4430 Low Oak Ct, Parkton, NC 28371 Property Records

Cumberland County property record for 4430 Low Oak Ct, Parkton, NC 28371

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 3,140 sqft · built 2017
Lot Size	0.24 acres (10,454 sqft)
Owner	2 Individual Names on File
Last Sale	$360,000 (Dec 2022)
Tax Bill	$4,630 (2026)
Deeds & Mortgages	Dec 2022 Sale & Mortgage Jun 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0403-56-6978`

Property Details

APN / Parcel Number

Primary APN	`0403-56-6978`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,140 sqft Heated Area
1st Floor Area	1,810 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Exterior Material	Aluminum/Vinyl
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	10,454 sqft (0.24 acres)
Lot Dimensions	130 ft deep x 80 ft wide
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	268 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Street Address	4430 LOW OAK CT
City	PARKTON
State	NC
Zip	28371-4200
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R7.5
Legal Description	BLACKBRIDGE VILLAGE LO:20 SE:01 PL:0137-0126
Legal Subdivision	BLACKBRIDGE VILLAGE
Legal Phase	1
Legal Block	56
Legal Lot Number	20
Jurisdiction	CUMBERLAND NC
Township / Civil Division	ROCKFISH
Census Block Group	3
Census Block	3020
Census Tract	3103

Owner

4430 Low Oak Ct is owned and occupied by two individuals who bought it in December 2022.

Source: Cumberland County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4430 LOW OAK CT, PARKTON, NC 28371-4200
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 9, 2022	Warranty Deed, Transfer · FHA Mortgage CMG MORTGAGE INC
Jun 3, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNION HOME MORTGAGE CORP
Mar 12, 2018	Warranty Deed, Transfer · FHA Mortgage UNION HOME MORTGAGE CORPORATION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 9, 2022 · Amount on File
Deed Sale	Dec 9, 2022 · Amount on File
Prior Sale	Mar 12, 2018 · Amount on File
Deed Document Number	202247642
Deed Book / Page	11633 / 323
Record Updated	Oct 29, 2026

December 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CUMBERLAND NC
Recording Date	Dec 9, 2022
Property Address	4430 LOW OAK CT, PARKTON, NC 28371-4200
Document Number	0116330323
Book / Page	11633 / 323
Map Reference	MB 137 PG 126
Instrument Date	Nov 2, 2022
Instrument	47642
Transaction Type	Transfer
Record Updated	Dec 19, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$720.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	400 FOXWOOD DR, HOPE MILLS, NC 28348-9117

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4430 LOW OAK CT, PARKTON, NC 28371-4200

Mortgage

Document Number	0000047643
Date	Dec 9, 2022
Instrument	47643

Lender

Name	CMG MORTGAGE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2053

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CUMBERLAND NC
Property Address	4430 LOW OAK CT, PARKTON, NC 28371-4200
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0107810659
Date	Jun 3, 2020
Book Page	10781/659
Instrument	19001

Lender

Name	UNION HOME MORTGAGE CORP
Type	Mortgage Company
Address	STRONGSVILLE, OH 44136

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2050

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CUMBERLAND NC
Recording Date	Mar 12, 2018
Property Address	4430 LOW OAK CT, PARKTON, NC 28371-4200
Document Number	0102660733
Book / Page	10266 / 733
Instrument Date	Feb 26, 2018
Instrument	07258
Transaction Type	Transfer
Record Updated	Sep 14, 2021
Title Company	ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4430 LOW OAK CT, PARKTON, NC 28371-4200

Mortgage

Document Number	7259
Date	Mar 12, 2018
Instrument	07259

Lender

Name	UNION HOME MORTGAGE CORPORATION

Agreement

Type	FHA Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 4430 Low Oak Ct was $4,630, up 4.3% from the year before.

Source: Cumberland County assessment roll, as of December 19, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cumberland County
Municipality	Hope Mills Town
Unified School District	Cumberland County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,630.00 (+4.33%)
2025	$4,438.00 (+17.44%)	$375,203 (+35.55%) Land $54,000 Building $321,203	$375,203 (+35.55%) Land $54,000 Building $321,203
2024	$3,779.00 (+4.86%)	$276,791 (-) Land $45,000 Building $231,791	$276,791 (-) Land $45,000 Building $231,791
2023	$3,604.00 (+3%)	$276,791 Land $45,000 Building $231,791	$276,791 Land $45,000 Building $231,791
2022	$3,499.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4430 Low Oak Ct in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2003.

Source: FEMA National Flood Hazard Layer, effective March 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	3 (2003–2018)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Sep 2018 · Hurricane Florence

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4430 Low Oak Ct is moderate, ranking above 52% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · above 74% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CARDINAL CARE OF HOPE MILLS private · serves 28 people · EPA ID NC0326776
Water Source	Groundwater
Last State Inspection	Jan 2026
Lead	Under 1 ppb (2020–2022) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Apr 2012
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 187 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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