4431 231st Pl SE, Bothell, WA 98021 Property Records

Snohomish County property record for 4431 231st Pl SE, Bothell, WA 98021

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 3,407 sqft · built 2017
Lot Size	0.15 acres (6,534 sqft)
Owner	2 Individual Names on File
Last Sale	$1,835,000 (Feb 2025)
Tax Bill	$13,163 (2026)
Deeds & Mortgages	May 2022 Line of Credit Mar 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`1686-000-001-00`

Property Details

APN / Parcel Number

Primary APN	`1686-000-001-00`
Alternative APNs	`011686-000-001-00` `4422318`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Units	2 Units
Stories	2 Stories
Building Area	3,407 sqft Living Area
Gross Area	3,838 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Architectural Style	Multi-Level
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	No Foundation
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	6,534 sqft (0.15 acres)
Garage Type	Attached
Garage Area	431 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	4422318
Street Address	4431 231ST PL SE
City	BOTHELL
State	WA
Zip	98021-5048
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-7,200
Legal Description	SECTION 33 TOWNSHIP 27 RANGE 05 QUARTER NE TALAVERA RIDGE BLK000 D-00 LOT 1
Legal Range	05
Legal Township	27
Legal Section	33
Legal Subdivision	TALAVERA RIDGE
Legal Block	000 D
Legal Lot Number	1
Jurisdiction	SNOHOMISH WA
Township / Civil Division	MALTBY
Census Block Group	2
Census Block	2010
Census Tract	51938

Owner

4431 231st Pl SE is owned and occupied by two individuals who bought it in February 2025.

Source: Snohomish County records, as of August 14, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4431 231ST PL SE, BOTHELL, WA 98021-5048
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 5, 2022	Deed of Trust, Mortgage · Line of Credit UMPQUA BANK
Mar 22, 2022	Deed of Trust, Mortgage · Conventional Mortgage UMPQUA BANK
Feb 19, 2025	Warranty Deed, Transfer · Conventional Mortgage HSBC BANK USA
Jul 12, 2017	Trustee's Deed, Construction Loan · Construction Mortgage WASHINGTON FED'L SVGS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 19, 2025 · Amount on File
Deed Sale	Feb 19, 2025 · Amount on File
Prior Sale	Dec 29, 2017 · Amount on File
Deed Document Number	2025130
Record Updated	Sep 20, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SNOHOMISH WA
Property Address	4431 231ST PL SE, BOTHELL, WA 98021-5048
Transaction Type	Mortgage
Record Updated	May 11, 2026
Title Company	TICOR TITLE INSURANCE COMPANY, TICOR TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4431 231ST PL SE, BOTHELL, WA 98021-5048
Investor	Possibly a Property Investor

Mortgage

Document Number	0000000441
Date	May 5, 2022
Instrument	202205050441

Lender

Name	UMPQUA BANK
Type	Bank
Address	SPOKANE, WA 99201

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SNOHOMISH WA
Property Address	4431 231ST PL SE, BOTHELL, WA 98021-5048
Transaction Type	Mortgage
Record Updated	May 11, 2026
Title Company	TICOR TITLE INSURANCE COMPANY, TICOR TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000000188
Date	Mar 22, 2022
Instrument	202203220188

Lender

Name	UMPQUA BANK
Type	Bank
Address	PORTLAND, OR 97224

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	2.87%
Type Change Date	Apr 1, 2029
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	7.87%
Index	Other
Max Rate	7.87%

February 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SNOHOMISH WA
Recording Date	Feb 19, 2025
Property Address	4431 231ST PL SE, BOTHELL, WA 98021-5048
Document Number	0000000130
Map Reference	AF 201706215001
Instrument Date	Feb 5, 2025
Instrument	202502190130
Transaction Type	Transfer
Record Updated	May 11, 2026
Title Company	FIRST AMERICAN TITLE INSURANCE COMPANY NC, FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$36,280.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4431 231ST PL SE, BOTHELL, WA 98021-5048

Mortgage

Document Number	0000000131
Date	Feb 19, 2025
Instrument	202502190131

Lender

Name	HSBC BANK USA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	5.99%
Type Change Date	Mar 1, 2032
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	10.9%
Index	SOFR Average 30-Day
Margin	3
Max Rate	10.9%

July 2017: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	SNOHOMISH WA
Recording Date	Jul 12, 2017
Property Address	4431 231ST PL SE, BOTHELL, WA 98021-5048
Document Number	0000000296
Instrument Date	Jul 3, 2017
Instrument	201707120296
Transaction Type	Construction Loan
Record Updated	Jun 15, 2018
Title Company	CHICAGO TITLE COMPANY

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	4431 231ST PL SE BOTHELL WA 98021, BOTHELL, WA 98021

Mortgage

Document Number	296
Date	Jul 12, 2017
Instrument	201707120296

Lender

Name	WASHINGTON FED'L SVGS
Type	Federal Savings Bank
Address	425 PIKE ST, SEATTLE, WA 98101-3902

Agreement

Type	Construction Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 4431 231st Pl SE was $13,163.

Source: Snohomish County assessment roll, as of August 14, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Snohomish County
Unified School District	Northshore School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$13,163.00	$1,518,800 Land $820,800 Building $698,000	$1,518,800 Land $820,800 Building $698,000
2023	$11,644.00	$1,454,400 Land $703,300 Building $751,100	$1,454,400 Land $703,300 Building $751,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4431 231st Pl SE in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 17, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4431 231st Pl SE is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 97.1% of Washington
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ALDERWOOD WATER DISTRICT serves 245,715 people · EPA ID WA5301300
Water Source	Purchased surface water from CITY OF EVERETT PUBLIC WORKS DEPT.
Last State Inspection	Oct 2025

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 174 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ziply Fiber Fiber	6,000 / 6,000
Xfinity Cable	2,000 / 250

May also be available: AT&T, T-Mobile.

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