Calvert County property record for 4430 Lancaster Dr, Saint Leonard, MD 20685
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 2,162 sqft · built 1987 |
| Lot Size | 3.1 acres (135,036 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $118,400 (Jun 1987) |
| Tax Bill | $4,564 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-198920 |
| Primary APN | 01-198920 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,162 sqft Total Area |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 1987 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 135,036 sqft (3.1 acres) |
| Garage Type | Attached |
| Garage Area | 672 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 150 sqft |
| Deck Area | 224 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 198920 |
|---|---|
| Street Address | 4430 LANCASTER DR |
| City | SAINT LEONARD |
| State | MD |
| Zip | 20685-2809 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A |
| Legal Description | LT 14 PLAT 3 LANCASTER HILL |
| Legal Subdivision | LANCASTER HILL |
| Legal Lot Number | 14 |
| Jurisdiction | CALVERT MD |
| Township / Civil Division | 2, PRINCE FREDERICK |
| Census Block Group | 1 |
| Census Block | 1017 |
| Census Tract | 860801 |
4430 Lancaster Dr is owned and occupied by two individuals who acquired it in December 2010.
Source: Calvert County records, as of July 28, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4430 LANCASTER DR, SAINT LEONARD, MD 20685-2809 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 3, 1987 · Amount on File |
| Deed Sale | Jun 3, 1987 · Amount on File |
| Deed Book / Page | 405 / 241 |
| Last Transfer Date | Dec 7, 2010 |
| Transfer Doc | 0036270424 |
| Record Updated | Sep 20, 2026 |
The 2025 property tax bill for 4430 Lancaster Dr was $4,564 with a homeowner's exemption.
Source: Calvert County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Calvert County |
| Unified School District | Calvert County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $426,200 (+5.91%) Land $139,200 Building $287,000 | $426,200 (-) Land $139,200 Building $287,000 | |
| 2025 | $4,564.00 Homeowner's exemption | $402,400 | $426,200 Land $139,200 Building $287,000 |
| 2023 | $3,686.00 Homeowner's exemption | $354,800 Land $139,200 Building $215,600 | $354,800 Land $139,200 Building $215,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4430 Lancaster Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2016.
Source: FEMA National Flood Hazard Layer, effective April 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2016) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | May 2016 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4430 Lancaster Dr is moderate, ranking above 48% of the US, with a 0.08% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 48% of the US · above 87% of Maryland |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 113 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
5G (outdoors only) and 4G LTE
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