land $75,100 Building $180,500
2025	$2,350.00 Homeowner's exemption
2023		$204,700 Land $75,100 Building $129,600	$204,700 Land $75,100 Building $129,600
2022	$2,204.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4431 Caldwell Sq in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2009.

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2009)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2009 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4431 Caldwell Sq is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 94% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARFORD COUNTY D.P.W. serves 104,567 people · EPA ID MD0120016
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 475 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: T-Mobile.

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