Martin County property record for 4430 SE Cove Rd, Stuart, FL 34997
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 465 sqft · built 1939 |
| Lot Size | 0.172 acres (7,492 sqft) |
| Owner | 2 Company Names on File |
| Tax Bill | $1,302 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 25-38-41-002-015-0011.0-4-0000 |
| Primary APN | 25-38-41-002-015-0011.0-4-0000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 2 Rooms |
| Stories | 1 Story |
| Building Area | 465 sqft Living Area |
| 1st Floor Area | 465 sqft |
| Utility Room | Utility Room |
| Interior Walls | Wallboard/Drywall |
| Elevator | Elevator |
| Year Built | Built 1939 |
|---|---|
| Effective Year Built | Effective 1939 |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Foundation Type | Pier/Post & Beam |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 7,492 sqft (0.172 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 30955 |
|---|---|
| Street Address | 4430 SE COVE RD |
| City | STUART |
| State | FL |
| Zip | 34997 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R3A |
| Legal Description | NEW MONROVIA LOTS 11 & 12 BLK 15 |
| Legal Range | 41E |
| Legal Township | 38S |
| Legal Section | 25 |
| Legal Subdivision | NEW MONROVIA |
| Legal Block | 15 |
| Legal Lot Number | 11,12 |
| Jurisdiction | MARTIN FL |
| Township / Civil Division | PORT SALERNO-HOBE SOUND |
| Census Block Group | 3 |
| Census Block | 3012 |
| Census Tract | 1410 |
4430 SE Cove Rd is owned by a company that acquired it in August 2014.
Source: Martin County records, as of September 29, 2026
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 1674 SE WASHINGTON ST N, STUART, FL 34997-5828 |
| Owner Type | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 31, 1998 |
| Deed Sale | Jul 31, 1998 |
| Deed Book / Page | 1327 / 2285 |
| Last Transfer Date | Aug 30, 2014 |
| Transfer Doc | 0009252014 |
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 4430 SE Cove Rd was $1,302, up 6.1% from the year before.
Source: Martin County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Martin County |
| Unified School District | Martin County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,302.00 (+6.11%) | $29,459 | $101,560 Land $80,000 Building $21,560 |
| 2024 | $1,227.00 (+3.02%) | ||
| 2023 | $1,191.00 (+12.89%) | $24,347 (+1%) | $85,530 (+23.76%) Land $65,000 Building $20,530 |
| 2022 | $1,055.00 | $22,134 | $69,110 Land $55,000 Building $14,110 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4430 SE Cove Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective April 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 22 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 22 in force |
| Nearby Flood Claims | 7 (1982–2024) |
| Claims Outside the SFHA | 7 of 7 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4430 SE Cove Rd is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · lower than 92% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MARTIN CO UTILITIES serves 104,105 people · EPA ID FL4431891 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | 4 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 17 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 222 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| AT&T Fixed Wireless · Fiber, DSL in parts of the area | 100 / 20 |
May also be available: Verizon.
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