Kern County property record for 4430 McCray St, Bakersfield, CA 93308
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,276 sqft · built 1972 |
| Lot Size | 0.168 acres (7,314 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $117,000 (Aug 2015) |
| Tax Bill | $2,437 (2025) |
| Deeds & Mortgages | Feb 2023 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 483-071-09-00-6 |
| Primary APN | 483-071-09-00-6 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,276 sqft Living Area |
| Gross Area | 2,163 sqft |
| 1st Floor Area | 1,276 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1972 |
|---|---|
| Effective Year Built | Effective 1972 |
| Construction Type | Frame |
| Lot Area | 7,314 sqft (0.168 acres) |
| Garage Type | Attached |
| Garage Area | 500 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 27 sqft |
| Patio Area | 36 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Floor/Wall Furnace |
| Account Number | 483071098 |
|---|---|
| Street Address | 4430 MCCRAY ST |
| City | BAKERSFIELD |
| State | CA |
| Zip | 93308-1236 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | TRACT 3190 , BLOCK , LOT 9 |
| Legal Tract | 3190 |
| Legal Block | 1 |
| Legal Lot Number | 9 |
| Jurisdiction | KERN CA |
| Township / Civil Division | BAKERSFIELD |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 104 |
4430 McCray St is owned by two individuals who bought it in August 2015.
Source: Kern County records, as of August 6, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 14514 PAMS WAY, BAKERSFIELD, CA 93314-9002 |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 24, 2015 · Amount on File |
| Deed Sale | Aug 24, 2015 · Amount on File |
| Prior Sale | Aug 29, 1997 · Amount on File |
| Deed Document Number | 2015117016 |
| Prior Transfer Date | Aug 12, 2015 |
| Prior Transfer Doc | 0000117016 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KERN CA |
| Property Address | 4430 MCCRAY ST, BAKERSFIELD, CA 93308-1236 |
| Transaction Type | Mortgage |
| Record Updated | Feb 13, 2023 |
| Title Company | E-PLACER TITLE, PLACER TITLE |
| Name | Verified Name |
|---|---|
| Address | 14514 PAMS WAY, BAKERSFIELD, CA 93314-9002 |
| Document Number | 0000013164 |
|---|---|
| Date | Feb 3, 2023 |
| Instrument | 223013164 |
| Name | KARPE MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | BAKERSFIELD, CA 93311 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Mar 1, 2038 |
The 2025 property tax bill for 4430 McCray St was $2,437.
Source: Kern County assessment roll, as of August 6, 2026
| Type | Name |
|---|---|
| State | California |
| County | Kern County |
| Secondary School District | Kern High School District (09 - 12) |
| Elementary School District | Standard Elementary School District (KG - 08) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $117,239 (+2%) Land $32,559 Building $84,680 | |
| 2025 | $2,437.00 | $114,941 Land $31,921 Building $83,020 |
| 2023 | $2,281.00 (+3.73%) | $110,481 Land $30,683 Building $79,798 |
| 2022 | $2,199.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 4430 McCray St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective April 30, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 4430 McCray St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 88% of California |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OILDALE MWC private · serves 45,315 people · EPA ID CA1510015 |
|---|---|
| Water Source | Purchased surface water from NORTH OF THE RIVER MWD |
| Last State Inspection | Sep 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Apr 2024 Haloacetic acids resolved · Jan 2024 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 310 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Applied Technology Group Fixed Wireless | 500 / 500 |
| unWired Broadband Fixed Wireless | 400 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: AT&T, GeoLinks.
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