4430 E 580, Locust Grove, OK 74352 Property Records

Mayes County property record for 4430 E 580, Locust Grove, OK 74352

Property Summary

Property Type	Rural Home
Details	3 bd · 2 ba · 2,710 sqft · built 2018
Lot Size	60 acres (2,613,600 sqft)
Owner	2 Individual Names on File
Last Sale	$120,000 (Nov 2016)
Tax Bill	$4,021 (2025)
Deeds & Mortgages	Apr 2018 Mortgage Sep 2017 Construction Loan + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0000-33-20N-20E-2-001-00`

Property Details

APN / Parcel Number

Primary APN	`0000-33-20N-20E-2-001-00`
Alternative APN	`3573`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,710 sqft Living Area
1st Floor Area	2,710 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Architectural Style	Traditional
Exterior Material	Brick Veneer
Construction Type	Brick
Roof Material	Metal
Lot Area	2,613,600 sqft (60 acres)
Garage Type	Carport
Garage Area	720 sqft
Carport	Carport
Carport Area	720 sqft
Porch	Slab
Shed	1 Shed
Shed Area	400 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	3573
Street Address	4430 E 580
City	LOCUST GROVE
State	OK
Zip	74352-4973
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	CR
Legal Description	33-20-20 363/409 NENW,W2NWNE
Legal Range	20E
Legal Township	20N
Legal Section	33
Legal Subdivision	T20N-R20E
Jurisdiction	MAYES OK
Township / Civil Division	LOCUST GROVE
Census Block Group	1
Census Block	1025
Census Tract	40501

Owner

4430 E 580, a rural home, is owned and occupied by two individuals who bought it in November 2016.

Source: Mayes County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4430 E 580, LOCUST GROVE, OK 74352-4973
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 17, 2018	Deed of Trust, Mortgage · Conventional Mortgage EVERETT FINANCIAL INC
Sep 5, 2017	Deed of Trust, Mortgage · Construction Mortgage FIRST BANK
Dec 9, 2020	Deed of Trust, Mortgage · Conventional Mortgage RCB BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 22, 2016 · Amount on File
Deed Sale	Nov 22, 2016 · Amount on File
Deed Document Number	20161996-676618
Deed Book / Page	1320 / 245
Record Updated	Oct 29, 2026

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MAYES OK
Property Address	4430 E 580, LOCUST GROVE, OK 74352-4973
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1354/0451
Date	Apr 17, 2018
Book Page	1354/0451
Instrument	1996-687757

Lender

Name	EVERETT FINANCIAL INC
Type	Funding / Finance Company
Address	DALLAS, TX 75254

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2048

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MAYES OK
Property Address	4430 E 580, LOCUST GROVE, OK 74352-4973
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1338/0734
Date	Sep 5, 2017
Book Page	1338/0734
Instrument	1996-682799

Lender

Name	FIRST BANK
Type	Bank
Address	CHOUTEAU, OK 74337

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	6 Months
Due	Mar 1, 2018

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MAYES OK
Property Address	4430 E 580, LOCUST GROVE, OK 74352-4973
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRSTITLE & SMITH BROTHERS A

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1426/843
Date	Dec 9, 2020
Book Page	1426/843
Instrument	1996-708679

Lender

Name	RCB BANK
Type	Bank
Address	OWASSO, OK 74055

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	179 Months
Due	Nov 1, 2035

Tax Assessment & Valuation

The 2025 property tax bill for 4430 E 580 was $4,021 with a homeowner's exemption, up 2.9% from the year before.

Source: Mayes County assessment roll, as of January 16, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Mayes County
Unified School District	Locust Grove Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$45,635 (+3%) Land $2,935 Building $42,700	$407,464 (-32.23%) Land $26,208 Building $381,256
2025	$4,021.00 (+2.89%) Homeowner's exemption	$44,307 (+3%) Land $2,850 Building $41,457	$601,240 (-1.37%) Land $36,719 Building $564,521
2024	$3,908.00 (+18%) Homeowner's exemption	$43,017 (+15.15%) Land $2,767 Building $40,250	$609,621 (+32.4%) Land $36,719 Building $572,902
2023	$3,312.00 Homeowner's exemption	$37,357 Land $2,465 Building $34,892	$460,424 Land $36,719 Building $423,705

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4430 E 580 in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 13, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4430 E 580 is high, ranking above 82% of the US, with a 0.7% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 82% of the US · above 62% of Oklahoma
Wildfire Likelihood	0.7% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOCUST GROVE PWA serves 1,600 people · EPA ID OK1021668
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	41 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Salina Spavinaw Telephone Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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