443 Verbena St, Roscoe, IL 61073 Property Records

Winnebago County property record for 443 Verbena St, Roscoe, IL 61073

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,241 sqft · built 2002
Lot Size	0.42 acres (18,295 sqft)
Owner	Individual Name on File
Last Sale	$157,000 (May 2011)
Tax Bill	$7,380 (2025)
Deeds & Mortgages	Apr 2026 Line of Credit Oct 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`04-32-353-026`

Property Details

APN / Parcel Number

Primary APN	`04-32-353-026`
Alternative APNs	`432353026` `032C405`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,241 sqft Living Area
Basement Area	1,241 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Exterior Material	Aluminum/Vinyl
Lot Area	18,295 sqft (0.42 acres)
Garage Area	704 sqft
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating Fuel	Gas

Location & Zoning

Account Number	032C405
Street Address	443 VERBENA ST
City	ROSCOE
State	IL
Zip	61073-6308
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1 - SINGL
Legal Description	CHICORY RIDGE NO 4 PT SW 1/4 SEC 32-46-2 LOT 105
Legal Range	2
Legal Township	46
Legal Section	32
Legal Subdivision	CHICORY RDG SUB 4
Legal Lot Number	105
Jurisdiction	WINNEBAGO IL
Township / Civil Division	ROSCOE
Census Block Group	2
Census Block	2010
Census Tract	3901

Owner

443 Verbena St is owned and occupied by an individual who bought it in May 2011.

Source: Winnebago County records, as of July 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	443 VERBENA ST, ROSCOE, IL 61073-6308
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 24, 2026	Deed of Trust, Mortgage · Line of Credit ASSOCIATED BANK
Oct 14, 2020	Deed of Trust, Mortgage · Conventional Mortgage ASSOCIATED BK
Sep 7, 2018	Deed of Trust, Mortgage · Conventional Mortgage ASSOCIATED BK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 27, 2011 · Amount on File
Deed Sale	May 27, 2011 · Amount on File
Deed Document Number	20111019390
Record Updated	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINNEBAGO IL
Recording Date	Apr 24, 2026
Property Address	443 VERBENA ST, ROSCOE, IL 61073-6308
Document Number	0000009969
Instrument Date	Apr 4, 2026
Instrument	20269969
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	443 VERBENA ST, ROSCOE, IL 61073-6308
Investor	Possibly a Property Investor

Mortgage

Document Number	0000009969,
Date	Apr 24, 2026
Instrument	20269969

Lender

Name	ASSOCIATED BANK

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Apr 28, 2056

Interest

Rate	6%
Max Rate	-1%

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINNEBAGO IL
Property Address	443 VERBENA ST, ROSCOE, IL 61073-6308
Document Number	0001037688
Instrument Date	Oct 14, 2020
Transaction Type	Mortgage
Record Updated	Jan 28, 2021
Title Company	GREATER ILLINOIS TITLE COMPANY, GREATER ILLINOIS TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	443 VERBENA ST ROSCOE IL 610736308, ROSCOE, IL 61073-6308

Mortgage

Document Number	0001037688
Date	Dec 8, 2020
Instrument	1037688

Lender

Name	ASSOCIATED BK
Type	Bank
Address	GREEN BAY, WI 54301

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 7, 2050

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINNEBAGO IL
Property Address	443 VERBENA ST, ROSCOE, IL 61073-6308
Document Number	0001026491
Instrument Date	Sep 7, 2018
Transaction Type	Mortgage
Record Updated	Oct 8, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	443 VERBENA ST ROSCOE IL 610736308, ROSCOE, IL 61073-6308

Mortgage

Document Number	0001026491
Date	Sep 12, 2018
Instrument	1026491

Lender

Name	ASSOCIATED BK NA
Address	GREEN BAY, WI 54301

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 11, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 443 Verbena St was $7,380 with a homeowner's exemption, up 4% from the year before.

Source: Winnebago County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Winnebago County
County Subdivision	Roscoe Township
Municipality	Roscoe Village
Secondary School District	Hononegah Community High School District 207 (09 - 12)
Elementary School District	Kinnikinnick Community Consolidated School District 131 (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,380.00 (+3.97%) Homeowner's exemption	$93,848 (+9.49%) Land $18,600 Building $75,248	$281,544 (+9.49%) Land $55,800 Building $225,744
2024	$7,098.00	$85,714 Land $16,988 Building $68,726	$257,142 Land $50,964 Building $206,178
2022	Homeowner's exemption	$70,318 Land $13,936 Building $56,382	$210,954 Land $41,808 Building $169,146

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 443 Verbena St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 12, 2023

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 443 Verbena St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 79% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTH PARK PWD serves 35,580 people · EPA ID IL2015500
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 58 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: i3 Broadband, Metronet, T-Mobile, Verizon.

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