Avery County property record for 443 Temple Spring Ln, Newland, NC 28657
| Property Type | Seasonal / Vacation Home |
|---|---|
| Details | 3 bd · 2 ba · 1,308 sqft · built 1984 |
| Owner | 2 Individual Names on Record |
| Last Sale | $130,000 (Feb 2019) |
| Tax Bill | $594 (2025) |
| Deeds & Mortgages | Mar 2022 Mortgage Feb 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 70878 |
| Primary APN | 70878 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,308 sqft Heated Area |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 2 Fireplaces |
| Fireplace | Fireplace |
| Year Built | Built 1984 |
|---|---|
| Effective Year Built | Effective 2004 |
| Exterior Material | Wood |
| Foundation Type | Footing |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Deck Area | 250 sqft |
| Patio Area | 250 sqft |
| Storage Building | 80 sqft |
| Cooling System | None |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Coal |
| Account Number | 70878 |
|---|---|
| Street Address | 443 TEMPLE SPRING LN |
| City | NEWLAND |
| State | NC |
| Zip | 28657-8186 |
| Property Category | Residential |
| Property Type | Residential > Specialized > Seasonal / Vacation Home |
| Legal Description | DIST:5 CITY/MUNI/TWP:LINVILLE |
| Jurisdiction | AVERY NC |
| Township / Civil Division | NEWLAND NO. 1 |
| Census Block Group | 4 |
| Census Block | 4007 |
| Census Tract | 930301 |
Source: Avery County records, as of December 3, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 111 W LEE ST, MEBANE, NC 27302-3131 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 18, 2022 | Deed of Trust, Mortgage · Conventional Mortgage WYNDHAM CAPITAL MORTGAGE INC |
| Feb 18, 2019 | Warranty Deed, Transfer · Conventional with PMI EQUITY RSRCS/OH |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 18, 2019 · Amount on Record |
| Deed Sale | Feb 18, 2019 · Amount on Record |
| Prior Sale | Aug 31, 2016 · Amount on Record |
| Deed Document Number | 0005282066 |
| Deed Book / Page | 528 / 2066 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | AVERY NC |
| Property Address | 443 TEMPLE SPRING LN, NEWLAND, NC 28657-8186 |
| Transaction Type | Mortgage |
| Record Updated | Aug 22, 2022 |
| Title Company | SIMPLE TITLE AND ESCROW, SILK TITLE & ESCROW LLC |
| Name | Verified Name |
|---|
| Document Number | 0000001723 |
|---|---|
| Date | Mar 18, 2022 |
| Book Page | 574/2303 |
| Instrument | 2022001723 |
| Name | WYNDHAM CAPITAL MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28211 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | AVERY NC |
| Recording Date | Feb 18, 2019 |
| Property Address | 443 TEMPLE SPRING LN, NEWLAND, NC 28657-8186 |
| Document Number | 0005282066 |
| Book / Page | 000528 / 002066 |
| Instrument Date | Feb 14, 2019 |
| Instrument | 701 |
| Transaction Type | Transfer |
| Record Updated | Feb 27, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $260.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 210 CUSTER TRL CARY NC 275134700, CARY, NC 27513-4700 |
| Document Number | 5282068 |
|---|---|
| Date | Feb 18, 2019 |
| Book Page | 000528/002068 |
| Instrument | 702 |
| Name | EQUITY RSRCS/OH |
|---|---|
| Type | Funding / Finance Company |
| Address | NEWARK, OH 43055 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 17, 2049 |
Source: Avery County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Avery County |
| Unified School District | Avery County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $594.00 | $148,600 (-) Land $14,000 Building $134,600 | $148,600 (-) Land $14,000 Building $134,600 |
| 2023 | $594.00 | $148,600 (-) Land $14,000 Building $134,600 | $148,600 (-) Land $14,000 Building $134,600 |
| 2022 | $594.00 | $148,600 Land $14,000 Building $134,600 | $148,600 Land $14,000 Building $134,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 9, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 10 (1983–2024) |
| Claims Outside the SFHA | 7 of 10 |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 44% of the US · above 65% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 49 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
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