443 Water Tower Loop, Laceys Spring, AL 35754 Property Records

Morgan County property record for 443 Water Tower Loop, Laceys Spring, AL 35754

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,740 sqft · built 1987
Lot Size	0.4 acres (17,424 sqft)
Owner	2 Individuals on Record
Deeds & Mortgages	Apr 2021 Mortgage Feb 2005 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`08-09-30-0-205-001.004`

Property Details

APN / Parcel Number

Primary APN	`08-09-30-0-205-001.004`
Alternative APNs	`772140` `18603`

Interior

Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,740 sqft Living Area
1st Floor Area	1,740 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Exterior Material	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	17,424 sqft (0.4 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	772140
Street Address	443 WATER TOWER LOOP
City	LACEYS SPRING
State	AL
Zip	35754-6325
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT NW1/4 SW1/4 BEG INT SO LN & SW ROW CO RD 54 TH NW 165'S ON SW ROW TH SW 175'S TH SE 95'S TO SO LN TH E 165'S ON SO LN TO P
Legal Range	1E
Legal Township	6S
Legal Section	30
Jurisdiction	MORGAN AL
Township / Civil Division	LACEYS SPRING
Census Block Group	1
Census Block	1032
Census Tract	5703

Owner

Source: Morgan County assessment roll, as of June 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individuals on Record
Mailing Address	443 WATER TOWER LOOP, LACEYS SPRING, AL 35754-6325
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 7, 2021	Deed of Trust, Mortgage · Closed-End Mortgage REGIONS BANK
Feb 4, 2005	Deed of Trust, Mortgage · Conventional Mortgage AMSOUTH BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Sep 20, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MORGAN AL
Property Address	443 WATER TOWER LOOP, LACEYS SPRING, AL 35754-6325
Transaction Type	Mortgage
Record Updated	Jun 19, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	2021/18997
Date	Apr 7, 2021
Book Page	2021/18997

Lender

Name	REGIONS BANK
Type	Bank
Address	BIRMINGHAM, AL 35211

Agreement

Type	Closed-End Mortgage
Amount	Amount Recorded

February 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MORGAN AL
Property Address	443 WATER TOWER LOOP, LACEYS SPRING, AL 35754-6325
Transaction Type	Mortgage
Record Updated	Jun 19, 2026
Title Company	LENDERS TITLE AND ESCROW LLC, LENDERS TITLE & ESCROW OF AL

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	2005/06233
Date	Feb 4, 2005
Book Page	2005/06233

Lender

Name	AMSOUTH BANK
Type	Bank
Address	BIRMINGHAM, AL 35244

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	179 Months
Due	Jan 1, 2020

Tax Assessment & Valuation

Source: Morgan County assessment roll, as of June 19, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Morgan County
Unified School District	Morgan County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$13,320 (-) Land $560 Building $12,760	$133,200 (-) Land $5,600 Building $127,600
2024		$13,320 (-) Land $560 Building $12,760	$133,200 (-) Land $5,600 Building $127,600
2023	Homeowner's exemption Disabled Person's exemption	$13,320 Land $560 Building $12,760	$133,200 Land $5,600 Building $127,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 21 policies
Nearby Flood Policies	21 in force
Nearby Flood Claims	6 (1995–2020)
Claims Outside the SFHA	2 of 6
Most Recent Claim	Apr 2020 · rainfall accumulation
Claims by Event	Severe Storms, Straight-line Winds, Tornadoes, And Flooding, Feb 2019 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 80% of Alabama
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	UNION GROVE UTILITY BOARD serves 3,072 people · EPA ID AL0000951
Water Source	Purchased surface water from CITY OF ARAB, WATER WORKS BOARD OF THE
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Coliform assessment Jul 2022
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 63 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
GoNetspeed Fiber	1,000 / 1,000

May also be available: Verizon.

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