4430 Caldera Cir, Naples, FL 34119 Property Records

Collier County property record for 4430 Caldera Cir, Naples, FL 34119

Property Summary

Property Type	Single Family Home
Details	3,170 sqft · built 2019
Lot Size	0.23 acres (10,019 sqft)
Owner	2 Individual Names on File
Last Sale	$759,530 (Oct 2019)
Tax Bill	$6,446 (2025)
Deeds & Mortgages	Apr 2026 Line of Credit Jan 2021 Mortgage + 1 more
Flood Zone	Zone AH (high risk)
APN	`537659 2383B09`

Property Details

APN / Parcel Number

Primary APN	`537659 2383B09`
Alternative APN	`66035005726`

Interior

Stories	1 Story
Building Area	3,170 sqft Living Area
1st Floor Area	3,170 sqft

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Construction Type	Masonry / Concrete Block
Lot Area	10,019 sqft (0.23 acres)
Deck Area	740 sqft

Location & Zoning

Street Address	4430 CALDERA CIR
City	NAPLES
State	FL
Zip	34119-9057
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PARKLANDS PLAT ONE LOT 238
Legal Range	26
Legal Township	48
Legal Section	9
Legal Subdivision	PARKLANDS PLAT 1
Legal Tract	537659
Legal Block	1
Legal Lot Number	238
Jurisdiction	COLLIER FL
Township / Civil Division	IMMOKALEE
Census Block Group	1
Census Block	1015
Census Tract	11209

Owner

4430 Caldera Cir is owned and occupied by two individuals who bought it in October 2019.

Source: Collier County records, as of August 25, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4430 CALDERA CIR, NAPLES, FL 34119-9057
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 24, 2026	Deed of Trust, Mortgage · Line of Credit BANK OF AMIERCA NA
Jan 19, 2021	Deed of Trust, Mortgage · Conventional Mortgage FAIRWAY FUNDING GROUP INC
Oct 10, 2019	Special Warranty Deed, Transfer · Conventional Mortgage PMAC LENDING SERVICES INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 10, 2019 · Amount on File
Deed Sale	Oct 10, 2019 · Amount on File
Deed Document Number	20195775937
Deed Book / Page	5682 / 3550
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIER FL
Recording Date	Apr 24, 2026
Property Address	4430 CALDERA CIR, NAPLES, FL 34119-9057
Document Number	0065792587
Book / Page	6579 / 2587
Instrument Date	Apr 15, 2026
Instrument	20266815779
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	WFG LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4430 CALDERA CIR, NAPLES, FL 34119-9057

Mortgage

Document Number	0006815779,
Date	Apr 24, 2026
Book Page	6579/2587
Instrument	20266815779

Lender

Name	BANK OF AMIERCA NA

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Apr 15, 2056

Interest

Rate	6.22%
Max Rate	-1%

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIER FL
Property Address	4430 CALDERA CIR, NAPLES, FL 34119-9057
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4430 CALDERA CIR, NAPLES, FL 34119-9057

Mortgage

Document Number	0058771656
Date	Jan 19, 2021
Book Page	5877/1656
Instrument	5986208

Lender

Name	FAIRWAY FUNDING GROUP INC
Type	Mortgage Company
Address	BRADENTON, FL 34202

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2051

October 2019: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	COLLIER FL
Recording Date	Oct 10, 2019
Property Address	4430 CALDERA CIR, NAPLES, FL 34119-9057
Document Number	0056823550
Book / Page	5682 / 3550
Map Reference	MB 58 PG 37
Instrument Date	Oct 8, 2019
Instrument	5775937
Transaction Type	Transfer
Record Updated	Dec 30, 2021
Title Company	NOVA TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,317.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1600 SAWGRASS CORPORATE PKWY STE 400, 1600, SUNRISE, FL 33323-2890

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4430 CALDERA CIR, NAPLES, FL 34119-9057

Mortgage

Document Number	0056823552
Date	Oct 10, 2019
Instrument	5682-3552

Lender

Name	PMAC LENDING SERVICES INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2049
Prepayment Penalty	12 Months

Interest

Rate Type	Adjustable Rate
Rate	5.25%
Adjustable	Adjustable Rate Rider
Type Change Date	Nov 1, 2026
Change Frequency	Annually
Min Rate At Change	5.25%
Max Rate At Change	7.25%
Index	1-Year LIBOR
Max Rate	11.2%

Tax Assessment & Valuation

The 2025 property tax bill for 4430 Caldera Cir was $6,446 with a homeowner's exemption, up 2.3% from the year before.

Source: Collier County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Collier County
Unified School District	Collier County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$708,507 (+2.7%)	$1,038,545 (-10.1%) Land $429,477 Building $609,068
2025	$6,446.00 (+2.32%) Homeowner's exemption	$689,880	$1,155,269 Land $695,912 Building $459,357
2024	$6,300.00 (+0.77%)
2023	$6,252.00 (-2.78%) Homeowner's exemption	$650,910 (+3%)	$1,420,029 (+13.42%) Land $733,193 Building $686,836
2022	$6,431.00 Homeowner's exemption	$631,951	$1,251,990 Land $523,242 Building $728,748

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4430 Caldera Cir in Zone AH, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AH high risk · shallow ponding 1–3 ft
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 545 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	545 in force
Nearby Flood Claims	3 (2017–2023)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Oct 2023
Claims by Event	Hurricane Irma, Sep 2017 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4430 Caldera Cir is moderate, ranking above 60% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 60% of the US · lower than 66% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COLLIER COUNTY REGIONAL WTP serves 216,993 people · EPA ID FL5114069
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	9 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 369 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	2,000 / 1,000
Xfinity Fiber · Cable in parts of the area	1,200 / 35

May also be available: Hotwire Communications.

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