Highlands County property record for 4430 Grand Concourse, Sebring, FL 33875
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,517 sqft · built 2007 |
| Lot Size | 1.31 acres (57,333 sqft) |
| Owner | Individual Name on File |
| Last Sale | $295,900 (Apr 2021) |
| Tax Bill | $4,103 (2024) |
| Deeds & Mortgages | Jun 2020 Line of Credit Apr 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | C036910015700000 |
| Primary APN | C036910015700000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,517 sqft Living Area |
| 1st Floor Area | 2,146 sqft |
| Flooring | Ceramic Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2007 |
|---|---|
| Exterior Material | Stucco |
| Construction Type | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 57,333 sqft (1.31 acres) |
| Driveway | Driveway |
| Driveway Area | 192 sqft |
| Porch | Open Porch |
|---|---|
| Porch Area | 1,044 sqft |
| Fence | Fence |
| Shed | 1 Shed |
| Shed Area | 760 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Electric |
| Old Parcel Number | C036910015700000 |
|---|---|
| Street Address | 4430 GRAND CONCOURSE |
| City | SEBRING |
| State | FL |
| Zip | 33875-6542 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AU |
| Legal Description | SEBRING LAKES ACRES UNIT 1 TRACT 157 PER OR 143-PG 147 |
| Legal Range | 29E |
| Legal Township | 36S |
| Legal Section | 03 |
| Legal Subdivision | SEBRING LAKES ACRES UNIT 01 |
| Legal Tract | 157 |
| Legal Unit | 1 |
| Jurisdiction | HIGHLANDS FL |
| Township / Civil Division | LAKE PLACID |
| Census Block Group | 1 |
| Census Block | 1045 |
| Census Tract | 961401 |
4430 Grand Concourse is owned and occupied by an individual who bought it in April 2021.
Source: Highlands County records, as of December 12, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4430 GRAND CONCOURSE, SEBRING, FL 33875-6542 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 10, 2020 | Deed of Trust, Mortgage · Line of Credit HEARTLAND NATIONAL BANK |
| Apr 5, 2021 | Warranty Deed, Transfer · FHA Mortgage REGIONS BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 5, 2021 · Amount on File |
| Deed Sale | Apr 5, 2021 · Amount on File |
| Prior Sale | Jun 5, 2006 · Amount on File |
| Deed Document Number | 2027538 |
| Deed Book / Page | 2813 / 1648 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HIGHLANDS FL |
| Property Address | 4430 GRAND CONCOURSE, SEBRING, FL 33875-6542 |
| Transaction Type | Mortgage |
| Record Updated | Jul 28, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0001988079 |
|---|---|
| Date | Jun 10, 2020 |
| Book Page | 2756/1953 |
| Instrument | 1988079 |
| Name | HEARTLAND NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | SEBRING, FL 33870 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Jun 5, 2035 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HIGHLANDS FL |
| Recording Date | Apr 5, 2021 |
| Property Address | 4430 GRAND CONCOURSE, SEBRING, FL 33875-6542 |
| Document Number | 0002027538 |
| Book / Page | 2813 / 1648 |
| Instrument Date | Apr 1, 2021 |
| Instrument | 2027538 |
| Transaction Type | Transfer |
| Record Updated | Jul 28, 2022 |
| Title Company | EMERALD TITLE INC, EMERALD TITLE GROUP INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,071.30 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1132 HYACINTH AVE, 1132, SEBRING, FL 33875-8060 |
| Name | Verified Name |
|---|---|
| Address | 4430 GRAND CONCOURSE, SEBRING, FL 33875-6542 |
| Document Number | 0028131650 |
|---|---|
| Date | Apr 5, 2021 |
| Instrument | 2813/1650 |
| Name | REGIONS BANK |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2051 |
Source: Highlands County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Highlands County |
| Unified School District | Highlands County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $304,453 Land $14,500 Building $289,953 | $304,453 Land $14,500 Building $289,953 | |
| 2024 | $4,103.00 (+1.58%) | ||
| 2023 | $4,039.00 (+1.03%) Homeowner's exemption | $309,541 (+3%) | $320,182 (+6.54%) Land $13,500 Building $306,682 |
| 2022 | $3,998.00 Homeowner's exemption | $300,525 Land $10,000 Building $290,525 | $300,525 Land $10,000 Building $290,525 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4430 Grand Concourse in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 2017.
Source: FEMA National Flood Hazard Layer, effective November 17, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 22 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 22 in force |
| Nearby Flood Claims | 7 (2017–2024) |
| Claims Outside the SFHA | 1 of 7 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4430 Grand Concourse is high, ranking above 74% of the US, with a 0.3% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 74% of the US · above 59% of Florida |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 54 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Conexon Connect Fiber | 2,000 / 2,000 |
| Xfinity Cable · Fiber in parts of the area | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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