443 Swaggertown Rd, Schenectady, NY 12302 Property Records

Schenectady County and Glenville Town property record for 443 Swaggertown Rd, Schenectady, NY 12302

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 1,544 sqft · built 1930
Lot Size	0.785 acres (34,210 sqft)
Owner	Individual Name on Record
Last Sale	$187,000 (Nov 2012)
Tax Bill	$2,119 (2026)
Deeds & Mortgages	Oct 2025 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`422289 15.3-2-70`

Property Details

APN / Parcel Number

Primary APN	`422289 15.3-2-70`
Alternative APNs	`228901500300020700000000` `C08711`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,544 sqft Living Area
1st Floor Area	1,034 sqft
Upper Floors Area	510 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Architectural Style	Cape Cod
Exterior Material	Brick
Lot Area	34,210 sqft (0.785 acres)
Lot Dimensions	342 ft deep x 100 ft wide
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	168 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	C08711
Street Address	443 SWAGGERTOWN RD
City	SCHENECTADY
State	NY
Zip	12302-3918
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RES
Legal Description	HL
Legal Block	2
Legal Lot Number	70.000
Jurisdiction	SCHENECTADY NY
Township / Civil Division	GLENVILLE
Census Block Group	1
Census Block	1000
Census Tract	32404

Owner

Source: Schenectady County and Glenville Town records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	443 SWAGGERTOWN RD, SCHENECTADY, NY 12302-3918
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 1, 2012 · Amount on Record
Deed Sale	Nov 1, 2012 · Amount on Record
Prior Sale	Sep 26, 2003 · Amount on Record
Deed Document Number	201247817
Deed Book / Page	1864 / 611
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCHENECTADY NY
Property Address	443 SWAGGERTOWN RD, SCHENECTADY, NY 12302-3918
Transaction Type	Mortgage
Record Updated	Oct 31, 2025
Title Company	CLEAREDGE TITLE, CLEAREDGE TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	443 SWAGGERTOWN RD, SCHENECTADY, NY 12302-3918

Mortgage

Document Number	0000024945
Date	Oct 21, 2025
Instrument	202524945

Lender

Name	POINT DIGITAL FINANCE INC
Type	Mortgage Company
Address	PALO ALTO, CA 94302

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Oct 3, 2055

Tax Assessment & Valuation

Source: Schenectady County and Glenville Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Schenectady County
County Subdivision	Glenville Town
Unified School District	Burnt Hills-Ballston Lake Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,119.00 (-5.19%) Homeowner's exemption
2025	$2,235.00	$154,000 (-) Land $33,500 Building $120,500	$280,000 (+23.64%) Land $60,909 Building $219,091
2023		$154,000 Land $33,500 Building $120,500	$226,471 Land $49,265 Building $177,206

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 7, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2005)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jan 2005 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GLENVILLE WD #11 serves 15,000 people · EPA ID NY4600091
Water Source	Groundwater
Last State Inspection	Jul 2022
Lead	4 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 84 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
T-Mobile Fixed Wireless	100 / 20