4430 Hwy 90, Pace (Milton), FL 32571 Property Records

Santa Rosa County property record for 4430 Hwy 90, Pace, FL 32571

Property Summary

Property Type	Retail Stores (Personal Services, Photography, Travel)
Details	1 bd · 10 ba · 11,600 sqft · built 1989
Lot Size	1.03 acres (44,997 sqft)
Owner	Company Name on File
Last Sale	$1,450,000 (Feb 2024)
Tax Bill	$11,904 (2024)
Deeds & Mortgages	Feb 2024 Sale Sep 2023 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`10-1N-29-5810-00100-0010`

Property Details

APN / Parcel Number

Primary APN	`10-1N-29-5810-00100-0010`
Alternative APN	`N291105810001000010`

Interior

Bedrooms	1 Bed
Full Baths	10 Baths
Total Rooms	33 Rooms
Units	20 Units
Stories	1 Story
Building Area	11,600 sqft Gross Area
1st Floor Area	10,000 sqft
Flooring	Wood

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1999
Exterior Material	Wood
Construction Type	Steel Frame
Foundation Type	Slab (Mat/Raft)
Roof Type	Sawtooth
Roof Material	Metal
Lot Area	44,997 sqft (1.03 acres)
Lot Dimensions	150 ft deep x 300 ft wide
Driveway	Driveway
Driveway Area	14,080 sqft
Canopy	1,600 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	4430 HIGHWAY 90
City	PACE
State	FL
Zip	32571-2059
Property Category	Commercial
Property Type	Commercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Local Zoning Code	HCD
Legal Description	WOODLAND HOMES LOTS 1 2 3 & 4 BLK 1 AS DES IN OR 4474 PG 684
Legal Subdivision	WOODLAND HOMES
Legal Block	1
Legal Lot Number	1
Jurisdiction	SANTA ROSA FL
Township / Civil Division	PACE
Census Block Group	2
Census Block	2016
Census Tract	10708

Owner

4430 Hwy 90, a commercial property, is owned by a company that bought it in February 2024.

Source: Santa Rosa County records, as of April 14, 2026

Owner of Record	Company Name on File
Mailing Address	310 BORGO ALLEGRI CV, AUSTIN, TX 78738-6166
Owner Type	Company
Vesting	Limited Liability Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 15, 2024	Warranty Deed, Transfer CLEAR TITLE/NW FL LLC, CLEAR TTL OF NORTHWEST FL LL
Sep 18, 2023	Deed of Trust, Mortgage · Line of Credit BENWORTH CAPITAL PARTNERS LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 15, 2024 · Amount on File
Deed Sale	Feb 15, 2024 · Amount on File
Prior Sale	Jan 18, 2008 · Amount on File
Deed Document Number	20246545
Deed Book / Page	4474 / 684
Prior Transfer Date	Mar 19, 2003
Prior Transfer Doc	2120000288
Record Updated	Oct 29, 2026

February 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Feb 15, 2024
Property Address	4430 HIGHWAY 90, PACE, FL 32571-2059
Document Number	0044740684
Book / Page	4474 / 684
Map Reference	MB A AT PG 111
Instrument Date	Feb 7, 2024
Instrument	202406545
Transaction Type	Transfer
Record Updated	Apr 18, 2024
Title Company	CLEAR TITLE/NW FL LLC, CLEAR TTL OF NORTHWEST FL LL

Transaction

Amount	Amount on Record
Tax	$10,150.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9413 N PALAFOX ST STE 1, 1, PENSACOLA, FL 32534-1296

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	310 BORGO ALLEGRI CV, AUSTIN, TX 78738-6166

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA ROSA FL
Property Address	4430 HIGHWAY 90, PACE, FL 32571-2059
Transaction Type	Mortgage
Record Updated	Oct 26, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9413 N PALAFOX ST 1, 1, PENSACOLA, FL 32534-1296

Mortgage

Document Number	0044341429
Date	Sep 18, 2023
Book Page	4434/1429
Instrument	202342348

Lender

Name	BENWORTH CAPITAL PARTNERS LLC
Type	Non-Lending Institution
Address	MIAMI, FL 33134

Agreement

Type	Line of Credit
Amount	Amount on Record

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Santa Rosa County
Unified School District	Santa Rosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$1,187,825 (+14.41%) Land $533,250 Building $654,575	$1,187,825 (+14.41%) Land $533,250 Building $654,575
2024	$11,904.00 (+27.38%)	$1,038,201 (+25.34%) Land $533,250 Building $504,951	$1,038,201 (+25.34%) Land $533,250 Building $504,951
2023	$9,345.00 (+17.87%)	$828,336 (+30.42%) Land $474,000 Building $354,336	$828,336 (+30.42%) Land $474,000 Building $354,336
2022	$7,928.00	$635,142	$635,142 Land $355,500 Building $279,642

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 4430 Hwy 90 in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2004.

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 22 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	22 in force
Nearby Flood Claims	3 (2004–2020)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Sep 2020 · Hurricane Sally

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4430 Hwy 90 is moderate, ranking above 45% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 84% of Florida
Wildfire Likelihood	0.07% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PACE WATER SYSTEM, INC. private · serves 49,328 people · EPA ID FL1570671
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 326 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Cox Communications, Hotwire Communications.

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