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4431 Arlington Ave, Saint Cloud, FL 34769 Property Records

Osceola County property record for 4431 Arlington Ave, Saint Cloud, FL 34769

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,370 sqft · built 2023
Lot Size0.04 acres (1,742 sqft)
OwnerIndividual Name on File
Last Sale$309,900 (Sep 2023)
Tax Bill$5,614 (2025)
Deeds & MortgagesSep 2023 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN09-26-30-0112-0001-0420

Property Details

APN / Parcel Number

Primary APN09-26-30-0112-0001-0420
Alternative APN
  • 263009011200010420

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,370 sqft Living Area
Gross Area1,640 sqft
1st Floor Area570 sqft
FlooringTile

Exterior

Year BuiltBuilt 2023
Effective Year BuiltEffective 2023
Architectural StyleL-Shape
Exterior MaterialCombination
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area1,742 sqft (0.04 acres)
Garage TypeAttached
Garage Area200 sqft
PorchFinished/Open Porch
Porch Area70 sqft
Patio Area120 sqft

Utilities, Heating & Cooling

Heating SystemCentral

Location & Zoning

Street Address4431 ARLINGTON AVE
CitySAINT CLOUD
StateFL
Zip34769-1855
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionANTHEM PARK TRACT M REPLAT PB 33 PGS 32-34 LOT 42
Legal SubdivisionANTHEM PARK TRACT M REPLAT
Legal TractM
Legal Lot Number42
JurisdictionOSCEOLA FL
Township / Civil DivisionST. CLOUD
Census Block Group1
Census Block1008
Census Tract43208

Owner

4431 Arlington Ave is owned and occupied by an individual who bought it in September 2023.

Source: Osceola County records, as of July 7, 2026

Owner of RecordIndividual Name on File
Mailing Address4431 ARLINGTON AVE, SAINT CLOUD, FL 34769-1855
OccupancyOwner Occupied
Owner TypeIndividual
VestingMarried Man, Separate Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 29, 2023 · Amount on File
Deed SaleSep 29, 2023 · Amount on File
Deed Document Number2023128434
Deed Book / Page6482 / 534
Record UpdatedSep 20, 2026

September 2023: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionOSCEOLA FL
Recording DateSep 29, 2023
Property Address4431 ARLINGTON AVE, SAINT CLOUD, FL 34769-1855
Document Number0064820534
Book / Page6482 / 534
Map ReferenceMB 33 PG 32
Instrument DateSep 29, 2023
Instrument2023128434
Transaction TypeTransfer
Record UpdatedJan 26, 2024
Title CompanyINSPIRED TITLE SERVICES LLC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,169.30
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2600 LAKE LUCIEN DR STE 350, 350, MAITLAND, FL 32751-7489

Transferred To (Grantee/Buyer)

NameVerified Name
Address4431 ARLINGTON AVENUE, SAINT CLOUD, FL 34769-1855

Mortgage

Document Number0006482536
DateSep 29, 2023
Instrument6482/536
Lender
NameTAYLOR MORRISON HOME FUNDING LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueOct 1, 2053

Tax Assessment & Valuation

The 2025 property tax bill for 4431 Arlington Ave was $5,614.

Source: Osceola County assessment roll, as of November 26, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,614.00$255,800 Land $40,000 Building $215,800$255,800 Land $40,000 Building $215,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4431 Arlington Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 29 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies35 units insured
incl. 6 condo units

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4431 Arlington Ave is low, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 62% of the US · lower than 88% of Florida
Wildfire Likelihood0.06% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemST. CLOUD, CITY OF (3 WPS)
serves 82,752 people · EPA ID FL3491373
Water SourceGroundwater
Last State InspectionJul 2025
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 350 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Starlink
Satellite		280 / 30
CenturyLink
DSL · Fiber in parts of the area		140 / 20

May also be available: Hotwire Communications, T-Mobile, Verizon.

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