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4430 E Monte Cristo Ave, Phoenix, AZ 85032 Property Records

Maricopa County property record for 4430 E Monte Cristo Ave, Phoenix, AZ 85032

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 2,181 sqft · built 1985
Lot Size0.25 acres (10,909 sqft)
Owner2 Individual Names on File
Last Sale$1,035,000 (Dec 2025)
Tax Bill$3,025 (2025)
Deeds & MortgagesDec 2025 Sale & Mortgage
Dec 2019 Mortgage
Flood ZoneZone X (moderate risk)
APN215-29-046

Property Details

APN / Parcel Number

Primary APN215-29-046
Alternative APN
  • 215290465

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures8 Plumbing Fixtures
Total Rooms8 Rooms
Stories1 Story
Building Area2,181 sqft Living Area
Gross Area2,505 sqft
1st Floor Area2,181 sqft

Exterior

Year BuiltBuilt 1985
Effective Year BuiltEffective 1985
Exterior MaterialFrame/Stucco
Construction TypeFrame
Roof MaterialTile
Lot Area10,909 sqft (0.25 acres)
Parking Spaces2 Parking Spaces
Pool Area360 sqft
Patio Area324 sqft

Utilities, Heating & Cooling

Cooling SystemRefrigeration
Heating SystemForced Air with A/C

Location & Zoning

Street Address4430 E MONTE CRISTO AVE
CityPHOENIX
StateAZ
Zip85032-4274
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-10
Legal DescriptionGREENBRIER EAST UNIT 12 MCR 275-19
Legal Range4E
Legal Township3N
Legal Section6
Legal SubdivisionGREENBRIER EAST UNIT 12
Legal Lot Number30
Legal Unit12
JurisdictionMARICOPA AZ
Township / Civil DivisionPHOENIX
Census Block Group2
Census Block2003
Census Tract103215

Owner

4430 E Monte Cristo Ave is owned by two individuals who bought it in December 2025.

Source: Maricopa County records, as of October 13, 2026

Owner of Record2 Individual Names on File
Mailing Address244 CENTRAL AVE S, WAYZATA, MN 55391-1818
Owner TypeIndividual
VestingTenants in Common

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Dec 30, 2025Warranty Deed, Transfer · Conventional Mortgage
CROSSCOUNTRY MORTGAGE LLC
Dec 30, 2019Deed of Trust, Mortgage · Conventional Mortgage
ONEAZ CU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 30, 2025 · Amount on File
Deed SaleDec 30, 2025 · Amount on File
Prior SaleSep 9, 2025 · Amount on File
Deed Document Number2025751848
Record UpdatedOct 29, 2026

December 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMARICOPA AZ
Recording DateDec 30, 2025
Property Address4430 E MONTE CRISTO AVE, PHOENIX, AZ 85032-4274
Document Number0000751848
Map ReferenceMB 275 PG 3
Instrument DateDec 2, 2025
Instrument20250751848
Transaction TypeTransfer
Record UpdatedJan 9, 2026
Title CompanyNVR TITLE, NAVI TITLE AGENCY LLC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyVerified / From Affidavit
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address5040 E SHEA BLVD, SCOTTSDALE, AZ 85254-4600

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Common
Address244 CENTRAL AVE S, WAYZATA, MN 55391-1818

Mortgage

Document Number0000751849
DateDec 30, 2025
Instrument20250751849
Lender
NameCROSSCOUNTRY MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueJan 1, 2056

December 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARICOPA AZ
Property Address4430 E MONTE CRISTO AVE, PHOENIX, AZ 85032-4274
Document Number0000008149
Instrument DateDec 30, 2019
Transaction TypeMortgage
Record UpdatedJan 15, 2020
Title CompanyEMPIRE W TITLE AGENCY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property
Address4430 E MONTE CRISTO AVE PHOENIX AZ 850324274, PHOENIX, AZ 85032-4274

Mortgage

Document Number0000008149
DateJan 6, 2020
Instrument8149
Lender
NameONEAZ CU
AddressPHOENIX, AZ 85027
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueJan 5, 2050
Interest
Rate TypeAdjustable Rate
Rate3.12%

Tax Assessment & Valuation

The 2025 property tax bill for 4430 E Monte Cristo Ave was $3,025.

Source: Maricopa County assessment roll, as of October 22, 2025

Property Jurisdictions

TypeName
StateArizona
CountyMaricopa County
MunicipalityPhoenix City
Unified School DistrictParadise Valley Unified District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$60,100 (+72%)$601,000 (+9.02%) Land $120,200 Building $480,800
2025$3,025.00$34,942 (-40.99%)$551,300 (-6.89%) Land $110,200 Building $441,100
2024$59,210$592,100 Land $118,400 Building $473,700
2023$2,880.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4430 E Monte Cristo Ave in Zone X, an area of moderate flood risk.

Source: FEMA National Flood Hazard Layer, effective October 2, 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 4430 E Monte Cristo Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF PHOENIX
serves 1,695,000 people · EPA ID AZ0407025
Water SourceSurface water
Last State InspectionDec 2025
Lead3 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityTurbidity
resolved · Jan 2021
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 593 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Fiber · Cable in parts of the area		2,000 / 35
Tristate Wi-Fi by Wi-Fiber
Fixed Wireless		400 / 150
CenturyLink
DSL		140 / 20
T-Mobile
Fixed Wireless		100 / 20
AT&T
Fixed Wireless		100 / 20

May also be available: Verizon.

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