4430 Kerth Manor Dr, Saint Louis, MO 63128 Property Records

St. Louis County property record for 4430 Kerth Manor Dr, Saint Louis, MO 63128

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 4,452 sqft · built 1995
Lot Size	0.26 acres (11,326 sqft)
Owner	2 Individual Names on File
Last Sale	$360,000 (Jul 2017)
Tax Bill	$6,505 (2025)
Deeds & Mortgages	Sep 2025 Line of Credit Aug 2023 Second Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`30K-13-0328`

Property Details

APN / Parcel Number

Primary APN	`30K-13-0328`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	15 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	4,452 sqft Living Area
Gross Area	5,382 sqft
1st Floor Area	1,208 sqft
Basement Area	1,000 sqft
Finished Basement	1,000 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Effective Year Built	Effective 2014
Architectural Style	Conventional
Exterior Material	Brick/Stone
Construction Type	Frame
Foundation Type	Raised
Lot Area	11,326 sqft (0.26 acres)
Lot Dimensions	95 ft deep x 95 ft wide
View / Lot	Cul-De-Sac
Garage Type	Attached
Garage Area	930 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Porch	Open Frame Porch
Porch Area	72 sqft
Patio Area	128 sqft
Balcony Area	36 sqft
Canopy	288 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	4430 KERTH MANOR DR
City	SAINT LOUIS
State	MO
Zip	63128-3156
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	KERTH MANOR LOT 12
Legal Subdivision	KERTH MANOR
Legal Lot Number	12
Jurisdiction	ST LOUIS MO
Township / Civil Division	TESSON FERRY
Census Block Group	1
Census Block	1011
Census Tract	221338

Owner

4430 Kerth Manor Dr is owned and occupied by two individuals who bought it in July 2017.

Source: St. Louis County records, as of September 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4430 KERTH MANOR DR, SAINT LOUIS, MO 63128-3156
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 18, 2025	Deed of Trust, Mortgage · Line of Credit COMMUNITYAMERICA CU
Aug 30, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage NAVY FCU
Sep 29, 2021	Deed of Trust, Mortgage · Line of Credit FIRST COMMUNITY CU
Mar 25, 2020	Deed of Trust, Mortgage · Conventional Mortgage HOMESIDE FINANCIAL LLC
Jul 26, 2017	Warranty Deed, Transfer BUSEY BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 26, 2017 · Amount on File
Deed Sale	Jul 26, 2017 · Amount on File
Deed Document Number	2017615
Deed Book / Page	22624 / 2332
Record Updated	Oct 29, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	4430 KERTH MANOR DR, SAINT LOUIS, MO 63128-3156
Transaction Type	Mortgage
Record Updated	Dec 18, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4430 KERTH MANOR DR, SAINT LOUIS, MO 63128-3156

Mortgage

Document Number	2025091800656
Date	Sep 18, 2025
Instrument	2025091800656

Lender

Name	COMMUNITYAMERICA CU
Type	Credit Union
Address	LENEXA, KS 66219

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Sep 15, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	4430 KERTH MANOR DR, SAINT LOUIS, MO 63128-3156
Transaction Type	Mortgage
Record Updated	Feb 14, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	800 MARKET ST, SAINT LOUIS, MO 63101-2504

Mortgage

Document Number	2023083000791
Date	Aug 30, 2023
Instrument	2023083000791

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	59 Months
Due	Jul 1, 2028

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	4430 KERTH MANOR DR, SAINT LOUIS, MO 63128-3156
Transaction Type	Mortgage
Record Updated	Dec 24, 2021
Title Company	CLEAR TITLE GROUP LLC, CLEAR TITLE GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4430 KERTH MANOR DR, SAINT LOUIS, MO 63128-3156

Mortgage

Document Number	0251384291
Date	Sep 29, 2021
Book Page	25138/4291
Instrument	2021092900725

Lender

Name	FIRST COMMUNITY CU
Type	Credit Union
Address	CHESTERFIELD, MO 63005

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	Sep 1, 2036

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	4430 KERTH MANOR DR, SAINT LOUIS, MO 63128-3156
Transaction Type	Mortgage
Record Updated	Sep 14, 2021
Title Company	MEYMAX TITLE AGENCY/OH LLC, MEYMAX TITLE AGCY OF OH LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0239801812
Date	Mar 25, 2020
Book Page	23980/1812
Instrument	2020032500289

Lender

Name	HOMESIDE FINANCIAL LLC
Type	Mortgage Company
Address	COLUMBIA, MD 21044

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Apr 1, 2035

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MO
Recording Date	Jul 26, 2017
Property Address	4430 KERTH MANOR DR, SAINT LOUIS, MO 63128-3156
Document Number	0226242332
Book / Page	022624 / 002332
Instrument Date	Jul 21, 2017
Instrument	615
Transaction Type	Transfer
Record Updated	Sep 6, 2017
Title Company	INVESTORS TITLE COMPANY, INVESTORS TITLE CO.

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4430 KERTH MANOR DR ST LOUIS MO 631283156, ST LOUIS, MO 63128-3156

Mortgage

Document Number	226242335
Date	Jul 26, 2017
Book Page	022624/002335
Instrument	616

Lender

Name	BUSEY BK
Type	Bank
Address	CHAMPAIGN, IL 61820

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jul 25, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 4430 Kerth Manor Dr was $6,505, up 4.2% from the year before.

Source: St. Louis County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Louis County
Unified School District	Mehlville R-IX School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$104,480 (-) Land $16,680 Building $87,800	$549,900 (-) Land $87,800 Building $462,100
2025	$6,505.00 (+4.25%)	$104,480 Land $16,680 Building $87,800	$549,900 Land $87,800 Building $462,100
2024	$6,240.00 (+1.28%)
2023	$6,161.00 (+5.1%)	$93,180 (+4.05%) Land $12,980 Building $80,200	$490,400 Land $68,300 Building $422,100
2022	$5,862.00	$89,550 Land $12,980 Building $76,570
2021			$471,300 Land $68,300 Building $403,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4430 Kerth Manor Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4430 Kerth Manor Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.2% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 377 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30

May also be available: T-Mobile.

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