443 Sunfish Dr, Winter Haven, FL 33881 Property Records

Polk County property record for 443 Sunfish Dr, Winter Haven, FL 33881

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 2,710 sqft · built 2019
Lot Size	0.209 acres (9,113 sqft)
Owner	2 Individual Names on Record
Last Sale	$238,511 (Jul 2019)
Tax Bill	$3,759 (2025)
Deeds & Mortgages	Jul 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`26-28-02-522101-000850`

Property Details

APN / Parcel Number

Primary APN	`26-28-02-522101-000850`
Alternative APNs	`022826522101000850` `22826000`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,710 sqft Living Area
Gross Area	3,110 sqft
1st Floor Area	1,170 sqft
Upper Floors Area	1,540 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Other
Lot Area	9,113 sqft (0.209 acres)
View / Lot	Commercial/Industrial
Garage Type	Attached
Garage Area	400 sqft
Porch	Unfinished Open Porch
Porch Area	70 sqft
Shed	1 Shed

Location & Zoning

Street Address	443 SUNFISH DR
City	WINTER HAVEN
State	FL
Zip	33881-9409
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LAKE LUCERNE PHASE 4 PB 169 PGS 38-39 LOT 85
Legal Range	26E
Legal Township	28S
Legal Section	02
Legal Subdivision	LAKE LUCERNE PHASE 4
Legal Phase	4
Legal Block	2
Legal Lot Number	85
Jurisdiction	POLK FL
Township / Civil Division	WINTER HAVEN-AUBURNDALE
Census Block Group	2
Census Block	2000
Census Tract	12804

Owner

Source: Polk County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	443 SUNFISH DR, WINTER HAVEN, FL 33881-9409
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 31, 2019 · Amount on Record
Deed Sale	Jul 31, 2019 · Amount on Record
Deed Document Number	2019159721
Deed Book / Page	10924 / 1014
Last Transfer Date	Feb 25, 2025
Transfer Doc	0000043090
Record Updated	Oct 29, 2026

July 2019: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	POLK FL
Recording Date	Jul 31, 2019
Property Address	443 SUNFISH DR, WINTER HAVEN, FL 33881-9409
Document Number	0109241014
Book / Page	010924 / 001014
Instrument Date	Jul 30, 2019
Instrument	159721
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 17, 2019
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,669.58
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	443 SUNFISH DR WINTER HAVEN FL 338819409, WINTER HAVEN, FL 33881-9409

Mortgage

Document Number	109241016
Date	Jul 31, 2019
Book Page	010924/001016
Instrument	159722

Lender

Name	EQUITY PRIME MTG
Address	ATLANTA, GA 30328

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 30, 2049

Tax Assessment & Valuation

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Municipality	Winter Haven City
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$251,138 (+2.7%)	$279,330 (-5.5%) Land $50,000 Building $229,330
2025	$3,759.00 (+7.03%) Homeowner's exemption	$244,536 (+6.87%)	$295,594 (-7%) Land $50,000 Building $245,594
2023	$3,512.00 (+2.9%) Homeowner's exemption	$228,822 (+3%)	$317,850 (+24.4%) Land $48,000 Building $269,850
2022	$3,413.00 Homeowner's exemption	$222,157	$255,509 Land $40,000 Building $215,509

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 20 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	20 in force
Nearby Flood Claims	7 (2004–2023)
Claims Outside the SFHA	1 of 7
Most Recent Claim	Apr 2023 · rainfall accumulation
Claims by Event	Hurricane Frances, Sep 2004 · 3 claims Tropical Storm Bonnie And Hurricane Charley, Aug 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SWISS VILLAGE MHP private · serves 1,410 people · EPA ID FL6532715
Water Source	Groundwater
Last State Inspection	Sep 2024
Also Mapped Here	WINTER HAVEN WATER DEPARTMENT
Lead	1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 508 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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