4430 N Whispering Pine Rd, Pine, AZ 85544 Property Records

Gila County property record for 4430 N Whispering Pine Rd, Pine, AZ 85544

Property Summary

Property Type	Rural Home
Details	2,118 sqft · built 1988
Lot Size	1.07 acres (46,609 sqft)
Owner	Individual Name on File
Tax Bill	$3,095 (2025)
Deeds & Mortgages	Oct 2020 Line of Credit
Flood Zone	Zone D (undetermined)
APN	`301-28-027A`

Property Details

APN / Parcel Number

Primary APN	`301-28-027A`
Alternative APNs	`R038000` `038000`

Interior

Stories	1 Story
Building Area	2,118 sqft Living Area
1st Floor Area	2,118 sqft

Exterior

Year Built	Built 1988
Exterior Material	Wood Siding
Construction Type	Frame
Roof Material	Asbestos
Lot Area	46,609 sqft (1.07 acres)
Garage Type	Attached
Garage Area	483 sqft
Parking Spaces	2 Parking Spaces
Patio Area	24 sqft

Utilities, Heating & Cooling

Heating System	Forced Air

Location & Zoning

Account Number	R038000
Street Address	4430 N WHISPERING PINE RD
City	PINE
State	AZ
Zip	85544-5858
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	SECTION: 30 TOWNSHIP: 12N RANGE: 09E LOT 2 , PINE RANCH UNIT 2 , PLAT 461 , ALG WITH THAT PORTION BEG NW COR LOT 1; TH
Legal Range	09E
Legal Township	12N
Legal Section	30
Legal Subdivision	PINE AC/RNCH/SECLUD-HM ST
Legal Lot Number	1-2
Legal Unit	2
Jurisdiction	GILA AZ
Township / Civil Division	PAYSON
Census Block Group	1
Census Block	1000
Census Tract	100

Owner

Source: Gila County records · APN 301-28-027A

Assessment roll updated January 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	PO BOX 2292, PINE, AZ 85544-2292
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 17, 2010
Deed Sale	Jun 17, 2010
Deed Document Number	2010-006478
Record Updated	Jun 08, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GILA AZ
Property Address	4430 N WHISPERING PINE RD, PINE, AZ 85544-5858
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000012202
Date	Oct 08, 2020
Instrument	2020-012202

Lender

Name	ZB NA
Type	Bank
Address	PAYSON, AZ 85541

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Gila County records · Assessment roll updated January 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Gila County
Elementary School District	Pine Strawberry Elementary District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$58,198 (+16.64%) Land $12,026 Building $46,172	$581,971 (+16.64%) Land $120,256 Building $461,715
2025	$3,095.00 (-2.89%)
2024		$49,894 Land $9,706 Building $40,188	$498,942 Land $97,058 Building $401,884
2023	$3,187.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of October 30, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone D undetermined · not studied
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2018)
Most Recent Claim	Jul 2018 · other causes

Wildfire

Wildfire Risk	Very High above 93% of the US · above 90% of Arizona
Wildfire Likelihood	1% annual chance
Exposure	Direct burnable vegetation at the parcel

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Optimum Communications Cable	940 / 35
Starlink Satellite	280 / 30

May also be available: T-Mobile USA.

Based on FCC filings for 124 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	PINE STRAWBERRY WID private · serves 8,013 people
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	13 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.