443 W 18th St, Merced, CA 95340 Property Records

Merced County property record for 443 W 18th St, Merced, CA 95340

Property Summary

Property Type	Commercial
Lot Size	0.172 acres (7,500 sqft)
Owner	Company Name on Record
Last Sale	$510,000 (Jun 2021)
Tax Bill	$8,120 (2025)
Deeds & Mortgages	Jun 2021 Construction Loan Jun 2021 Sale & Construction Loan
Flood Zone	Zone AO (high risk)
APN	`031-064-015-000`

Property Details

APN / Parcel Number

Primary APN	`031-064-015-000`
Alternative APN	`031-064-015`

Exterior

Lot Area	7,500 sqft (0.172 acres)

Location & Zoning

Old Parcel Number	031-064-015
Street Address	443 W 18TH ST
City	MERCED
State	CA
Zip	95340-4803
Property Category	Commercial
Property Type	Commercial > Retail
Legal Description	MERCED LOT 11 BLK 146
Legal Subdivision	MERCED
Legal Block	146
Legal Lot Number	11
Jurisdiction	MERCED CA
Township / Civil Division	MERCED
Census Block Group	3
Census Block	3009
Census Tract	1302

Owner

Source: Merced County records, as of September 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	451 W 18TH ST, MERCED, CA 95340-4803
Owner Type	Company
Vesting	Limited Liability Company

Deeds, Mortgages & Sale History

Date	Document
Jun 9, 2021	Deed of Trust, Mortgage · Construction Mortgage FRESNO FIRST BANK
Jun 9, 2021	Grant Deed, Transfer · Construction Mortgage FRESNO FIRST BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 9, 2021 · Amount on Record
Deed Sale	Jun 9, 2021 · Amount on Record
Deed Document Number	202125749
Prior Transfer Date	Apr 29, 2009
Prior Transfer Doc	0000023602
Record Updated	Oct 29, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MERCED CA
Property Address	443 W 18TH ST, MERCED, CA 95340-4803
Transaction Type	Mortgage
Record Updated	May 30, 2023
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	451 W 18TH STREET, FRESNO, CA 93711

Mortgage

Document Number	0000025757
Date	Jun 9, 2021
Instrument	2021025757

Lender

Name	FRESNO FIRST BANK
Type	Bank
Address	FRESNO, CA 93711

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

June 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MERCED CA
Recording Date	Jun 9, 2021
Property Address	443 W 18TH ST, MERCED, CA 95340-4803
Document Number	0000025749
Map Reference	VOL 1 PG 12
Instrument Date	Mar 2, 2021
Instrument	2021025749
Transaction Type	Transfer
Record Updated	May 30, 2023
Title Company	FIDELITY NATIONAL TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000025752
Date	Jun 9, 2021
Instrument	2021025752

Lender

Name	FRESNO FIRST BANK
Type	Bank
Address	FRESNO, CA 93711

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Merced County assessment roll, as of August 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Merced County
Municipality	Merced City
Elementary School District	Merced City Elementary School District (KG - 08)
Secondary School District	Merced Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,408,077 (+155.07%) Land $110,406 Building $1,297,671
2025	$8,120.00 (+4.81%)	$552,038 (+4.04%) Land $108,242 Building $443,796
2024	$7,747.00 (+1.04%)
2023	$7,667.00 (+20.27%)	$530,604 Land $104,040 Building $426,564
2022	$6,375.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AO high risk · sheet flow 1–3 ft
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 59 policies
Nearby Flood Policies	59 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MERCED serves 96,073 people · EPA ID CA2410009
Water Source	Groundwater
Last State Inspection	Sep 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 552 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
unWired Broadband Fixed Wireless	400 / 50
Cal.net Fixed Wireless	100 / 20

May also be available: AT&T, Ayera Technologies, GeoLinks, T-Mobile, Verizon.

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