4431 18th Ave SW, Naples, FL 34116 Property Records

Collier County property record for 4431 18th Ave SW, Naples, FL 34116

Property Summary

Property Type	Single Family Home
Details	1,249 sqft · built 1974
Lot Size	0.239 acres (10,454 sqft)
Owner	Individual Name on Record
Last Sale	$290,000 (May 2018)
Tax Bill	$4,359 (2025)
Deeds & Mortgages	Oct 2025 Line of Credit Jun 2021 Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`321400 36 184B22`

Property Details

APN / Parcel Number

Primary APN	`321400 36 184B22`
Alternative APN	`35759800005`

Interior

Stories	1 Story
Building Area	1,249 sqft Living Area
Gross Area	1,548 sqft
1st Floor Area	1,249 sqft

Exterior

Year Built	Built 1974
Effective Year Built	Effective 2005
Lot Area	10,454 sqft (0.239 acres)
Lot Dimensions	125 ft deep x 82 ft wide
Deck Area	200 sqft

Location & Zoning

Account Number	321400 36 184B22
Street Address	4431 18TH AVE SW
City	NAPLES
State	FL
Zip	34116-5955
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF-3
Legal Description	GOLDEN GATE UNIT 2 BLK 36 LOT 18
Legal Range	26
Legal Township	49
Legal Section	22
Legal Subdivision	GOLDEN GATE CITY UNIT 2
Legal Tract	321400
Legal Block	36
Legal Lot Number	18
Legal Unit	2
Jurisdiction	COLLIER FL
Township / Civil Division	NAPLES
Census Block Group	1
Census Block	1015
Census Tract	10422

Owner

Source: Collier County records, as of December 15, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4431 18TH AVE SW, NAPLES, FL 34116-5955
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 22, 2025	Deed of Trust, Mortgage · Line of Credit SUNCOAST CU
Jun 19, 2021	Deed of Trust, Mortgage · FHA Mortgage FLAGSTAR BANK FSB
May 17, 2018	Warranty Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 17, 2018 · Amount on Record
Deed Sale	May 17, 2018 · Amount on Record
Prior Sale	Sep 20, 2016 · Amount on Record
Deed Document Number	5557457
Deed Book / Page	5510 / 2774
Record Updated	Jun 8, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIER FL
Property Address	4431 18TH AVE SW, NAPLES, FL 34116-5955
Transaction Type	Mortgage
Record Updated	Nov 5, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4431 18TH AVE SW, NAPLES, FL 34116-5955

Mortgage

Document Number	0065191263
Date	Oct 22, 2025
Book Page	6519/1263
Instrument	6743925

Lender

Name	SUNCOAST CU
Type	Credit Union
Address	TAMPA, FL 33680

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	216 Months
Due	Oct 21, 2043

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIER FL
Property Address	4431 18TH AVE SW, NAPLES, FL 34116-5955
Transaction Type	Mortgage
Record Updated	Jun 30, 2021
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4431 18TH AVE SW, NAPLES, FL 34116-5955

Mortgage

Document Number	0059680673
Date	Jun 19, 2021
Book Page	5968/673
Instrument	6081496

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	JACKSONVILLE, FL 32202

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	324 Months
Due	Jun 1, 2048

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLLIER FL
Recording Date	May 17, 2018
Property Address	4431 18TH AVE SW, NAPLES, FL 34116-5955
Document Number	0055102774
Book / Page	5510 / 2774
Map Reference	MB5 PG65-77
Instrument Date	May 15, 2018
Instrument	5557457
Transaction Type	Transfer
Record Updated	Dec 30, 2021
Title Company	SECURITY TITLE & ABST LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$20,330.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4315 13TH AVE SW, 4315, NAPLES, FL 34116-5125

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4431 18TH AVE SW, NAPLES, FL 34116-5955

Mortgage

Document Number	0005557458
Date	May 17, 2018
Instrument	5557458

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2048

Tax Assessment & Valuation

Source: Collier County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Collier County
Unified School District	Collier County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,359.00 (+9.14%) Homeowner's exemption	$403,845 (+30.5%) Land $132,600 Building $271,245	$403,845 (+5.79%) Land $132,600 Building $271,245
2023	$3,994.00 (+5.69%)	$309,466 (+1%)	$381,741 (+13.97%) Land $214,200 Building $167,541
2022	$3,779.00	$281,333	$334,941 Land $163,328 Building $171,613

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Coastal	Yes
Nearest Special Flood Hazard Area	Zone AH, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 63 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	63 in force
Nearby Flood Claims	3 (2017)
Most Recent Claim	Sep 2017 · Hurricane Irma
Claims by Event	Hurricane Irma, Sep 2017 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COLLIER COUNTY REGIONAL WTP serves 216,993 people · EPA ID FL5114069
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	9 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 390 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	8,000 / 8,000
AT&T Fiber	5,000 / 5,000
Ripple Fiber Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Hotwire Communications.

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