443 W Temperance Rd, Temperance, MI 48182 Property Records

Monroe County property record for 443 W Temperance Rd, Temperance, MI 48182

Property Summary

Property Type	Single Family Home
Lot Size	2.87 acres (125,017 sqft)
Owner	2 Individual Names on Record
Last Sale	$315,000 (Aug 2018)
Tax Bill	$4,739 (2025)
Deeds & Mortgages	May 2026 Mortgage Aug 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`02-023-017-10`

Property Details

APN / Parcel Number

Primary APN	`02-023-017-10`

Exterior

Lot Area	125,017 sqft (2.87 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	443 W TEMPERANCE RD
City	TEMPERANCE
State	MI
Zip	48182-9369
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SEC 23 T8S R7E 3.70 ACRES SEC 23 T8S R7E COM 192.34 FT N 89D 33M 27S W FROM N 1/4 COR; TH S 0 DEG 10' 08" E 890.74 FT; TH N
Legal Range	07E
Legal Township	08S
Legal Section	23
Legal Subdivision	FLAT CREEK
Jurisdiction	MONROE MI
Township / Civil Division	BEDFORD
Census Block Group	1
Census Block	1002
Census Tract	833500

Owner

Source: Monroe County records, as of September 3, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	443 W TEMPERANCE RD, TEMPERANCE, MI 48182-9369
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 8, 2026	Deed of Trust, Mortgage · Conventional Mortgage METRO COMMUNITY CREDIT UNION
Aug 29, 2018	Warranty Deed, Transfer · Conventional Mortgage ARK LA TEX FINANCIAL SERVICES

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 29, 2018 · Amount on Record
Deed Sale	Aug 29, 2018 · Amount on Record
Prior Sale	Mar 18, 2016 · Amount on Record
Deed Document Number	201815380
Prior Transfer Date	Dec 3, 2010
Prior Transfer Doc	0000022577
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE MI
Recording Date	May 8, 2026
Property Address	443 W TEMPERANCE RD, TEMPERANCE, MI 48182-9369
Document Number	0000008356
Instrument Date	May 4, 2026
Instrument	20268356
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	443 W TEMPERANCE RD, TEMPERANCE, MI 48182-9369

Mortgage

Document Number	0000008356,
Date	May 8, 2026
Instrument	20268356

Lender

Name	METRO COMMUNITY CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	May 8, 2036

Interest

Rate Type	Fixed Rate
Rate	6.46%
Initial Type	Fixed Rate
Max Rate	-1%

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE MI
Recording Date	Aug 29, 2018
Property Address	443 W TEMPERANCE RD, TEMPERANCE, MI 48182-9369
Document Number	2018R15380
Instrument Date	Aug 24, 2018
Instrument	2018R15380
Transaction Type	Transfer
Record Updated	Jul 13, 2021
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,709.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	443 W TEMPERANCE RD, TEMPERANCE, MI 48182-9369

Mortgage

Document Number	0000015381
Date	Aug 29, 2018
Instrument	2018R15381

Lender

Name	ARK LA TEX FINANCIAL SERVICES
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2048

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of September 3, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Monroe County
County Subdivision	Bedford Township
Unified School District	Bedford Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$238,000 (+4.07%) Land $238,000	$476,000 (+4.07%) Land $476,000
2025	$4,739.00 (+12.75%) Homeowner's exemption	$228,700 (+30.69%) Land $228,700	$457,400 (+30.69%) Land $457,400
2023	$4,203.00 Homeowner's exemption	$175,000	$350,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	9 in force
Nearby Flood Claims	5 (1987–2017)
Most Recent Claim	Mar 2017 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 91% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 120 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Buckeye Cablesystem Cable · Fiber in parts of the area	1,000 / 20
Starlink Satellite	280 / 30
Mercury Fiber Fixed Wireless	150 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Frontier.

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