4430 Race Rd, Cincinnati, OH 45211 Property Records

Hamilton County property record for 4430 Race Rd, Cincinnati, OH 45211

Property Summary

Property Type	Single Family Home
Details	2 bd · 4 ba · 2,445 sqft · built 2021
Lot Size	1.22 acres (53,143 sqft)
Owner	2 Individual Names on File
Last Sale	$78,500 (Feb 2016)
Tax Bill	$9,808 (2025)
Deeds & Mortgages	Oct 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`550-0111-0003-00`

Property Details

APN / Parcel Number

Primary APN	`550-0111-0003-00`

Interior

Bedrooms	2 Beds
Full Baths	4 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,445 sqft Living Area
1st Floor Area	2,445 sqft
2nd Floor Area	500 sqft
Upper Floors Area	500 sqft
Basement Area	2,445 sqft

Exterior

Year Built	Built 2021
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	53,143 sqft (1.22 acres)
Garage Type	Attached
Garage Area	360 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	308 sqft
Patio Area	96 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	4430 RACE RD
City	CINCINNATI
State	OH
Zip	45211-2324
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RACE RD 1.25 AC PT LOT 8 TRUSTEE SUB
Legal Subdivision	TRUSTEE SUB
Legal Lot Number	8
Jurisdiction	HAMILTON OH
Township / Civil Division	GREEN
Census Block Group	3
Census Block	3003
Census Tract	20802

Owner

4430 Race Rd is owned and occupied by two individuals who bought it in February 2016.

Source: Hamilton County records, as of February 9, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	4430 RACE RD, CINCINNATI, OH 45211-2324
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 8, 2016 · Amount on File
Deed Sale	Feb 8, 2016 · Amount on File
Prior Sale	Aug 18, 2004
Deed Document Number	0000012020
Deed Book / Page	013098 / 001578
Record Updated	Jun 8, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	4430 RACE RD, CINCINNATI, OH 45211-2324
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	PLACER TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0200106144
Date	Oct 13, 2020
Book Page	14273/2259
Instrument	2020-0106144

Lender

Name	WESBANCO BANK INC
Type	Bank
Address	WHEELING, WV 26003

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	3.25%
Type Change Date	Nov 1, 2035
Change Frequency	Annually
Min Rate At Change	3%
Max Rate At Change	8.25%
Index	1-Year CMT
Margin	3
Max Rate	8.25%

Tax Assessment & Valuation

The 2025 property tax bill for 4430 Race Rd was $9,808, up 2.4% from the year before.

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
County Subdivision	Green Township
Unified School District	Oak Hills Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,808.00 (+2.41%)	$188,300 (-) Land $23,233 Building $165,067
2024	$9,577.00 (-0.01%)	$188,300 (-) Land $23,233 Building $165,067
2023	$9,578.00 (-2.16%)	$188,300 (+15.35%) Land $23,233 Building $165,067	$538,000 Land $66,380 Building $471,620
2022	$9,789.00 Homeowner's exemption	$163,244 Land $22,628 Building $140,616
2020			$466,410 Land $64,650 Building $401,760

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4430 Race Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1993.

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1993–2017)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Mar 2017 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4430 Race Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 90% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 214 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20