4430 Copeland Loop, Unit 103, Highlands Ranch (Littleton), CO 80126 Property Records

Douglas County property record for 4430 Copeland Loop, Unit 103, Highlands Ranch, CO 80126

Property Summary

Property Type	Condominium
Details	3 bd · 2 ba · 1,173 sqft · built 2005
Owner	2 Individual Names on File
Last Sale	$380,000 (Jan 2024)
Tax Bill	$2,824 (2025)
Deeds & Mortgages	Jan 2024 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`2231-06-2-03-025`

Property Details

APN / Parcel Number

Primary APN	`2231-06-2-03-025`
Alternative APNs	`R0463811` `0463811`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,173 sqft Living Area
1st Floor Area	1,173 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Condo/Apartment
Exterior Material	Combination
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Garage Area	220 sqft
Porch	Porch
Porch Area	127 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R0463811
Street Address	4430 COPELAND LOOP, 103
City	HIGHLANDS RANCH
State	CO
Zip	80126-7446
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	UNIT 103 BLDG 25 SHADOW CANYON CONDOS PHASE 25
Legal Range	67W
Legal Township	06S
Legal Section	06
Legal Quarter	NW
Legal Subdivision	SHADOW CANYON CONDOS
Legal Phase	25
Legal Block	25
Legal Lot Number	103
Jurisdiction	DOUGLAS CO
Township / Civil Division	SEDALIA
Census Block Group	1
Census Block	1008
Census Tract	14139

Owner

4430 Copeland Loop, Unit 103 is owned by two individuals who bought it in January 2024.

Source: Douglas County records, as of June 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4430 COPELAND LOOP, 103, HIGHLANDS RANCH, CO 80126-7446
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 19, 2024 · Amount on File
Deed Sale	Jan 19, 2024 · Amount on File
Prior Sale	Dec 29, 2009 · Amount on File
Deed Document Number	20242241
Record Updated	Oct 29, 2026

January 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DOUGLAS CO
Recording Date	Jan 19, 2024
Property Address	4430 COPELAND LOOP UNIT 103, 103, HIGHLANDS RANCH, CO 80126-7446
Document Number	0000002241
Map Reference	DOC 2005089456
Instrument Date	Jan 12, 2024
Instrument	2024002241
Transaction Type	Transfer
Record Updated	May 25, 2026
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$38.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	4430 COPELAND LOOP UNIT 103, 103, HIGHLANDS RANCH, CO 80126-7446

Mortgage

Document Number	0000002242
Date	Jan 19, 2024
Instrument	2024002242

Lender

Name	GUARDIAN MORTGAGE CO INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2054

Tax Assessment & Valuation

The 2025 property tax bill for 4430 Copeland Loop, Unit 103 was $2,824, up 9.4% from the year before.

Source: Douglas County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Douglas County
Unified School District	Douglas County School District RE-1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$27,030 (-) Building $27,030	$397,572 (-) Building $397,572
2025	$2,824.00 (+9.41%)	$27,030 Building $27,030	$397,572 Building $397,572
2024	$2,581.00 (-6.04%)
2023	$2,747.00 (+27.59%)	$29,820 (+40.4%) Building $29,820	$445,128 (+45.65%) Building $445,128
2022	$2,153.00	$21,240 Building $21,240	$305,625 Building $305,625

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4430 Copeland Loop, Unit 103 in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2016.

Source: FEMA National Flood Hazard Layer, effective June 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2016)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2016 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4430 Copeland Loop, Unit 103 is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.6% of Colorado
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHERN DOUGLAS COUNTY WSD serves 6,160 people · EPA ID CO0118016
Water Source	Purchased surface water from HIGHLANDS RANCH WSD
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 369 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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