Harris County property record for 4430 Osby Dr, Houston, TX 77096 · Last verified June 2026
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3.5 ba · 3,443 sqft · built 1957 |
| Lot Size | 0.234 acres (10,200 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $648,800 (Jul 2014) |
| Tax Bill | $10,567 (2025) |
| Deeds & Mortgages | Sep 2021 Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 089-241-000-0033 |
| Primary APN | 089-241-000-0033 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 10 Rooms |
| Stories | 1 Story |
| Building Area | 3,443 sqft Living Area |
| 1st Floor Area | 3,443 sqft |
| Game Room | Game Room |
| Year Built | Built 1957 |
|---|---|
| Effective Year Built | Effective 2007 |
| Architectural Style | Traditional |
| Exterior Material | Brick Veneer |
| Construction Type | Brick |
| Foundation Type | No Foundation |
| Lot Area | 10,200 sqft (0.234 acres) |
| View / Lot | Flood Plain |
| Garage Area | 506 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Concrete/Masonry Porch |
|---|---|
| Porch Area | 90 sqft |
| Deck Area | 482 sqft |
| Patio Area | 252 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 0892410000033 |
|---|---|
| Street Address | 4430 OSBY DR |
| City | HOUSTON |
| State | TX |
| Zip | 77096-4423 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LT 33 BLK 32 WILLOW MEADOWS SEC 11 |
| Legal Subdivision | WILLOW MEADOWS SEC 11 |
| Legal Block | 32 |
| Legal Lot Number | 33 |
| Jurisdiction | HARRIS TX |
| Township / Civil Division | HOUSTON |
| Census Block Group | 2 |
| Census Block | 2008 |
| Census Tract | 420300 |
Source: Harris County records · APN 089-241-000-0033
Assessment roll updated May 26, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4430 OSBY DR, HOUSTON, TX 77096-4423 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 11, 2014 · Amount on Record |
| Deed Sale | Jul 11, 2014 · Amount on Record |
| Prior Sale | Sep 11, 2007 · Amount on Record |
| Deed Document Number | 2014302642 |
| Prior Transfer Date | Apr 10, 1996 |
| Prior Transfer Doc | 0000908383 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARRIS TX |
| Property Address | 4430 OSBY DR, HOUSTON, TX 77096-4423 |
| Transaction Type | Mortgage |
| Record Updated | Sep 10, 2021 |
| Title Company | ALAMO TITLE COMPANY |
| Name | Verified Name |
|---|
| Document Number | 2021506879 |
|---|---|
| Date | Sep 03, 2021 |
| Instrument | 2021-506879 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Mortgage Company |
| Address | CHICAGO, IL 60613 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2051 |
Source: Harris County records · Assessment roll updated May 26, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Harris County |
| Municipality | Houston City |
| Unified School District | Houston Independent School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $10,567.00 (-19.8%) | $727,620 (+17.36%) Land $288,300 Building $439,320 | $727,620 (+17.36%) Land $288,300 Building $439,320 |
| 2024 | $13,175.00 (+5.48%) | ||
| 2023 | $620,000 Land $241,056 Building $378,944 | $620,000 Land $241,056 Building $378,944 | |
| 2022 | $12,491.00 (+3.64%) | ||
| 2020 | $12,052.00 |
Source: FEMA National Flood Hazard Layer, Harris County (48201C), updated May 17, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 482014203002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone AE |
|---|---|
| Special Flood Hazard Area | Yes |
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Flood Insurance Cost | Premium on Record median of 161 individual NFIP policies nearby |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 161 in force |
| Nearby Flood Claims | 155 (1979–2024) |
| Claims Outside the SFHA | 58 of 155 |
| Most Recent Claim | Jul 2024, rainfall accumulation, Hurricane Beryl |
| Claims By Storm |
|
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 234 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| AT&T | Fiber | 5,000 / 5,000 |
| Xfinity | Cable | 2,000 / 250 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
May also be available at this address: Verizon, AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.
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