4430 Exeter Dr, Unit 103, Longboat Key, FL 34228 Property Records

Manatee County property record for 4430 Exeter Dr, Unit 103, Longboat Key, FL 34228

Property Summary

Property Type	Condominium
Details	2 bd · 2 ba · 1,152 sqft · built 1970
Lot Size	12.2 acres (531,451 sqft)
Owner	2 Trust Names on File
Last Sale	$705,000 (Mar 2025)
Tax Bill	$2,743 (2025)
Deeds & Mortgages	Mar 2025 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`80084-2310-8`

Property Details

APN / Parcel Number

Primary APN	`80084-2310-8`
Alternative APN	`3516368008423108`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	3 Rooms
Units	46 Units
Stories	1 Story
Building Area	1,152 sqft Living Area
1st Floor Area	1,152 sqft

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1993
Architectural Style	Mid Rise
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Flat
Roof Material	Built-Up Asphalt
Lot Area	531,451 sqft
View / Lot	Bay
Porch	Screened Porch
Porch Area	160 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	4430 EXETER DR, 103
City	LONGBOAT KEY
State	FL
Zip	34228-2223
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	LBK_R-4MX
Legal Description	APT 103 BLDG M LONGBOAT HARBOUR PI#80084.2310/8
Legal Range	16E
Legal Township	35S
Legal Section	36
Legal Subdivision	LONGBOAT HARBOUR
Legal Tract	08008401
Legal Block	M
Legal Lot Number	103
Jurisdiction	MANATEE FL
Township / Civil Division	BRADENTON
Census Block Group	1
Census Block	1001
Census Tract	1705

Owner

4430 Exeter Dr, Unit 103 is held in a trust since March 2025.

Source: Manatee County records, as of July 23, 2026

Owner of Record	2 Trust Names on File
Mailing Address	208 CARNOUSTIE CT, BELTON, MO 64012-4502
Owner Type	Company
Vesting	Trust, Revocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 17, 2025 · Amount on File
Deed Sale	Mar 17, 2025 · Amount on File
Prior Sale	Oct 3, 2016 · Amount on File
Deed Document Number	202533948
Record Updated	Oct 29, 2026

March 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MANATEE FL
Recording Date	Mar 17, 2025
Property Address	4430 EXETER DR UNIT 103, 103, LONGBOAT KEY, FL 34228-2223
Document Number	0041033948
Map Reference	MB 478 PG 9
Instrument Date	Mar 14, 2025
Instrument	202541033948
Transaction Type	Transfer
Record Updated	Jun 30, 2026
Title Company	MAGNOLIA TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,935.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	306 SILVER ROCK RD, ADRIAN, PA 16210-2622

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	208 CARNOUSTIE CT, BELTON, MO 64012-4502

Mortgage

Document Number	0041033949
Date	Mar 17, 2025
Instrument	202541033949

Lender

Name	RAYMOND JAMES BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	5.62%
Adjustable	Adjustable Rate Rider
Type Change Date	Apr 1, 2030
Change Frequency	Annually
Min Rate At Change	3.62%
Max Rate At Change	7.62%
Max Rate	10.6%

Tax Assessment & Valuation

The 2025 property tax bill for 4430 Exeter Dr, Unit 103 was $2,743, down 66.9% from the year before.

Source: Manatee County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Manatee County
Municipality	Longboat Key Town
Unified School District	Manatee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$434,697 (+160.92%) Building $434,697	$434,697 (+160.92%) Building $434,697
2025	$2,743.00 (-66.88%)	$166,600 Building $166,600	$166,600 Building $166,600
2024	$8,282.00 (-0.42%)
2023	$8,317.00 (+33.56%)	$527,000 (+23.93%) Building $527,000	$527,000 (+23.93%) Building $527,000
2022	$6,227.00 Homeowner's exemption	$425,250 Building $425,250	$425,250 Building $425,250

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 4430 Exeter Dr, Unit 103 in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	9.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 271 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1,681 units insured incl. 1,410 condo units
Nearby Flood Claims	159 (2017–2024)
Claims Outside the SFHA	5 of 159
Most Recent Claim	Dec 2024 · rainfall accumulation
Claims by Event	Hurricane Milton, Oct 2024 · 16 claims Hurricane Helene, Sep 2024 · 137 claims Hurricane Irma, Sep 2017 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 4430 Exeter Dr, Unit 103 has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF LONGBOAT KEY serves 7,098 people · EPA ID FL6411098
Water Source	Purchased surface water from several systems
Last State Inspection	Apr 2024
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	11 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 75 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Frontier, Hotwire Communications.

Nearby Properties on Exeter Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures